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Posted on 9/20/14 at 9:01 am to Books
My wife has interest rates of:
7.50%
6.80%
5.60%
4.50%
3.86%
3.40%
2.50%
We have knocked out the 7.5% and are working aggressively on the 6.80%. Some of those are subsidized and not accruing interest yet since she is working on grad school. The plan is to pay off the 6.80% then reevaluate the next step. We are climbing a mountain with paying these loans, but we are also very ambitious with removing them.
7.50%
6.80%
5.60%
4.50%
3.86%
3.40%
2.50%
We have knocked out the 7.5% and are working aggressively on the 6.80%. Some of those are subsidized and not accruing interest yet since she is working on grad school. The plan is to pay off the 6.80% then reevaluate the next step. We are climbing a mountain with paying these loans, but we are also very ambitious with removing them.
Posted on 9/21/14 at 8:20 am to Books
Had a few at 6.75 but got those paid off. Just 3.75 left
Posted on 9/21/14 at 8:38 pm to Books
6.35
Posted on 9/21/14 at 9:20 pm to Golfer
quote:
4.1% above Libor
Lol why did someone downvote this?
Posted on 9/21/14 at 9:47 pm to LSUFanHouston
quote:
1.625%
Exact same thing except I started paying in 2003
Posted on 9/22/14 at 8:47 am to Books
3.0%
When I consolidated, I got them at 3.5%, less 0.25% for autopay less 0.25% for 3 years of on-time payments
When I consolidated, I got them at 3.5%, less 0.25% for autopay less 0.25% for 3 years of on-time payments
Posted on 9/22/14 at 6:10 pm to Books
5.9%
I paid $700 on it this month.
I only have about $3500 left to pay.
I paid $700 on it this month.
I only have about $3500 left to pay.
This post was edited on 9/22/14 at 6:12 pm
Posted on 9/23/14 at 9:17 am to Books
Just took out 50k+ in loans a couple months ago at around 6.2% and 7.2%
Posted on 9/23/14 at 9:29 am to Dr. Shultz
Mine were 6.8% - 14%. A mix of stafford and private. I refi'd to 4.1%, but recnetly paid them off.
i'm jealous of how low the balances are on some of the loans in here tho
i'm jealous of how low the balances are on some of the loans in here tho
Posted on 9/23/14 at 9:43 am to Dr. Shultz
quote:
Just took out 50k+ in loans a couple months ago at around 6.2% and 7.2%
I'm not exactly a bleeding heart liberal, but there is something wrong when government backed student loans are more expensive than government-backed mortgages.
I understand that mortgages are secured, and student loans are not... and you don't have to credit qualify for most government student loans... but we should not be making money off of our students. Further, if you blow a mortgage, you can find ways to get out of the debt. It's almost impossible to get out from student loan debt.
It's crazy that we stress how imporantant a college degree is, then allow tuition to skyrocket, and student loan rates to get this high.
Posted on 9/23/14 at 9:46 am to Books
I'm paying 7.9% in a Federally backed Grad Plus loan...
Posted on 9/23/14 at 10:37 am to BACONisMEATcandy
quote:
0.0
Same here, already got those taken care of.
Posted on 9/23/14 at 10:49 am to Books
quote:
Currently at 2.33%
Think one is that and the other may be 1.6 something
I could pay it off in a heartbeat, but no reason to when I can earn more in a brokerage account.
Posted on 9/23/14 at 4:51 pm to lsujro
quote:
but recnetly paid them off.
lsujro,
Was that you who refinanced through Sofi?
My average rate is 9.5%. Shoot me now.
Posted on 9/23/14 at 10:45 pm to Books
Less than $5000 left at 6.8% and 6%. I graduated in 2010.
at 6.8% and 6%. I graduated in 2010.Posted on 9/24/14 at 7:11 am to Lsut81
quote:
I could pay it off in a heartbeat, but no reason to when I can earn more in a brokerage account.
I was at 2.7% and paid it off a couple years ago. I realize it wasn't the strictly best decision in terms of dollars and cents, but it was less than ten thousand dollars by that point, so why not get rid of it?
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