Question for you guys that jump on these Credit Card Promotions - Page 2 - TigerDroppings.com

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GenesChin
Ole Miss Fan
The Promise Land
Member since Feb 2012
11083 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:


Gives you the ability to get into most airport clubs, $200 in airline credits towards a single airline, and with some international 1st class flight tickets you can buy one get a companion to come free.



Wait tell me more. My job after graduation will likely have me traveling to Asian yearly and they book (pay for you to book) first class. Would love to let my SO tag along






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lesmiles13
LSU Fan
Member since Aug 2008
706 posts

re: Question for you guys that jump on these Credit Card Promotions


BACON

The Delta AMX you described looks pretty legit.

Is the main difference b/w that and the platinum the fact that w/ the platinum you don't earn skymiles and that you can access any sky club?

both have an annual fee right?






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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41646 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

My job after graduation will likely have me traveling to Asian yearly and they book (pay for you to book) first class. Would love to let my SO tag along


Only on certain fares with certain carriers and it has to be booked at time of flight.

ETA: This card has a $450 annual fee

quote:

Is the main difference b/w that and the platinum the fact that w/ the platinum you don't earn skymiles and that you can access any sky club?


Platinum Delta Amex has a $150 Annual Fee and grants you Sky Club access for $25 each visit.

Platinum Delta Amex also earns MQM's but at a lesser rate. 10,000 mqm's per $25k spent... Earn up to 20,000 mqm's per year

Delta Reserve has a $450 annual fee.

Both cards earn 1 skymile per dollar spent and 2 skymiles per dollar spent with Delta.

Another added feature that starts next year is that if you spend $25k on any Delta Amex they waive the MQD requirement for any medallion status



This post was edited on 11/21 at 4:18 pm


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lilsnappa
Shreeeseport
Member since Mar 2006
706 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

quote:
72 segments with Delta this year (assuming nothing else is added this year)


Whoa.

At least you get some perks out of it!

Do you even care to fly on vacation after all that?



Pshht, I'm at 132 with Delta this year. Probably will get Diamond on Segments in the next 2-3 weeks.

Just got the Sapphire Preferred card in the last month after racking up a few hundred thousand points with the Chase Hyatt card.

From everything I've read, the Sapphire Preferred is the most flexible and has the best perks. I'm don't have the time/energy to constantly change cards and keep track of the promotions. Give me something that pays the most back over a year or 2 and I'm good with that.






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GaryMyMan
USA Fan
Lower Garden District
Member since May 2007
10711 posts

re: Question for you guys that jump on these Credit Card Promotions


Bookmarked.





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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
18964 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

From everything I've read, the Sapphire Preferred is the most flexible and has the best perks. I'm don't have the time/energy to constantly change cards and keep track of the promotions. Give me something that pays the most back over a year or 2 and I'm good with that.



Ya, its a great card that I'll keep. The cards I will apply, burn and churn are the airline specific ones. I have no real loyalty to any of them, they are just sky buses to get me somewhere.

First up is United due to our haul of UR points we have now.



This post was edited on 11/21 at 4:36 pm


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lilsnappa
Shreeeseport
Member since Mar 2006
706 posts

re: Question for you guys that jump on these Credit Card Promotions


Yeah, my issue is my company pays for airfare so I can't take advantage of any of the airline promotions.

I do have to cover hotels/meals/rentals car/etc. so I try to find what gives me the most bang for my buck in those areas.






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Zilla
LSU Fan
Friendswood, TX
Member since Jul 2005
9951 posts

re: Question for you guys that jump on these Credit Card Promotions


I just jumped on the discover card fro $150 back after spendign $750... been wanting one of those for the cashback from shopping on shopdiscover.com





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Lsut81
USA Fan
Member since Jun 2005
64637 posts

re: Question for you guys that jump on these Credit Card Promotions


Damn, I'm doing it wrong... I just use my Blue Amex for everything. I need to go ahead and get some other cards to sub in and out.





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LSUTOM07
LSU Fan
Baton Rouge
Member since Dec 2011
492 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

quote: will make minimal impact to your credit


quote:

as will cancelling a card that you haven't really had for a very long time


FALSE if you don't carry a balance. Your credit history is always there






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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41646 posts

re: Question for you guys that jump on these Credit Card Promotions


You need a good option for places that don't take Amex anyway





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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41646 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

Pshht, I'm at 132 with Delta this year. Probably will get Diamond on Segments in the next 2-3 weeks.


I don't envy anyone who hits DM on segments. Thats just sounds miserable to me

I hope you are not on only CRJ's






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Lsut81
USA Fan
Member since Jun 2005
64637 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

You need a good option for places that don't take Amex anyway


I've got stellar credit and have always avoided adding more cards because I didn't want it to negatively affect my credit.

I've currently got my Amex, Discover, and Visa... The latter two of which I have had for 10yrs, but NEVER use.






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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
18964 posts

re: Question for you guys that jump on these Credit Card Promotions


A common misperception is that a lot of credit cards hurt your score, when in reality it is the credit applications that nick your score, but it is a temporary effect, so have at it.





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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41646 posts

re: Question for you guys that jump on these Credit Card Promotions


Do you just never run into places that don't accept Amex?





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Lsut81
USA Fan
Member since Jun 2005
64637 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

Do you just never run into places that don't accept Amex?



Nope... The only time that has come up in recent memory was on a road trip and a gas station didn't

Maybe I'm not doing it right






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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41646 posts

re: Question for you guys that jump on these Credit Card Promotions


Sounds like you are just living right .Here is what I do

Delta Amex = Everything I can
CSP = Restaurants,Travel that is not Airfare, Anywhere Amex is not Accepted
USAA Plat = Gas and Sam's Club







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Lsut81
USA Fan
Member since Jun 2005
64637 posts

re: Question for you guys that jump on these Credit Card Promotions


quote:

Sounds like you are just living right .Here is what I do


Yeah, I've been debating on getting a card strictly for Gas... Now that I know more about the promotions I may do it.

I put EVERYTHING on my Amex and have like 70k points built up right now, but I am sure if I broke it down, I could get a ton more points via other cards. I've just been too lazy.






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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
18964 posts

re: Question for you guys that jump on these Credit Card Promotions


Not that any one cares, but here is my breakdown.

CSP for all dining and non-starwood travel.
Chase Freedom for 5x category spend and non category spend. Why? I have a Chase checking account so I get a 10% yearly bonus compared to CSP's 7% yearly bonus.
Amex SPG on non-category spend of the other two cards. I just randomly pick and choose when to use this for point diversification. Some argue SPG points are worth more than UR points.

Any manufactured spend/cash equivalent purchases I spread around each card. The Chase Freedom is technically my SOs so I don't use mine. Lowers any risk.



This post was edited on 11/22 at 11:34 am


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Lsut81
USA Fan
Member since Jun 2005
64637 posts

re: Question for you guys that jump on these Credit Card Promotions


So the Chase Sapphire appears to be yalls fav in most instances?


This post was edited on 11/22 at 11:36 am


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