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fishfighter
LSU Fan
Baton Rouge
Member since Apr 2008
16433 posts

Life insurance


Anyone here sell term life insurance? Got fired a couple days ago, but am able to move my life insurance over to a whole life. They want to charge me $46.50 a month per 1k. WTF?






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Jwodie
LSU Fan
New Orleans
Member since Sep 2009
5488 posts

re: Life insurance


I can refer you to a great guy who handles my account. Let me know if interested.





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Doink
New Orleans Pelicans Fan
Greatna
Member since Sep 2012
114 posts

re: Life insurance


I am an agent with New York Life in the BR/NOLA area. I can help you out and answer any questions you may have. E-mail me if you are interested in speaking. Waharris@ft.newyorklife.com.





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fishfighter
LSU Fan
Baton Rouge
Member since Apr 2008
16433 posts

re: Life insurance


quote:

I am an agent with New York Life in the BR/NOLA area. I can help you out and answer any questions you may have. E-mail me if you are interested in speaking. Waharris@ft.newyorklife.com.


Will email you later. Thanks. Had insurance thu ING. Still $46.50 per 1k? Not in this life time.






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GoCrazyAuburn
Auburn Fan
Member since Feb 2010
12468 posts

re: Life insurance


quote:

They want to charge me $46.50 a month per 1k






How old are you? 90? That is obscene. I have never scene a policy that expensive.



This post was edited on 12/3 at 11:27 pm


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Burt Reynolds
Florida State Fan
L.A.
Member since Jul 2008
14792 posts

re: Life insurance


quote:

Anyone here sell term life insurance? Got fired a couple days ago, but am able to move my life insurance over to a whole life. They want to charge me $46.50 a month per 1k. WTF?



Most life insurance is a skam imo






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756
LSU Fan
Member since Sep 2004
9318 posts

re: Life insurance


Zander insurance online





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cbtullis
LSU Fan
Baton Rouge
Member since Apr 2004
2935 posts

re: Life insurance


46.50 a month for 1k is the most outrageuos thing I have ever heard.





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GoCrazyAuburn
Auburn Fan
Member since Feb 2010
12468 posts

re: Life insurance


No kidding. There has to be something else here. I have never seen a permanent policy that expensive. That is shocking.

OP, what company is offering that?






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gatorsimz
Florida Fan
cafe risque
Member since Feb 2009
5346 posts

re: Life insurance


quote:

They want to charge me $46.50 a month per 1k. WTF?

Hmm... are you an eighty year old, 500 pound, tobacco user with prostate cancer? If so, that's a pretty good deal






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fishfighter
LSU Fan
Baton Rouge
Member since Apr 2008
16433 posts

re: Life insurance


quote:

No kidding. There has to be something else here. I have never seen a permanent policy that expensive.


It is a rollover from my job. Was insured thru ING. When I talked to them and they told me that, I at that person. The rollover turns over to a Whole life. I'm 54. I have 31 days to get some more life insurance. Problem is that I'm in CHF, disable now. And no, I don't smoke, I'm 6' tall and weight in at 165lbs.






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GoCrazyAuburn
Auburn Fan
Member since Feb 2010
12468 posts

re: Life insurance


Wow. I've never actually run into an ING policy before, but I guess I know why. That is the most ridiculous thing I have ever seen.





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lsurulesall
LSU Fan
Dallas
Member since Mar 2010
149 posts

re: Life insurance


Ya, that is absurd. I am an agent with Northwestern Mutual here in BR, and I have never seen that high of a premium for somebody without a serious condition. I would also like to throw my name in the hat to help you meet your insurance needs. I would suggest meeting with both myself and the agent from NYL in order to decide the best policy for you.


This post was edited on 12/5 at 4:36 pm


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jdg91878
New Orleans Saints Fan
Do overs+Opinion poll politics =MNC
Member since Oct 2010
3742 posts

re: Life insurance


quote:

Most life insurance is a skam imo


This is true of all cash value trash on the market






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GoCrazyAuburn
Auburn Fan
Member since Feb 2010
12468 posts

re: Life insurance








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Lsupimp
LSU Fan
Member since Nov 2003
30081 posts

re: Life insurance


This thread is a perfect example of the need for people to own their own term life insurance policy that adequately covers their exposure. That company-provided policy ain't gonna cut it.





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adavis
LSU Fan
Member since Aug 2007
3355 posts

re: Life insurance


That is the most ridiculous thing I've ever heard. There are instant issue policies out there (no health questions at all) for much much less. I wrote a 78 year old man who had gone through 2 heart attacks and a quad bypass a $15,000 whole life policy for $125 per month. Whole life isn't the way to go for you though. You should get a 20 year term and maybe a small whole life policy. Somebody will be able to give you good coverage for so much less than that garbage your work offered. I've seen NY Life and Northwestern Mutual mentioned-those are both good and fair companies. look into Modern Woodmen of America also-they usually beat both of those companies in price. Stay away from sleazy Primerica Agents! Good luck.





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gatorsimz
Florida Fan
cafe risque
Member since Feb 2009
5346 posts

re: Life insurance


quote:

Modern Woodmen of America


got that fraternal






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fishfighter
LSU Fan
Baton Rouge
Member since Apr 2008
16433 posts

re: Life insurance


quote:

This thread is a perfect example of the need for people to own their own term life insurance policy that adequately covers their exposure. That company-provided policy ain't gonna cut it.


As long as I had a job, the coverage was great for the price. Was costing me around $15 a month for 5 times my base pay. Never would of though I would of got sick. In fact, my heart problem came from a viro infection. Very common, but 1 in a million does has heart damage from it and I won/lost.

I'm just looking for about 20K term life for me and the wife each. Something to help plant us in the ground.






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Janky
LSU Fan
Team Primo
Member since Jun 2011
5818 posts

re: Life insurance


quote:

I'm just looking for about 20K term life for me and the wife each. Something to help plant us in the ground.


You can get that online.






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