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What is the lowest credit score needed for a conventional loan?
Posted by bringonusc on 2/27/13 at 4:13 pm00
Is it 720 or can you get one with a 675?
re: What is the lowest credit score needed for a conventional loan?Posted by TheTigerZone on 2/27/13 at 4:19 pm to bringonusc
680 is the lowest allowed. Anything over 715 would be best.
re: What is the lowest credit score needed for a conventional loan?Posted by bringonusc on 2/27/13 at 4:29 pm to TheTigerZone
Perfect! Thanks!
re: What is the lowest credit score needed for a conventional loan?Posted by JonTheTigerFan on 2/27/13 at 5:48 pm to bringonusc
The credit score for conventional isn't the problem. The problem is finding someone to do your PMI through if you want to put less than 20% down. My credit union goes down to 640 or 660.
re: What is the lowest credit score needed for a conventional loan?Posted by bringonusc on 2/27/13 at 6:23 pm to JonTheTigerFan
quote:
My credit union goes down to 640 or 660.
Is this with 20% down or without?
re: What is the lowest credit score needed for a conventional loan?Posted by ragacamps on 2/27/13 at 9:38 pm to bringonusc
Whats the lowest for VA,FHA,rurual????
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re: What is the lowest credit score needed for a conventional loan?Posted by wegotdatwood on 2/27/13 at 9:56 pm to ragacamps
quote:
Whats the lowest for VA
620
re: What is the lowest credit score needed for a conventional loan?Posted by JonTheTigerFan on 2/27/13 at 10:33 pm to bringonusc
quote:
Is this with 20% down or without?
I think they require 5% down.
re: What is the lowest credit score needed for a conventional loan?Posted by novabill on 2/28/13 at 12:40 am to JonTheTigerFan
Here you can see the cost of MI based on amount of down payment and credit score. Lots of misunderstanding about what you can and cannot do regarding a home loan.
LINK
LINK
re: What is the lowest credit score needed for a conventional loan?Posted by JonTheTigerFan on 2/28/13 at 1:41 am to foshizzle
The lender I just went through would go down to 620. They sell them off within 3 months.
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