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Message
high deductible health plans
Posted on 6/25/13 at 3:37 pm
Posted on 6/25/13 at 3:37 pm
Anyone have a hdhp plan on their own not thru an employer? Id be interested in seeing some rates to compare vs the employer sponsored plan. What can I expect to pay for a family plan hdhp?
$1000a month for insurance is ridicilous.
$1000a month for insurance is ridicilous.
3
Posted on 6/25/13 at 3:44 pm to diat150
I cover myself, wife and 2 kids. I pay $579.59/month with a deductible of $5,600.
Posted on 6/25/13 at 4:07 pm to diat150
quote:
$1000a month for insurance is ridicilous.
For and family? All depends on the deductible you have. Mine was a little over $1600 a month for the wife and I with a 1K deductible.
Now, just for the wife with a $3600 deductible, is $350 a month.
Posted on 6/25/13 at 4:38 pm to fishfighter
Company I am at that is employee sponsored health car is 90$/ individual + 80$/wifee + 60$/per child
Dental is 0$/indv + 19$/family
Dental is 0$/indv + 19$/family
Posted on 6/25/13 at 4:54 pm to diat150
My company uses a HDHP but they contribute to an HSA to pay the deductible for you
Some HR guru figured this would save money in the long run probably
Some HR guru figured this would save money in the long run probably
Posted on 6/25/13 at 5:08 pm to Croacka
PS? ....bet I know you
Posted on 6/25/13 at 6:06 pm to Zilla
so any suggestions on a company I can get a quote from?
Posted on 6/25/13 at 6:35 pm to diat150
We have blue cross la. 5600$ ded ... 80/20 after ded net by our choice $550 per month I think.
Me, husband, 3 kids. (44, 43, 20, 15, 12
Gas worked well for us. This is the 2nd time in 15 years we meet our ded.
Me, husband, 3 kids. (44, 43, 20, 15, 12
Gas worked well for us. This is the 2nd time in 15 years we meet our ded.
Posted on 6/25/13 at 8:06 pm to diat150
quote:
so any suggestions on a company I can get a quote from?
United Health is pretty competitive with HDHPs.
Posted on 6/26/13 at 3:17 pm to gatorsimz
$330 month with a crazy high 10K deductible. Wife and 2 kids...Humana
I figured on good years, we come out way ahead on premiums.
I figured on good years, we come out way ahead on premiums.
This post was edited on 6/26/13 at 3:18 pm
Posted on 6/26/13 at 3:54 pm to ColdDuck
quote:
$330 month with a crazy high 10K deductible. Wife and 2 kids...Humana
Check Blue cross. They were over $60 a month cheaper for same coverage for my wife.
Posted on 6/27/13 at 9:05 am to diat150
BC/BS has the best PPO in the state. Not a knock against other carriers, but your doctor(s) might not always be in network with them. That matters much more than a few bucks a month premium savings.
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