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Started By
Message
home refiance
Posted on 4/30/13 at 9:48 am
Posted on 4/30/13 at 9:48 am
Anyone do it lately? What are the current 30 rates and who did you use?
2
Posted on 4/30/13 at 10:17 am to lsuCJ5
Nola, 3.15%, did this about a week and a half ago....
Posted on 4/30/13 at 10:20 am to rsande2
quote:
Nola, 3.15%, did this about a week and a half ago....
you have a contact?
Posted on 4/30/13 at 10:31 am to lsuCJ5
disclamier..depends on credit and program type..3.25%-3.5% whitney bank
Posted on 4/30/13 at 11:09 am to lsuCJ5
quote:
you have a contact?
Yup Tim Pillsbury. (985)788-3429
Oh and don't use miles appraisers out of Mandeville under any circumstances.
Posted on 4/30/13 at 11:20 am to rsande2
I would suggest Iberia Bank, their fees are $399 flat which is tough to beat. A friend of mine refinanced last week in the 2s for a 15 yr loan. Not sure of the exact rate.
Posted on 4/30/13 at 12:46 pm to LSU1018
Closing costs don't have a major effect when most banks are a 1/4 to a 1/2 higher, sometimes more. You always come out better in the long run with the lowest rate. If it is a short term loan, then no; anything beyong 5 years it doesn't matter. You will definitely make it up. Mortgages are considered long term debt.
Posted on 4/30/13 at 3:14 pm to tiger94gop
i recieved quite a few quotes today. i even got one with no closing cost but a slightly higher percantage rate.
i can't wait to call well fargo and tell them to go frick them selves.
i can't wait to call well fargo and tell them to go frick them selves.
Posted on 4/30/13 at 3:17 pm to lsuCJ5
do you mind sharing a couple of the rates you recived quotes on ?
Posted on 4/30/13 at 4:40 pm to hawkeye007
quote:
do you mind sharing a couple of the rates you recived quotes on ?
Sure, based upon good credit, 30 year fixed loans.
USAA 3.25
Key Lending 3.5
Primary Residential 3.25
Standard Mortgage 3.375
Nola Lending 3.5
Iberia Bank 3.375
i have used primary mortgage several times and have been happy everytime.
Posted on 5/1/13 at 12:01 am to lsuCJ5
Make sure and quote their fees also. Some will charge you an origination fee that is larger than others. With the rates that close, fees are important.
Posted on 5/1/13 at 9:05 am to lsuCJ5
Standard mortgage is a great company and i know there closing cost will probally be the cheapest. i wanted to see how my rates stacked up. 3.5% with no points and no origination i am middle of the road.
Posted on 5/2/13 at 7:57 am to hawkeye007
so here is my senario. i currently have a 30 year fixed at 4.25% paying $1550 per month. i can refinance to 3.55% with negative points so i don't put any money back into my loan (and i am not putting any money down) and lower my note to roughly 1415.
I don't think it is a bad deal at all.
I don't think it is a bad deal at all.
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