No one makes you leave your job
Laid off Friday after 11 years on the job. Sometimes people make you leave your job.
no one makes you buy into their insurance plan to start with
True, but the structure is set up now where group policies through work are much cheaper than on the open market. Moving to a true free market system drives down prices across the board.
I bought my own plan bc I could afford it and wanted to better plan
This is the goal for everyone. If employers were not in the game, your better plan would be even cheaper and you'd have 10x the options (see car insurance)
However it doesn't hurt me a bit that they offer it.
I understand the mindset, and I'm not upset they "offer it". However, it is golden handcuffs and a structure which jacks prices up for everyone while reducing options.