Don't call his show and tell him your sad story. You wouldn't like his answer at all. Better yet, do call his show. Sounds like you could have benefited from some Ramsey advice several years ago. Where were you parents when you were making all of these life changing decisions?
I don't really have a sad story to tell yet. If I can get a job that pays the bills, I'm going to pay my loans and continue my life as a productive member of society, but that doesn't mean I think college was a worthwhile investment that I wasn't suckered into due to my own ignorance. We can play the blame game all day long, but it's clear to me that there's negligence on the part of people who should know better. Elderly couples who fall victim to email phishing attempts could have avoided having their bank accounts wiped out even if they were even remotely technology literate, but no one tells them to buck up when they've lost their life savings. Instead, we view the scammers as the scumbags and place blame on them. Is this only because they're breaking the law or because they're miserable human beings? Is it some of both?
Hence, if Obama pays off my student loans, I won't complain at all because even if I land a great job, it will be only because I had a spiffy piece of paper and not because I actually learned anything useful. Our entire educational system is in need of major reform at all levels, and until then, college is an absolute joke. I don't like I got what was promised to me, so I won't feel bad at all if the government retracts my debt.
I think too many of you joined college to have a good time attending frat parties and football games then having mommy and daddy use their professional network to land you a sweet job to realize why college should truly exist -- to get an education rather than a credential.