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Prepaid legal insurance for gunowners
Posted on 3/6/13 at 3:30 pm
Posted on 3/6/13 at 3:30 pm
I never knew about this until I read this article. Any OB'ers have a policy like this? Seems like something worth looking into. No doubt self defense cases can cost you some serious money with the government acting the way it is these days.
Yahoo
quote:
Beyond guilt or innocence, the case against Florida murder suspect George Zimmerman will undoubtedly leave him broke.
The controversial concealed handgun license holder made headlines last spring when he claimed he killed 17-year-old Trayvon Martin in self-defense during a violent scuffle. Zimmerman hasn’t worked in the year since the shooting and faces a mountain of debt to avoid a possible 25 years to life in prison.
“He’s going through $1 million of costs, and his life is being destroyed because he acted properly in the use of his weapon,” his attorney, Mark O’Mara, told Yahoo News. “Other people need to learn a very expensive lesson from George, in that you need to be careful even when you use your weapon properly.”
Gun owners seem to be heeding the message that, even in self-defense, pulling the trigger can be a costly proposition. Exact stats aren’t kept, but anecdotal evidence points to more gun owners proactively seeking legal assistance.
Around the country, a growing number of attorneys and gun-rights groups now offer prepaid legal plans for self-defense shootings. The programs, which are sold as either insurance or legal services, range from $100 to $300 a year and vary in coverage. Some reimburse set amounts for attorney fees, while others are like having a lawyer on retainer.
In Texas, 49,000 gun owners have signed on with the legal defense program U.S. Law Shield in less than four years. The firm made up of gun-rights attorneys recently expanded to Florida and Oklahoma. Last year, the NRA began selling self-defense coverage to its members. Oklahoma City attorney Doug Friesen now markets his prepaid services at YourGunLawyer.com.
Yahoo
This post was edited on 3/6/13 at 3:48 pm
Posted on 3/6/13 at 5:51 pm to braindeadboxer
quote:Well, the other atty would disagree.
his life is being destroyed because he acted properly in the use of his weapon,” his attorney, Mark O’Mara, told Yahoo News. “Other people need to learn a very expensive lesson from George, in that you need to be careful even when you use your weapon properly.”
Posted on 3/6/13 at 6:30 pm to braindeadboxer
I have a policy. Texas Law Shield.
Posted on 3/6/13 at 7:17 pm to braindeadboxer
I wonder if a judge would consider this in trial. Saying something to the effect of if you didn't plan on shooting why did you have insurance for just that. Dawg23 what's your take?
Posted on 3/6/13 at 7:20 pm to LouisianaChessie
That's kind of what I was thinking. It's like some sort of premeditation.
Posted on 3/6/13 at 7:26 pm to braindeadboxer
quote:
a growing number of attorneys and gun-rights groups now offer prepaid legal plans for self-defense shootings.
Well gun legislation is probably safe if the attys can get something out of gun ownership
Posted on 3/6/13 at 7:28 pm to MoreOrLes
I can assure you attorneys of this nation are not our problem. I would only assume most of the attorneys in this state at least are for gun rights
ETA in a seriousness if I could be assured it wouldn't be used against me and didn't cost all that much I would want in. Somebody that you've been paying for a while would surely go out of his way to come defend you
ETA in a seriousness if I could be assured it wouldn't be used against me and didn't cost all that much I would want in. Somebody that you've been paying for a while would surely go out of his way to come defend you
This post was edited on 3/6/13 at 7:31 pm
Posted on 3/6/13 at 8:31 pm to LouisianaChessie
Good point on the premeditation issue. I'm sure a good lawyer could negate this though.
Posted on 3/6/13 at 8:43 pm to braindeadboxer
I am a lifetime member of the NRA, I am sure that they will back me, Pro Bono.
Posted on 3/6/13 at 9:30 pm to braindeadboxer
I believe the rules of evidence prohibit any mention of insurance policies held by the defendant. Of course it will vary with each state.
For example here is the Federal rule of evidence regarding ownership of insurance:
Rule 411. Liability Insurance
Evidence that a person was or was not insured against liability is not admissible to prove whether the person acted negligently or otherwise wrongfully. But the court may admit this evidence for another purpose, such as proving a witness’s bias or prejudice or proving agency, ownership, or control.
I would argue that it is analogous to car insurance, the fact that I buy full coverage does not mean I intend to get into an accident.
For example here is the Federal rule of evidence regarding ownership of insurance:
Rule 411. Liability Insurance
Evidence that a person was or was not insured against liability is not admissible to prove whether the person acted negligently or otherwise wrongfully. But the court may admit this evidence for another purpose, such as proving a witness’s bias or prejudice or proving agency, ownership, or control.
I would argue that it is analogous to car insurance, the fact that I buy full coverage does not mean I intend to get into an accident.
Posted on 3/6/13 at 9:52 pm to 10MTNTiger
quote:
I would argue that it is analogous to car insurance, the fact that I buy full coverage does not mean I intend to get into an accident.
But do you think the investigators will look a bit harder after they realize that you bumped your coverage from the state min to full coverage?
Posted on 3/6/13 at 10:46 pm to Ice Cream Sammich
I have Legal Shield. Not CHL specific but CHL friendly :)
Includes identity theft, wills, etc. Well worth 26 a month IMO.1
Includes identity theft, wills, etc. Well worth 26 a month IMO.1
Posted on 3/7/13 at 7:29 am to Ice Cream Sammich
quote:
But do you think the investigators will look a bit harder after they realize that you bumped your coverage from the state min to full coverage?
They might, but really you would be in the same boat. If you do happen to have to shoot someone, it would be much more advantageous to have an insurance policy and money for a defense - rather than pinning your hopes on the good will of investigators. Regardless of criminal charges, you are going to be sued by the "victim's" family and you will have to defend yourself with legal counsel. I see where a policy like this makes sense for an everyday CC guy.
Posted on 3/7/13 at 7:35 am to 10MTNTiger
quote:
Regardless of criminal charges, you are going to be sued by the "victim's" family and you will have to defend yourself with legal counsel. I see where a policy like this makes sense for an everyday CC guy.
Exactly. This is one of the reasons I purchased it. Also, I don't want to screw up and say anything that gets me into trouble. The attorneys do all the talking. You don't even explain anything on the 911 call.
Give your name, address, state you are the victim of a crime, ask for police, EMT, and hang up. Call your attorney's number and wait.
Too many times the 911 call is twisted into evidence against you. Let the forensics people do some work without you telling them one thing and them concluding another.
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