What is Romney's plan for pre-existing conditions? | Page 2 | TigerDroppings.com

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mikeymike
LSU Fan
BR
Member since Dec 2004
2618 posts

re: What is Romney's plan for pre-existing conditions?


Pre-existing conditions should not be denied. I'm a republican, and I work in healthcare. So if you have diabetes, coronary artery disease, etc, lose your job, lose your insurance, YOU WILL BE DENIED INSURANCE if you go out to get it on your own. It is not as simple as get covered before you have the condition. I believe in this aspect of insurance reform all the way.





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Decatur
New Orleans Saints Fan
Member since Mar 2007
17684 posts

re: What is Romney's plan for pre-existing conditions?


quote:

Why should it be ok for Insurance to be forced to accept pre-existing conditions without giving them a reasonable chance to pay for it. There is a roll here for the Government and they botched it during the healthcare debate. Those with pre-existing conditions should be given an option to buy from a federally subsided exchange or private insurance Companies should be allowed to sell policies that exclude the pre-existing condition. Allow them to buy a supplemental policy from the exchange.


A supplemental policy that included full per-existing condition coverage?

But we digress. Romney said he has a plan. I would like to see HIS plan.







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S1C EM
Oregon Fan
Athens, GA
Member since Nov 2007
2213 posts

re: What is Romney's plan for pre-existing conditions?


quote:

Why should pre-existing conditions even be covered? If you get into a car wreck without insurance, you can't just buy car insurance the next day and expect them to cover it. Why should an insurance company be liable for something that happened while you were not insured?


Add to that, this: FACT is, pre-existing conditions have ALWAYS been covered for people who already had health insurance previously through their employer (i.e. if they change jobs, etc). And if I'm not mistaken, the longest they could refrain from covering you if you didn't have it already was 12 months.






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TROLA
LSU Fan
BATON ROUGE
Member since Apr 2004
6581 posts

re: What is Romney's plan for pre-existing conditions?


quote:

A supplemental policy that included full per-existing condition coverage?


The supplemental policy would be directly related to the pre-existing condition and the costs associated.

Romney has been light on details, I agree, but the man is being realistic. He fully understands that promising something and how it gets done are two wholly different things. He repeated this theme last night and I agree.






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Zed
Alabama Fan
Member since Feb 2010
8066 posts

re: What is Romney's plan for pre-existing conditions?


quote:

Pre-existing conditions should not be denied. I'm a republican, and I work in healthcare. So if you have diabetes, coronary artery disease, etc, lose your job, lose your insurance, YOU WILL BE DENIED INSURANCE if you go out to get it on your own.
Allow a limited amount of time that one can be uninsured with preexisting conditions or otherwise, a year or so. Any more than that, and they forfeit their right to coverage.






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La Place Mike
LSU Fan
West Florida Republic
Member since Jan 2004
16818 posts

re: What is Romney's plan for pre-existing conditions?


quote:

The supplemental policy would be directly related to the pre-existing condition and the costs associated.

Which would make the policy unaffordable.






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Decatur
New Orleans Saints Fan
Member since Mar 2007
17684 posts

re: What is Romney's plan for pre-existing conditions?


quote:

Romney has been light on details, I agree, but the man is being realistic


But shite man don't go out saying a plan if you clearly do not have a plan

/rant






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La Place Mike
LSU Fan
West Florida Republic
Member since Jan 2004
16818 posts

re: What is Romney's plan for pre-existing conditions?


quote:

But shite man don't go out saying a plan if you clearly do not have a plan

Can say with absolute certainty that he doesn't have a plan? He says he does.






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LSUinmyDNA
LSU Fan
Somewhere Over The Rainbow
Member since Oct 2009
429 posts

re: What is Romney's plan for pre-existing conditions?


quote:

The way it is now is that for most people with pre-existing conditions they can not get any type of coverage.


Maybe in some states it's like that, but believe me with a husband who has had not one but two Kidney transplants, this hasn't been the case. Yes he had to wait 12 months before they would cover anything related to that condition but he has coverage now. I think some people totally distort this point.

From everything I have seen, it's a 12 month waiting period. Now with that being said, the insurance companies do tend to raise the rates on persons using the insurance with the conditions, again experience with my husband.

But if you open the markets across state lines then you broaden the customer base and promote competition..therefore lowering rates



This post was edited on 10/4 at 11:30 am


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BlackHelicopterPilot
LSU Fan
Top secret lab
Member since Feb 2004
33767 posts

re: What is Romney's plan for pre-existing conditions?


quote:

But shite man don't go out saying a plan if you clearly do not have a plan



Seriously, what good is a "plan" over a "goal" given political realities?


