Keep up with style, or set it , later in life. I drive a 2001 Chevy 4x4 with 226,000 miles on it to hunt and knock about town. I drive a 2012 Audi A8L, tricked out like a mofo, the rest of the time. I'm over 50...the splurge was my choice. (and I paid cash for both).
buy used...pay it off ASAP , and build for your cash purchase by saving the monthly payments even after you've paid the current vehicle mortgage. Don't worry about style issues until you can afford to do so.
This post was edited on 12/4 at 6:01 pm