| Posted by | Message |
CP3LSU25  LSU Fan Lafayette Member since Feb 2009 28068 posts
Online

| What credit card can I get with a 7500 or 10,000 credit (Posted on 11/21/12 at 8:35 pm)
My capital one venture card isn't cutting it anymore. They won't give me an credit increase because they only do so periodically they said.
|
| Back to top | Share on  |
Croacka UNLV Fan Denham Sprangs Member since Dec 2008 37576 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/21/12 at 8:37 pm to CP3LSU25)
I just got a penfed visa and they gave me 20 which I thought was absurb
|
| Back to top | |
CP3LSU25  LSU Fan Lafayette Member since Feb 2009 28068 posts
Online

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/21/12 at 8:51 pm to Croacka)
It's asking how am I eligible for penfed membership?
|
| Back to top | |
rmc  LSU Fan Zachary, LA Member since Sep 2004 21136 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/21/12 at 9:00 pm to CP3LSU25)
You have to donate 5 or 15 dollars to some organization.
|
| Back to top | |
Croacka UNLV Fan Denham Sprangs Member since Dec 2008 37576 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/21/12 at 9:03 pm to CP3LSU25)
Yeah click none of the above or something and you can donate 15 or 20 bucks to a military organization You also have to make a 5 dollar deposit to become a member
|
| Back to top | |
Chris Farley  Maryland Fan Regulating Member since Sep 2009 3077 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/21/12 at 9:32 pm to CP3LSU25)
quote:
They won't give me an credit increase because they only do so periodically they said.
This is pretty standard across the industry, most companies will only give u an increase every 6 months. I use the Amex Blue Cash Preferred card. 6% on groceries and 3% on gas plus $150 sign up bonus. There is a $75 annual fee but it easily pays for itself. If you are interested, post your email and I can send you a referral which would get you an additional $75.
|
| Back to top | |
CP3LSU25  LSU Fan Lafayette Member since Feb 2009 28068 posts
Online

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/21/12 at 11:16 pm to Chris Farley)
Jduhon702@yahoo.com You think I could receive over 5,000 dollars in credit with that one? The thing is with the capital one. I have had it for around 8 months and have racked up 98,000 miles. Double miles Not understanding why I haven't gotten an increase yet
This post was edited on 11/21 at 11:18 pm
|
| Back to top | |
TheHiddenFlask  Clemson Fan The Welsh red light district Member since Jul 2008 16382 posts
Online

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 12:11 am to CP3LSU25)
Just pay it off more often. You haven't had it very long and your score probably sucks.
|
| Back to top | |
CP3LSU25  LSU Fan Lafayette Member since Feb 2009 28068 posts
Online

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 9:12 am to TheHiddenFlask)
quote:
Just pay it off more often. You haven't had it very long and your score probably sucks.
I have. I just put over 7,000 in the last 3 and a half weeks.
|
| Back to top | |
GoHoGsGo06  Stanford Fan Member since Nov 2006 4040 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 10:16 am to CP3LSU25)
quote:
My capital one
they suck. But CL are increased (with normal credit card companies based on history and good spending habits).
|
| Back to top | |
BACONisMEATcandy  LSU Fan My opinions are my own Member since Dec 2007 37636 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 10:28 am to CP3LSU25)
You're best bet is Amex.... You may just have to wait 6 months after you get your card 
|
| Back to top | |
Fat Bastard  New Orleans Saints Fan Paradise Member since Mar 2009 13437 posts
Online

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 11:25 am to CP3LSU25)
DISNEY CHASE rewards card 10k limit on mine. Could probably go even higher if I requested it.
|
| Back to top | |
Chris Farley  Maryland Fan Regulating Member since Sep 2009 3077 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 11:54 am to CP3LSU25)
quote:
You think I could receive over 5,000 dollars in credit with that one?
Sent you the referral, should get it within a day or two. It will depend on your credit history/income whether or not you get over 5k. I can tell you that they have been very generous with me considering I am young and my credit history only goes back a couple of years.
|
| Back to top | |
b-rab2  LSU Fan Lafayette Member since Dec 2005 8328 posts
Online

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 12:07 pm to Croacka)
Aren't you a high roller
|
| Back to top | |
LSUtigerME  LSU Fan Walker, LA Member since Oct 2012 148 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 1:25 pm to CP3LSU25)
Most cards only give periodic increases, and initial limits would be based on credit history/score. My Chase Freedom card has a $11k limit. Started at $400, and I've never asked for an increase.
|
| Back to top | |
VABuckeye  Ohio State Fan Oak Hill, VA Member since Dec 2007 8115 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 4:54 pm to CP3LSU25)
quote:
I have had it for around 8 months
There is the answer why they won't increase your line yet. Patience grasshopper.
|
| Back to top | |
RetiredG8tr  Florida Fan Pensacola Fl 32503 Member since Nov 2012 44 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 5:38 pm to VABuckeye)
No offense to anyone. Why would anyone need a 20k credit card limit? I'm just curious? Is there a credit card out there that offers prime+1? I don't know, I don't use credit cards. If one needs 20k why not use your local bank? I would think the interest rates would be much less. I don't understand how any credit card company could return 6% on groceries as most grocery companies operate on a 2-5% net margin. Just curious.....
|
| Back to top | |
onelochevy  LSU Fan Slidell, LA Member since Jan 2011 4098 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 5:56 pm to RetiredG8tr)
Started with a 15k limit on my Venture card when I opened it.
|
| Back to top | |
BACONisMEATcandy  LSU Fan My opinions are my own Member since Dec 2007 37636 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 7:42 pm to RetiredG8tr)
quote:
No offense to anyone. Why would anyone need a 20k credit card limit? I'm just curious? Is there a credit card out there that offers prime+1? I don't know, I don't use credit cards. If one needs 20k why not use your local bank? I would think the interest rates would be much less. I don't understand how any credit card company could return 6% on groceries as most grocery companies operate on a 2-5% net margin. Just curious.....
You do understand you don't pay interest on credit cards you pay off each month and you get "rewards" for using a credit card right??? 
|
| Back to top | |
Croacka UNLV Fan Denham Sprangs Member since Dec 2008 37576 posts

| re: What credit card can I get with a 7500 or 10,000 credit (Posted on 11/22/12 at 9:27 pm to BACONisMEATcandy)
Some people are just closed minded and misinformed I'll probably rack up 1000-1500 in rewards this year while that guy sticks with his cash and writing checks at the grocery store
|
| Back to top | |