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eyepooted 
LSU Fan
Lake Charles, LA
Member since Jul 2010
669 posts
| Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:55 am)
I am coming up with a plan on what to tell the SO about the money arrangement. How important is this little talk? Are joint checking accounts good ideas(i dont think so)? Can this talk work against me in the future?
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Geauxld Finger
LSU Fan
Baton Rouge
Member since Jan 2005
17844 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:55 am to eyepooted)
good luck bro. bbc when spending money
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Phil A Sheo
LSU Fan
Mele Kalikimaka
Member since Aug 2011
2898 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:57 am to eyepooted)
quote:
I am coming up with a plan on what to tell the SO about the money arrangement. How important is this little talk? Are joint checking accounts good ideas(i dont think so)? Can this talk work against me in the future?
No have the talk now, b/c that is the fastest way to end a marrige...besides maybe banging a brides maid
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WikiTiger
LSU Fan
Member since Sep 2007
38300 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:57 am to eyepooted)
quote:
Having the "Money Talk" with the SO before marriage
I am coming up with a plan on what to tell the SO about the money arrangement. How important is this little talk? Are joint checking accounts good ideas(i dont think so)? Can this talk work against me in the future?
lol, this guy is going to hate his life in 5 years
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HoustonChick86 
Arizona Fan
Catalina Wine Mixer
Member since Dec 2009
37656 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:57 am to eyepooted)
I'd say that it is a pretty important conversation.
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teke184
LSU Fan
Zachary, LA
Member since Jan 2007
5717 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:57 am to WikiTiger)
quote:
lol, this guy is going to hate his life in 5 years
5 months, not years.
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Pony-Vomit
LSU Fan
Baton Rouge
Member since Jan 2013
235 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:58 am to eyepooted)
quote:
I am coming up with a plan on what to tell the SO about the money arrangement. How important is this little talk? Are joint checking accounts good ideas(i dont think so)? Can this talk work against me in the future?
I'm getting married in 2 weeks and this is probably one of the most important talks to have, if not THE most important talk to have.
We've had a joint account and a joint credit card for two years now. After we're married, we will have a joint checking account, a joint credit card, a joint savings account, individual investment/retirement accounts, and each have an individual credit card for gift purchases. I handle the budget and bill payments, but we discuss all major purchases. Works excellent for us
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yellowfin 
Illinois Fan
Paige is Pretty
Member since May 2006
51926 posts
 Online
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:58 am to eyepooted)
quote:
How important is this little talk?
money is the #1 cause for divorce in the first 5 years of marriage
quote:
Are joint checking accounts good ideas(i dont think so)?
It's whatever works for you, we tried separate accounts but eventually went to joint and it works much better
quote:
Can this talk work against me in the future?
I don't know how it could
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sec13rowBBseat28
LSU Fan
Member since Aug 2006
7009 posts
Online
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:58 am to eyepooted)
Don't get married if you think you need to have a "money talk".
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buddhavista
Member since Jul 2012
3543 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:58 am to HoustonChick86)
its very important and you are pretty much screwed
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ehidal1 
Clemson Fan
El jigglio cuarto
Member since Dec 2007
12625 posts
Online
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:58 am to eyepooted)
I think it's good to get ahead of that issue. It causes the most fights in marriages. Think about what you want to accomplish and plan for it but be open to her ideas ( or at least pretend to). If she feels like you are forcing her into a certain arrangement then every time you bring up money she will blame your arrangement.
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elposter 
Alabama Fan
South Carolina
Member since Dec 2010
4750 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:58 am to eyepooted)
I think joint checking account, one pot arrangement is the way to go, but I guess everyone is different. I just wouldn't want the "my money" "your money" thing. You are in it together and responsible for everything together anyway.
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LOCO5150 
Arkansas Fan
Member since Sep 2011
3718 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 10:59 am to eyepooted)
Have you ever tried explaining the dynamics of the 46 defense to a 2 year old?
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CurDog
LSU Fan
Member since Jan 2007
17596 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 11:00 am to eyepooted)
we had a similiar talk 17 years ago. we got seperate checking accounts about 16 years ago and could not be happier.
she buys what she wants and i do the same
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WikiTiger
LSU Fan
Member since Sep 2007
38300 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 11:00 am to elposter)
quote:
You are in it together and responsible for everything together anyway.
Sounds like fun. I don't know what could ever go wrong.
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HoustonChick86
Arizona Fan
Catalina Wine Mixer
Member since Dec 2009
37656 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 11:01 am to sec13rowBBseat28)
That doesn't really make sense.
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yellowfin
Illinois Fan
Paige is Pretty
Member since May 2006
51926 posts
Online
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 11:01 am to sec13rowBBseat28)
quote:
Don't get married if you think you need to have a "money talk".
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SpqrTiger
LSU Fan
Baton Rouge
Member since Aug 2004
5194 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 11:03 am to Geauxld Finger)
It is critically important to have this talk.
You MUST be on the same page as far as what communicating your expectations of what you will both be bringing in, and what you will both be spending.
Create a budget.
Your SO may piss and moan about it, but it needs to be done. And no hiding debt, either.
Shared account during marriage is SOP. Look at it this way... you will be able to monitor what SHE spends, and you both will be limited to what's in the account without thinking (wrongly) that the other can bail you out if you get into trouble.
When there's problems with money in a marriage, it spreads to everything else. It's a fricking hydra. Make sure you have this talk.
Feelings be damned. If she starts whining over this talk before marriage, you are headed for the poor house after marriage. Heed those words, laddie.
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HoustonChick86
Arizona Fan
Catalina Wine Mixer
Member since Dec 2009
37656 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 11:03 am to CurDog)
Do you have a joint account for bills, groceries, vacations, etc.? And then each your own account for personal purchases?
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eyepooted
LSU Fan
Lake Charles, LA
Member since Jul 2010
669 posts
| re: Having the "Money Talk" with the SO before marriage (Posted on 1/18/13 at 11:04 am to LOCO5150)
quote:
Have you ever tried explaining the dynamics of the 46 defense to a 2 year old?
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