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re: Credit Card Rewards and Points Discussion

Posted on 5/1/14 at 11:26 am to
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/1/14 at 11:26 am to
https://payments.amazon.com/home

You can send up to $1k with a verified bank account monthly at no charge with a credit card. Very simple. You would need to set up one for you and her.

You send her $1k monthly. It goes in to her bank account, she withdraws, gives you check or cash.
This post was edited on 5/1/14 at 11:27 am
Posted by Lsut81
Member since Jun 2005
80060 posts
Posted on 5/1/14 at 11:33 am to
quote:

You can send up to $1k with a verified bank account monthly at no charge with a credit card. Very simple. You would need to set up one for you and her.


Wow... How do they not charge a fee if they are paying the CC processing fees?

Or is this one of the luring you in ploys?
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/1/14 at 12:21 pm to
quote:


Wow... How do they not charge a fee if they are paying the CC processing fees?

Or is this one of the luring you in ploys?


They are using the first $1k as a loss leader in hopes that you will send more than that. I imagine Amazon has negotiated very low CC processing fees, but still taking a loss on first $1k.
Posted by Lsut81
Member since Jun 2005
80060 posts
Posted on 5/1/14 at 12:27 pm to
quote:

as a loss leader




Exactly what analysts ripped them about with their Q1 results
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/1/14 at 12:35 pm to
quote:

Exactly what analysts ripped them about with their Q1 results
And with cause . I love what Amazon is doing, but damn, it's a tough stock for me to put my money.

Until then...I'll gladly use their Amazon payments as easy points . It's an easy way for my wife and I to rack up 24k SPG points annually and doing nothing except typing in email address and hitting submit.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35462 posts
Posted on 5/1/14 at 3:05 pm to
quote:

Sorry for noob question, but how does one use AA miles on BA? As in how can I link the miles on AA Citi Card to BA flights?


If you are getting credit for the miles you can call the airline and tell them what miles you'd like when you travel. You can book on and fly on American and tell them to credit you in Avios.

The link given details how to cash in one airlines miles for a flight on the other. You can actually use them for any OneWorld partner. For instance, using AA miles you don't want to fly overseas on British Airways as they charge an expensive fuel surcharge. Air Berlin has no fuel surcharge and your American Airlines miles can be redeemed there.
Posted by CE Tiger
Metairie
Member since Jan 2008
41583 posts
Posted on 5/1/14 at 8:43 pm to
crap another 60k point chase offer. must resist
Posted by Lsut81
Member since Jun 2005
80060 posts
Posted on 5/1/14 at 8:54 pm to
Where?
Posted by CE Tiger
Metairie
Member since Jan 2008
41583 posts
Posted on 5/1/14 at 9:03 pm to
Posted by Teddy Ruxpin
Member since Oct 2006
39545 posts
Posted on 5/1/14 at 9:04 pm to
Those mother frickers

Anywho, for those wondering. My Staples order stays shipped from Warehouse now. Ordered on 4/28.
Posted by CE Tiger
Metairie
Member since Jan 2008
41583 posts
Posted on 5/1/14 at 9:05 pm to
Chase Ink Bold 60k Bonus Points w/ $5000 Spent in First 3 Months of Account Opening (normally 50k points) First Year Waived, Then $95
Chase celebrates small businesses with a special bonus offer!
For a limited time, earn 60,000 bonus points after you spend $5,000 in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards.
No interest charges because it’s a pay in full charge card.
Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
No foreign transaction fees.
1:1 point transfer to leading frequent travel programs with no transfer fees.
Direct access to a live service advisor anytime.
Free Employee Cards.
Chase Ink Plus 60k Bonus Points w/ $5000 Spent in First 3 Months of Account Opening(normally 50k points)|First Year Waived, Then $95|
Chase celebrates small businesses with a special bonus offer!
For a limited time, earn 60,000 bonus points after you spend $5,000 in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards.
With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full.
Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel.
No foreign transaction fees.
1:1 point transfer to participating travel programs with no transfer fees.
Free Employee Cards.
Chase Ink Cash $300 Cash Back w/ $3000 Spent in First 3 Months of Account Opening (normally $250 back)|No Annual Fee|
Chase celebrates small businesses with a special bonus offer!
For a limited time, earn $300 bonus cash back after you spend $3,000 in 3 months from account opening.
5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
2% cash back on the first $25,000 spent annually at gas stations and restaurants.
1% cash back on all other card purchases with no limit to the amount you can earn.
0% introductory APR for 12 months on purchases and balance transfers.
No annual fee.
Posted by Lsut81
Member since Jun 2005
80060 posts
Posted on 5/1/14 at 9:12 pm to
frick me

Plus the 5% on all those categories
Posted by CE Tiger
Metairie
Member since Jan 2008
41583 posts
Posted on 5/1/14 at 10:12 pm to
the thing is i could transfer my csp points to these new cards and would have almost 100,000+ pts
This post was edited on 5/1/14 at 10:14 pm
Posted by Lsut81
Member since Jun 2005
80060 posts
Posted on 5/2/14 at 6:30 am to
quote:

the thing is i could transfer my csp points to these new cards and would have almost 100,000+ pts



If I got that and then transferred my CSP, I would have 130k pts
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/2/14 at 7:46 am to
This card is a no brainer for me.
I get more points off this card than any other card from regular and MS spend.
If you were looking to get a card soon, at 60k points I'd jump on it. 60K UR points are valued at close to $800 and you can definitely get more out of them than that.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
26918 posts
Posted on 5/2/14 at 7:59 am to
How limited is limited time with Chase, typically? I wasn't planning on getting a Chase business card until the end of the year to maximize my waived yearly fees, but 60,000 points is hard to turn down.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/2/14 at 8:20 am to
quote:

How limited is limited time with Chase, typically?
It truly varies from card to card. I'd guess a month or so, but that is just a guess.

It seems like I remember them running it last year for about a month.
quote:

I wasn't planning on getting a Chase business card until the end of the year to maximize my waived yearly fees

The annual fee is applied at card activation date not calendar year.
quote:

but 60,000 points is hard to turn down.
Yes, it is.

If you are married, it's wise to rotate the Ink products with the CSP between you and your wife, so at all times you can transfer UR points to/from each other and your Freedom/Ink cash cards without doubling up on unnecessary annual fees.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/2/14 at 8:22 am to
quote:

Anywho, for those wondering. My Staples order stays shipped from Warehouse now. Ordered on 4/28.

Got my shipping email this AM. EST arrival is 5/12 .
Posted by CE Tiger
Metairie
Member since Jan 2008
41583 posts
Posted on 5/2/14 at 10:23 am to
hmm so tempted to put my disney vacation coming up on the chase ink plus. will then need to throw an additional $3000 on it in the next 3 months, should be easy

anyone have issues opening a business card when you dont have a legit business
This post was edited on 5/2/14 at 10:47 am
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/2/14 at 11:30 am to
quote:


anyone have issues opening a business card when you dont have a legit business


I opened mine under mine under my own SSN. No problems at all.

LINK

Nice walk through.
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