Tell me what your principals are and what your goals are. Then, I'll expect you to take the 'mandate' from the election and work with the congress to craft the PLAN.

For example: (and this is NOT a shot at Obama)

Obama had a "plan" to cut the deficit, etc. THEN, he gets into office and discovers that things are worse than he knew (according to himself). So, what about that "plan"?


Romney has set out some principals, given indications of how he's done things in the past (met every Monday, etc), and established goals. I would laugh at any true "plan" in the way that you seem to require. Do you think Romney will be able to simply implement whatever he wants? Hell, Obama had a majority in BOTH houses of congress for 2 years and couldn't get some stuff that he wanted.



This post was edited on 10/4 at 11:32 am


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TROLA
LSU Fan
BATON ROUGE
Member since Apr 2004
6581 posts

re: What is Romney's plan for pre-existing conditions?


quote:

But shite man don't go out saying a plan if you clearly do not have a plan



His plan is to cover pre-existing conditions.. How it gets done is what you have a problem with. Romney has been honest in saying that the realities of getting it done throw any details he gives out the window. Take for example Obamas claims 4 years ago on Healthcare, specifically to lower cost. Even with both houses he was unable to come close, details be damned and what we got was a 2000+ page boondoggle.






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Decatur
New Orleans Saints Fan
Member since Mar 2007
17684 posts

re: What is Romney's plan for pre-existing conditions?


quote:

Can say with absolute certainty that he doesn't have a plan? He says he does.


If he does have a plan, he's got it stashed in the same drawer as the Whitey Tape

He says he has a plan but no one has seen it.

How does he intend to have pre-existing condition coverage without enacting something like an individual mandate to pay for it?






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TROLA
LSU Fan
BATON ROUGE
Member since Apr 2004
6581 posts

re: What is Romney's plan for pre-existing conditions?


quote:

He says he has a plan but no one has seen it.


Honest question.. What good do minute details do when they simply wont have any bearing on what can be done? We all do this, get bogged down with everyone's details but how often do those details become implemented?

The plan is to cover pre-existing conditions, he's given broad strokes on how this could be done while admitting that the details need to be hashed out through both parties in congress.






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Decatur
New Orleans Saints Fan
Member since Mar 2007
17684 posts

re: What is Romney's plan for pre-existing conditions?


quote:

The plan is to cover pre-existing conditions, he's given broad strokes on how this could be done while admitting that the details need to be hashed out through both parties in congress.


Has anyone even figured out a way to get full pre-existing condition coverage WITHOUT an individual mandate or single payer?






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DEANintheYAY
USA Fan
LEFT COAST
Member since Jan 2008
31416 posts

re: What is Romney's plan for pre-existing conditions?


quote:

I don't believe preexisting conditions should be covered, if a person waits until the diagnosis to get coverage.



So are you saying we should insure more people and thus have more preventive care which in the long run will reduce medical costs?






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Zed
Alabama Fan
Member since Feb 2010
8066 posts

re: What is Romney's plan for pre-existing conditions?


quote:

Has anyone even figured out a way to get full pre-existing condition coverage WITHOUT an individual mandate or single payer?
How about what I said? Give people a defined time period they are allowed to go without insurance before they forfeit their right to coverage with preexisting conditions. It would weed out the people who would simply wait until they got sick.






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SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
300992 posts

re: What is Romney's plan for pre-existing conditions?


quote:

You could do it by having a waiting period for that particular condition to be covered. The way it is now is that for most people with pre-existing conditions they can not get any type of coverage.

exactly. it's like 2 years, typically. you can still get insurance for everything else, just not that condition, and only for a period of time






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SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
300992 posts

re: What is Romney's plan for pre-existing conditions?


quote:

lose your job, lose your insurance,

tying insurance to jobs is one of the biggest problems with the system






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SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
300992 posts

re: What is Romney's plan for pre-existing conditions?


quote:

But shite man don't go out saying a plan if you clearly do not have a plan

kind of like the regulations necessary to pass obamacare?






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SlowFlowPro
Stanford Fan
Simple Solutions to Complex Probs
Member since Jan 2004
300992 posts

re: What is Romney's plan for pre-existing conditions?


quote:

Give people a defined time period they are allowed to go without insurance before they forfeit their right to coverage with preexisting conditions.

that's a reasonable regulation, as well as defining the maximum amount of time a new policy can deny coverage for a PEC






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