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Hacker 
LSU Fan
Eunice
Member since Jan 2009
2438 posts
| re: Money Management (Posted on 10/9/12 at 10:58 am to TheHiddenFlask)
I have looked into sites like Mint before, but I just don't feel all that comfortable putting my banking info on those sites. I guess it's no worse than putting in your banking information to pay credit cards online, but it just still makes me uneasy.
How long have you been using it?
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ZereauxSum
LSU Fan
Atlanta, GA
Member since Nov 2008
5748 posts
| re: Money Management (Posted on 10/9/12 at 11:06 am to Hacker)
quote:
How long have you been using it?
A former coworker of mine turned me on to Mint.com about two years ago. He swears by it. Works great with no problems.
I couldn't get with it for some reason, which is weird because I love automation. I thought it worked great, but I'm still managing all my stuff separately.
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TheHiddenFlask 
Clemson Fan
The Welsh red light district
Member since Jul 2008
16383 posts
 Online
| re: Money Management (Posted on 10/9/12 at 11:39 am to Hacker)
quote:
How long have you been using it?
3 years.
If someone can break into intuit's (mint's parent company) data bases and decode them, I would think they would go after turbotax before mint.
Additionally, your bank/credit card company is probably way less secure than intuit is.
Finally, most people have no problem allowing some broke arse waiter to go into the back of a restaurant with all of their CC information, but are, for some reason, terrified of the internet. It makes very little sense.
Hope this eased your mind. 
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Hacker
LSU Fan
Eunice
Member since Jan 2009
2438 posts
| re: Money Management (Posted on 10/9/12 at 11:45 am to TheHiddenFlask)
That makes sense. I am going to give it a try. I am making pretty good money and while I am still saving, I just feel like I am spending a little too wrecklessly and could be putting more away.
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thedogman 
New Orleans Saints Fan
Member since Dec 2008
1191 posts
| re: Money Management (Posted on 10/9/12 at 3:16 pm to IzUFaReel)
I have two copies of Dave Ramsey's book save your money and I'll mail you one. Email me @ thedogmantd@gmail.com if you are interested.
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Bmath
LSU Fan
TX
Member since Aug 2010
2892 posts
Online
| re: Money Management (Posted on 10/9/12 at 3:29 pm to CoolHand)
quote:
Automation in your budget is nice as well. I use ING to create savings accounts like birthdays, Christmas, auto repair, ect. That are automatically funded from my checking every two weeks. Retirement account contributions are automated as well.
What is the best way to go about doing this? Are these your typical savings accounts that get a 0.00001%?
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TheHiddenFlask
Clemson Fan
The Welsh red light district
Member since Jul 2008
16383 posts
Online
| re: Money Management (Posted on 10/9/12 at 3:49 pm to Bmath)
ING is paying around .75%
Yield pigs get slaughtered. Just accept the rerun profile and move on.
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Bmath
LSU Fan
TX
Member since Aug 2010
2892 posts
Online
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I'm not following your lingo. I figured these mini savings accounts would not allow for much growth.
Is there a better place to put your emergency money to get anything back? My current savings account is essentially a partition in my checking.
Like the OP I am interested in getting my finances under control. Had already planned on getting a Dave Ramsey starter pack.
This post was edited on 10/9 at 5:16 pm
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CoolHand 
USA Fan
Member since Dec 2011
1454 posts
| re: Money Management (Posted on 10/10/12 at 9:46 am to Bmath)
quote:
Is there a better place to put your emergency money to get anything back? My current savings account is essentially a partition in my checking.
I wouldn't worry about the rate in a savings account. I looked for the best features and went with that. I like the ease of managing multiple accounts with ING. Although ING's rate is fairly competitive, its really a non factor for an emergency fund, etc.
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