Just be very frugal for a year and pay off your credit card bills ASAP Then just save the rest.... One year of renting isn't a terrible thing in the big scheme of things
But I digress. You asked if it's possible that you would get approved. Yes, it's possible that you would get approved. You can apply online at a number of websites right now and find out. I go through my credit union -- so I don't know about these other sites or endorse them -- but you might check out lendingtree.com, usbank.com, bankrate.com, quickenloans.com.