Well, co-pays for us here in Bama are down | Page 2 | TigerDroppings.com
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jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
27483 posts
Online

re: Well, co-pays for us here in Bama are down

quote:

I swear you guys are so partisan, so ready to draw a line on ideology,

i cant remember the last time i voted for a republican other than ted cruz in a major state or national election. i guess bush the first time around. but yeah, im the partisan one.

quote:

you can't even have a relaxed discussion with someone you perceive as 'the enemy'.

you can't hold a relaxed discussion because you are unable to think coherently enough to provide a rational thought.


crawdaddy52
Vanderbilt Fan
Member since Dec 2010
898 posts

re: Well, co-pays for us here in Bama are down
If Obama cured cancer....


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Jbird
Iowa Fan
In Odramaville with EthanL
Member since Oct 2012
17640 posts
Online

re: Well, co-pays for us here in Bama are down
quote:

id I read this correctly? You are against the constitution?


Yes he is, something about an arcance old document by racist white guys IIRC.


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jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
27483 posts
Online

re: Well, co-pays for us here in Bama are down
quote:

Well I apologize. Did not know there were plans this bad out there.

good lord, insulated much?


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EthanL
LSU Fan
Auburn,AL
Member since Oct 2011
3516 posts

re: Well, co-pays for us here in Bama are down
quote:

When you ONLY comment on the co-pay...you kinda sound like the guy who answers "how much does your car cost?" with: $500 per month


That's not quite comparing apples to oranges but I see your point.

Where I work there are 5 different plans. I was single up until 3 years ago, and got the cheapest, most affordable plan for my family and 2 kids ($280 a month...que the car comparison again)

Deductibles went up for ER visits ($150) outpatient visits (same) and inpatient stays of 24 hours plus ($300).

We have never had a deductible for prescription drugs. Most are a $10 copay


BlackHelicopterPilot
LSU Fan
Top secret lab
Member since Feb 2004
34311 posts

re: Well, co-pays for us here in Bama are down
Much more complete. Thanks.




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EthanL
LSU Fan
Auburn,AL
Member since Oct 2011
3516 posts

re: Well, co-pays for us here in Bama are down
quote:

you can't hold a relaxed discussion because you are unable to think coherently enough to provide a rational thought.


Ok got it. I'm an idiot. Do yourself a favor, and stay out of my threads.


jcole4lsu
Virginia Fan
The Kwisatz Haderach
Member since Nov 2007
27483 posts
Online

re: Well, co-pays for us here in Bama are down
quote:

Do yourself a favor, and stay out of my threads.



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fleaux
LSU Fan
section 0
Member since Aug 2012
7735 posts

re: Well, co-pays for us here in Bama are down
About 4 years ago it was $1000. Apparently big companies that offer insurance benefits are trending towards these high-deductible lower(allegedly) premium policies and also only cover prescriptions that they deem to be preventative. My daughter was taking a medication that cost previously $44 a month that is now $182 with the new plan.......


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paps
LSU Fan
Member since May 2011
196 posts

re: Well, co-pays for us here in Bama are down
quote:

Well I apologize. Did not know there were plans this bad out there.



What an idiot


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BBONDS25
LSU Fan
Member since Mar 2008
17556 posts

re: Well, co-pays for us here in Bama are down
quote:


This makes no sense whatsoever. A family copay? And $2500 bucks?

I call BS



aren't familiar with insurance are you? A deductible is different from a copay. He said a $2500 family deductible. Mine is $5600. $2800 individual, $5600 family. It means each person in the family has a $2800 deductible until the aggregate reaches $5600. It's very common.

ETA: Beat me to it.

ETA: It is painfully obvious you think your employer sponsored plan is the same as everyone else's in America. I have a Blue Cross Individual Family Plan. $650/month, $5600 family deducitble. That equals $1,117/ month. That is about $500 less than my mortgage!! 2 years ago I pad about $750 a month with a $1000 deductible. Thats $833 a month. I guess I should be excited my premiums went down, right? Is that the leftist mantra?
This post was edited on 2/14 at 4:45 pm


Chimlim
LSU Fan
Baton Rouge, LA
Member since Jul 2005
11829 posts

re: Well, co-pays for us here in Bama are down
So what is your point?

Did your premiums go down? If not, then what's the big deal about a $10 savings in co-pay?


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Kickadawgitfeelsgood
Lafayette LA
Member since Nov 2005
8545 posts

re: Well, co-pays for us here in Bama are down
quote:

I have a Blue Cross Individual Family Plan. $650/month, $5600 family deducitble.


I'm with BCBS as well. Have you been notified of growing numbers of doctor's group leaving their relationship with Blue Cross?

Just this week, I received notification of both of my closest hospital ER doctor groups leaving. Not happy.

ETA: Clarification
This post was edited on 2/15 at 2:26 am


BBONDS25
LSU Fan
Member since Mar 2008
17556 posts

re: Well, co-pays for us here in Bama are down
I had not seen any of that. But that is not good. It also doesn't surprise me.


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tcoachmc
Stanford Fan
Palo Alto
Member since Dec 2010
916 posts

re: Well, co-pays for us here in Bama are down
You never answered the question about being against the constitution. ARE YOU AGAINST THE CONSTITUTION OF THE UNITED STATES?


EthanL
LSU Fan
Auburn,AL
Member since Oct 2011
3516 posts

re: Well, co-pays for us here in Bama are down
Can you read?


SmackoverHawg
Arkansas Fan
Member since Oct 2011
15275 posts

re: Well, co-pays for us here in Bama are down
I'm a physician and I haven't seen ANYBODY'S co-pays go down. In fact, just the opposite. Co-pays up, deductables up, monthly premiums up, benefits down, medication coverage down. I call bull shite unless your insurance changed.


ljhog
Arkansas Fan
Lake Jackson, Tx.
Member since Apr 2009
10610 posts

re: Well, co-pays for us here in Bama are down
I have a really good insurance plan. My medical expenses are capped at $6000 a year of which I cover $4500 and the company $1500. I pay whatever the negotiated price for all services and prescriptions up to the cap. Afterwards it's covered 100%. If I don't use $6000 worth of services then the balance carries over to the next year.
In addition, I have been funding the plan an extra $1250/year long enough that I always have a minimum of $5000 positive balance. I go to a doctor, hospital, or drug store and just swipe the credit card. No muss, no fuss, no worries.


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Champagne
New Orleans Saints Fan
French and Spanish Empire Border
Member since Oct 2007
13147 posts

re: Well, co-pays for us here in Bama are down
quote:

I am 36, I am against abortion, homosexuality, war, the constitution, to name a few.


You are against the US Constitution? Wow. You really ARE a Democrat.


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davesdawgs
Georgia Fan
Georgia - Class of '75
Member since Oct 2008
18833 posts

re: Well, co-pays for us here in Bama are down
quote:

Well, co-pays for us here in Bama are down


I assume the "us" is just you and your family. I would guess your situation is not the norm. My Mom's copay went up to 85 bucks on some of her routine medicines; Santyl is one of them. She's diabetic and often needs Santyl ointment to help in the healing of wounds.
This post was edited on 2/15 at 11:47 am


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