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ForeverLSU02
Penn Fan
Albany
Member since Jun 2007
33815 posts

Would it be worth my time to see about refinancing?

The wife and I just purchased a house last summer. We currently owe right at $148,000 @ 4.375%. FWIW, our loan is a 30 year fixed and we're paying about $1000/month (mortgage and escrow). Could I get a rate low enough to offset possible origination charges/closing costs?


Tiger at Law
LSU Fan
Baton Rouge
Member since May 2007
1597 posts
Online

re: Would it be worth my time to see about refinancing?
You never know...its always worth a shot. James Desormeaux is a loan officer with Assurance Financial in Baton Rouge that I would recommend who can go over your numbers to see if a refinance would work out well for you. He has been able to do refinances recently for several people that I know.

Here is is contact info:
jdesormeaux@lendtheway.com
18212 E. Petroleum Dr. Suite 5A
BR LA 70809
44802662
This post was edited on 12/5 at 5:34 pm


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LSUtigerME
LSU Fan
Walker, LA
Member since Oct 2012
1270 posts

re: Would it be worth my time to see about refinancing?
What's your credit score?

Just glancing at it, prob not. But there's a lot of factors you didn't include that are important.


756
LSU Fan
Member since Sep 2004
10870 posts

re: Would it be worth my time to see about refinancing?
on first glance no- the one scenario might be if you knew you where going to live in your house for 15 years and you refi ed to a 15 year loan under 3


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ForeverLSU02
Penn Fan
Albany
Member since Jun 2007
33815 posts

re: Would it be worth my time to see about refinancing?
quote:

What's your credit score?
It was around 800 when we purchased the house in September 2011


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