My health insurance is $52 a month and it's awesome since I'm in the guard. $1000 max out of pocket a year. My wife has her insurance covered by her employer (she doesn't love the job and will move at some point within the next 2 years) and I have single coverage.
The family rate (my wife and I plan to start having kids now and over the next few years) is $192 a month.
My employer insurance program would cost us $550 to $1100 a month. That depends on which plan we choose.
First, I absolutely hate the guard and can't wait to get out. I don't want to deploy again and if I stay in the required 20 years to draw insurance (I'll only have done 6) I will have to deploy again. I don't want to put my wife and future kids through that process.
I also hate missing football a weekend each month, I know that sounds stupid but I love watching football.
I also don't want to drop around 1k a month for health insurance. Drill would also pay me about $250 a month for drill.
I'm set to get out in January of 2014. It's really not a big deal until we have kids or she moves to a different job.
This post was edited on 12/5 at 7:27 pm