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Posted on 8/10/13 at 11:32 pm to I Love Bama
Probably. It just bugs me how people write off debt as though that's the problem. I guess it is if you don't spend money wisely, but that is a different problem. I am dumbfounded that people would rather pay cash than borrow at a rate less than inflation.
And don't get me started on the people who think the dollar is about to go to hell and simultaneously try to get the shortest term mortgage possible so they can "stay out of debt".
And don't get me started on the people who think the dollar is about to go to hell and simultaneously try to get the shortest term mortgage possible so they can "stay out of debt".
This post was edited on 8/10/13 at 11:33 pm
Posted on 8/11/13 at 2:25 am to AnonymousTiger
do this.
sell the car via craigslist never car max. they make money by lowballing vehicles they buy to sell at a big profit.
if you didnt know that much in the first place you will likely be in dept once again real soon.
#1 take the 12-13k that you can make by selling the truck.
#2 pay off cc bills
#3 with the leftover 4-5 k shoot me a email and i can put you in a great honda that will last longer than any other car for the price.
simple as that.
sell the car via craigslist never car max. they make money by lowballing vehicles they buy to sell at a big profit.
if you didnt know that much in the first place you will likely be in dept once again real soon.
#1 take the 12-13k that you can make by selling the truck.
#2 pay off cc bills
#3 with the leftover 4-5 k shoot me a email and i can put you in a great honda that will last longer than any other car for the price.
simple as that.
Posted on 8/11/13 at 11:32 am to foshizzle
I realize that Carmax, or any other dealership, is not going to give me what I could sell it for myself.
However, you still have to factor the time it takes to sell it yourself into the equation. It could easily take 1, 2, 3 or more months to sell the vehicle. All that time I am still having to make monthly payments, card payments (that would otherwise already be gone if I sold to dealer) and other miscellaneous expenses while I'm trying to find a buyer. Not to mention the hassle of dealing with prospective non- buyers.
Considering all that, selling to a dealer immediately is not too much of a loss unless a private buyer comes forth rather quickly.
And I'm not that bad with finances as was mentioned. I had a very rough patch financially that I am cleaning up. Life happens. I dont spend money "wildly."
Thanks for the great advice. I'm very interested in the re-fi, cash-out option. I will look into that and see if it might work.
However, you still have to factor the time it takes to sell it yourself into the equation. It could easily take 1, 2, 3 or more months to sell the vehicle. All that time I am still having to make monthly payments, card payments (that would otherwise already be gone if I sold to dealer) and other miscellaneous expenses while I'm trying to find a buyer. Not to mention the hassle of dealing with prospective non- buyers.
Considering all that, selling to a dealer immediately is not too much of a loss unless a private buyer comes forth rather quickly.
And I'm not that bad with finances as was mentioned. I had a very rough patch financially that I am cleaning up. Life happens. I dont spend money "wildly."
Thanks for the great advice. I'm very interested in the re-fi, cash-out option. I will look into that and see if it might work.
Posted on 8/11/13 at 11:41 am to Layabout
quote:
He's still on that payment merry-go-round forever. A six-year note and what has he got? A worn-out POS that is eating him alive with repairs. Get a brand-new Honda Pilot for $269 a month for three years ($330 a month with no money up front).
Is this not the same payment merry go round?
Posted on 8/11/13 at 1:46 pm to AnonymousTiger
quote:
I realize that Carmax, or any other dealership, is not going to give me what I could sell it for myself.
However, you still have to factor the time it takes to sell it yourself into the equation. It could easily take 1, 2, 3 or more months to sell the vehicle. All that time I am still having to make monthly payments, card payments (that would otherwise already be gone if I sold to dealer) and other miscellaneous expenses while I'm trying to find a buyer. Not to mention the hassle of dealing with prospective non- buyers.
Considering all that, selling to a dealer immediately is not too much of a loss unless a private buyer comes forth rather quickly.
And I'm not that bad with finances as was mentioned. I had a very rough patch financially that I am cleaning up. Life happens. I dont spend money "wildly."
Thanks for the great advice. I'm very interested in the re-fi, cash-out option. I will look into that and see if it might work.
i see the problem you have no confidence in yourself. try to sell it on craigslist its free and you have nothing to loose. my buddy is a used car dealer and sells 12-18k cars on there all the time most in less than 2 weeks. its not hard to do. post the car in multiple cities and someone will buy it. how hard is that to understand?
Posted on 8/11/13 at 5:03 pm to brbowhunter
Put the car on Ebay. Sell in 7 days, or 6, or 5. Start the bid at 5,000, and reserve at 10k.
Spend a couple hundred at the best detail shop.
There is a shop in Ridgeland that charges $288. Car looks brand new.
Spend a couple hundred at the best detail shop.
There is a shop in Ridgeland that charges $288. Car looks brand new.
Posted on 8/12/13 at 7:18 am to matthew25
Why are yall wanting this guy to get a car note? That's debt people.
Take the 2-3K you will have and buy a vehicle with that money. Then save up 10K and upgrade your vehicle still paying cash for that 10K vehicle. Its not that hard people.
Take the 2-3K you will have and buy a vehicle with that money. Then save up 10K and upgrade your vehicle still paying cash for that 10K vehicle. Its not that hard people.
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