This happens so fast it's scary too
Most, if not all, of my offshore fishing from a bay boat would take place on the Florida Panhandle in the summer. I wouldn't be running to rigs out of Louisiana.
If you are familiar with Destin/PCB weather patterns, a person that ventures out in a smaller vessel pays attention to two things:
(1) You look at the weather/Wave/wind predictions and wait for a day that is reasonable; and
(2) No matter the forecast, you leave early (say if you are fishing the Edge) and always, always head back in before noon.
The warm air rising on the land as the sun gets higher is what causes the "ocean breeze", which in turn causes the frequent and sometimes violent afternoon thunderstorms.
On the vast majority of days on the Panhandle, as long as the weather is supposed to be good for the day, you are pretty fine fishing even out to the edge on a large bay boat (24 ft or better) as long as no matter how good the bite may be, you are heading north before noon.
Edit: Even still, it is recommended that you have an epirb and another sat communication device (like a spot indicator or sat phone) as well as a ditch bag and even life raft. Always file a float plan with someone as well. Sea tow is a must as well just in case.
This post was edited on 5/7 at 4:02 pm