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THRILLHO  New Orleans Saints Fan New Orleans, LA Member since Apr 2006 25337 posts
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| Need private student loan advice... (Posted on 12/26/12 at 2:54 pm)
any recommendations on who to go through? Gov't loan is out on account of the number of hours I've taken. Googling thing like "best private student loan rates" and the like obviously result in a shitload of sponsored sites that don't help me out at all.
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dischNoutTAspd  LSU Fan Houston Member since Nov 2009 909 posts

| re: Need private student loan advice... (Posted on 12/26/12 at 4:54 pm to THRILLHO)
I took mine out through Chase . It's never recommended to go the private route because of the high interest rates .. But it is a option . If you can , do financial aide through school / government . my Interest rate on my student loan is ridiculously high .
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Crbello4Hiceman  LSU Fan Lurking Member since May 2011 374 posts

| re: Need private student loan advice... (Posted on 12/26/12 at 5:02 pm to dischNoutTAspd)
quote:
I took mine out through Chase . It's never recommended to go the private route because of the high interest rates .. But it is a option . If you can , do financial aide through school / government . my Interest rate on my student loan is ridiculously high .
Edited for spelling and punctuation: I took mine out through Chase. It's never recommended to go the private route because of the higher interest rates. But it is an option. If you can, do financial aid through school/government. My interest rate on my student loan is ridiculously high.
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Golfer  LSU Fan Coral Bay, St. John, USVI Member since Nov 2005 47475 posts
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| re: Need private student loan advice... (Posted on 12/26/12 at 5:46 pm to Crbello4Hiceman)
With the changes in the government loans, the private loans may be better than the government loans if you have good credit. We are using Sallie Mae. No real problems.
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TheOcean  Florida State Fan Tampa Bay, FL Member since Aug 2004 23266 posts

| re: Need private student loan advice... (Posted on 12/26/12 at 5:48 pm to Crbello4Hiceman)
Missed a comma, douche.
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saderade  New Orleans Saints Fan America's City Member since Jul 2005 19693 posts

| re: Need private student loan advice... (Posted on 12/26/12 at 7:11 pm to THRILLHO)
I know if it's for graduate school then you can get a grad plus loan through the government which is probably your best interest rate
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THRILLHO  New Orleans Saints Fan New Orleans, LA Member since Apr 2006 25337 posts
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| re: Need private student loan advice... (Posted on 12/26/12 at 10:18 pm to Golfer)
quote:
the private loans may be better than the government loans if you have good credit.
Good deal. Was in the mid 700's last I checked. Will apply online at Sallie Mae tonight.
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THRILLHO  New Orleans Saints Fan New Orleans, LA Member since Apr 2006 25337 posts
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| re: Need private student loan advice... (Posted on 12/26/12 at 10:19 pm to saderade)
quote:
I know if it's for graduate school
Nah, I changed majors after a year, then fricked around off and on for another 4, racking up hours but not much in terms of useful classes.
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dustinm27  LSU Fan Prairieville Member since Oct 2008 2322 posts

| re: Need private student loan advice... (Posted on 12/27/12 at 10:47 am to THRILLHO)
I did Sallie Mae this past semester, I like them a lot
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