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tgrgrd00 
LSU Fan
LaPlace, LA
Member since Jun 2004
3355 posts
| If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:21 pm)
Wells Fargo purchased my mortgage a couple of years ago and I didn't think anything of it.
Well now I am paying the price. I don't care what you have to do but get rid of them!!!
If you have to make an insurance claim with them you are fricked. They will make it impossible for you to get your insurance money.
They have had my first insurance check for 6 weeks and I have yet to see a dime. I have jumped through every hoop Wells Fargo has asked and still nothing.
After much work to put together everything they asked for to a T Wells Fargo told me 2 days ago to call back today to get my tracking number for my check...well I was told today that the check was cancelled last night and I have to resend some contractor information before they will write another one.
So fricking frustrated with these people. YES, I AM MAD BRO.
Get rid of these frickers it will be worth your time and effort in the long run. Trust me.
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Catman88
LSU Fan
Baton Rouge, LA
Member since Dec 2004
36756 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:22 pm to tgrgrd00)
quote:
mortgage
quote:
make an insurance claim with them
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dillpickleLSU
LSU Fan
Philadelphia/Baton Rouge
Member since Oct 2005
21202 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:22 pm to tgrgrd00)
umad?
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CurDog
LSU Fan
Member since Jan 2007
17945 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:23 pm to tgrgrd00)
Whew, just refinanced with someone else
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gjackx
LSU Fan
Red Stick
Member since Jan 2007
10716 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:23 pm to tgrgrd00)
I think most mortgages wind up with Wells Fargo, no matter who you go through... 
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Walt OReilly
Cubs Fan
Member since Oct 2005
65100 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:23 pm to tgrgrd00)
dont be mad at them man
they're trying their best
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TigerTatorTots
LSU Fan
The Rec, Middle Courts- retired
Member since Jul 2009
58713 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:24 pm to tgrgrd00)
I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.
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iAmBatman 
New Orleans Saints Fan
The Batcave
Member since Mar 2011
2208 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:24 pm to tgrgrd00)
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iAmBatman
New Orleans Saints Fan
The Batcave
Member since Mar 2011
2208 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:25 pm to TigerTatorTots)
quote:
I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.
this
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Choctaw 
Navy Fan
Pumpin' Sunshine
Member since Jul 2007
40526 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:25 pm to tgrgrd00)
do they handle your insurance as well?
ETA: Wells Fargo handles my mortgage...but i've never had to file an insurance claim
This post was edited on 10/11 at 2:26 pm
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Y.A. Tittle
LSU Fan
Member since Sep 2003
44289 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:25 pm to Catman88)
quote:
quote:
mortgage
quote:
make an insurance claim with them
Mortgage holder is typically deemed an additional insured on a homeowners policy, and will be an additional payee on any insurance claim proceeds.
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tgrgrd00
LSU Fan
LaPlace, LA
Member since Jun 2004
3355 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:25 pm to Catman88)
quote:
make an insurance claim with them
If you have a mortgage the insurance checks must be made out to your and the mortgage company.
Wells Fargo will make your life a living hell trying to get them to endorse the checks.
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tgrbaitn08
New Orleans Saints Fan
Member since Dec 2007
26571 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:25 pm to Y.A. Tittle)
quote:
Mortgage holder is typically deemed an additional insured on a homeowners policy, and will be an additional payee on any insurance claim proceeds.
some people have no business owning a home
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Catman88
LSU Fan
Baton Rouge, LA
Member since Dec 2004
36756 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:26 pm to Y.A. Tittle)
Im thinking he made a claim through his insurance company and they write Wells Fargo the check and now he is trying to get the money to pay a contractor? Is that the story? Doesnt make sense.. Why would WF not want his (THEIR) house fixed?
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tigerpimpbot 
LA-Monroe Fan
Judicial hell hole 1
Member since Nov 2011
15537 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:27 pm to TigerTatorTots)
quote:
I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.
Did you get behind on your homeowners insurance and wells fargo 'force placed' you?
ETA: Nvm, loss payee.
This post was edited on 10/11 at 2:29 pm
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tgrgrd00
LSU Fan
LaPlace, LA
Member since Jun 2004
3355 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:28 pm to iAmBatman)
quote:
I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.
It is a flood insurance claim not homeowners. But regardless the checks must get endorsed by the mortgage company.
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hawkeye007
LSU Fan
greenwell springs
Member since Feb 2010
1268 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:28 pm to tgrgrd00)
wells fargo and bank of america are the worse..but i will tell this if wells fargo got out of the mortgage industry it would be damn near impossible to get a mortgage they are a huge secondary market player.
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Y.A. Tittle
LSU Fan
Member since Sep 2003
44289 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:28 pm to Catman88)
quote:
Why would WF not want his (THEIR) house fixed?
They do. Huge banks also seemingly have black holes, where you can sometimes send them a check, never for it to be seen again.
He needs to contact the insurance company and advise of the holdup. They may have to just cancel that check and they'll reissue.
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Sits With Squirrels
LSU Fan
Forward Unto Dawn
Member since Jul 2012
1254 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:28 pm to tgrgrd00)
quote:
tgrgrd00
I feel ya , they suck arse something fierce..
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tgrgrd00
LSU Fan
LaPlace, LA
Member since Jun 2004
3355 posts
| re: If your mortgage is with Wells Fargo...GET OUT NOW! (Posted on 10/11/12 at 2:30 pm to Catman88)
quote:
Im thinking he made a claim through his insurance company and they write Wells Fargo the check and now he is trying to get the money to pay a contractor? Is that the story? Doesnt make sense.. Why would WF not want his (THEIR) house fixed?
You got it.
I can't for the life of me figure out wtf is going on either, have no idea what their motive behind this is.
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