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BACONisMEATcandy
LSU Fan
My opinions are my own
Member since Dec 2007
40220 posts

re: checking accounts with no atm fees


quote:

Need to have one direct deposit per month, 15 debit card transactions, and enroll in online banking/statement delivery.


I doubt I had 15 debit card transactions in the past year






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Brightside Bengal
New Orleans Saints Fan
Uptown
Member since Sep 2007
2391 posts

re: checking accounts with no atm fees


First nbc in nola has a checking account that is a $50 deposit to open and is completely free as long as you dont overdraw it. All fnbc atm/debit cards charge you 0 at ANY atm machine, and whatever the machine charges you is refunded to your account the next business day.



These refunds are unlimited and i personally have gotten up to a $20 fee at a strip club in vegas refunded.

First NBC Bank....



This post was edited on 1/10 at 3:33 pm


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Venelar
LSU Fan
The AP
Member since Oct 2010
267 posts

re: checking accounts with no atm fees


UCB does do it. When we were in Vegas in Nov I almost felt bad using the atm's. $6.50 a pop getting refunded instantly.





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bryso
Clemson Fan
The Real Death Valley
Member since Dec 2006
27046 posts

re: checking accounts with no atm fees


quote:

Easy solution. Bank with a small local bank and link the accounts together to transfer money back and forth.



i agree with this. banking with a small local bank is a good idea anyway... when you need a loan having personal connection with the banker might have a value...

that is if you plan on getting a loan other than 3% fha loan...






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bryso
Clemson Fan
The Real Death Valley
Member since Dec 2006
27046 posts

re: checking accounts with no atm fees


quote:

I doubt I had 15 debit card transactions in the past year



Chase charges me $6 a month when i dont have 3... i get charged that 6 bucks more so than i dont

getting ready to call them and cancel my account so i can move to Iberiabank...







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Golfer
LSU Fan
Coral Bay, St. John, USVI
Member since Nov 2005
53424 posts

re: checking accounts with no atm fees


quote:

I doubt I had 15 debit card transactions in the past year


I still use my debit card for smaller transactions and when I need cash back.






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foshizzle
LSU Fan
Washington DC metro
Member since Mar 2008
28604 posts

re: checking accounts with no atm fees


Another thing in favor of Schwab - you know those nice, friendly people you always see in commercials who know what they're talking about, are eager to help and speak English fluently? They may not work at your bank, but they do work at Schwab.





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fillmoregandt
Ole Miss Fan
Over the Mountain,brah
Member since Nov 2009
5606 posts

re: checking accounts with no atm fees


Bancorpsouth does it for me. At the end of the month I get a deposit, usually like $12-16 dollars, for ATM fees refund





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busbeepbeep
New Orleans Saints Fan
:nolarugby.com:
Member since Jan 2004
9494 posts

re: checking accounts with no atm fees


Gulf Coast Bank has ATM fee refunds.





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