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Spin-Off Thread: Homeowner's Insurance...Who ya got?
Posted on 7/6/12 at 3:09 pm
Posted on 7/6/12 at 3:09 pm
I need cheap w/adequate coverage. 1405SFLA 3BR/2BA Stucco/Siding/Brick.
Ante up fellas!
Ante up fellas!
10
Posted on 7/6/12 at 4:45 pm to GFunk
USAA
$1101.03 per year
$275,000 dwelling
$27,500 other structures protection
$137,500 personal property protection
$55,000 loss of use protection (up to 12 months)
2 % deduction on wind and hail
2 % all other perils
$1101.03 per year
$275,000 dwelling
$27,500 other structures protection
$137,500 personal property protection
$55,000 loss of use protection (up to 12 months)
2 % deduction on wind and hail
2 % all other perils
Posted on 7/6/12 at 7:16 pm to GFunk
State Farm
Posted on 7/6/12 at 9:12 pm to Will Cover
quote:
$137,500 personal property protection
Daaaaamn
My personal property only high 30's
Posted on 7/6/12 at 9:16 pm to GFunk
Hanover
Posted on 7/6/12 at 9:16 pm to GFunk
ASI
Posted on 7/7/12 at 7:29 pm to GFunk
ASI
Posted on 7/7/12 at 7:33 pm to GFunk
If DS is your correct location, ASI is probably your best bet if the house is somewhat new and you have above decent credit.
Posted on 7/9/12 at 10:45 am to GFunk
I had a fire claim with ASI a couple years ago, almost a total loss, and they were wonderful to work with. Very painless.
Posted on 7/9/12 at 12:49 pm to GFunk
ASI
Posted on 7/9/12 at 12:51 pm to Will Cover
quote:
2 % all other perils
That's a pretty high AOP
Posted on 7/9/12 at 1:03 pm to mule74
quote:
That's a pretty high AOP
I carry a flat 10k deductible.
People would be dumb to file a 2k little claim in this insurance market.
Posted on 7/10/12 at 8:36 am to Chad504boy
quote:
People would be dumb to file a 2k little claim in this insurance market.
I wouldn't file a $2000 claim either, but I'd like to not have to pay the first $10k on my $30,000 roof claim.
Posted on 7/11/12 at 12:08 am to GFunk
Trust me, State Farm is the way to go. If you qualify for them, pay the 100 extra bucks a year and go with them.
Posted on 7/11/12 at 12:28 am to Will Cover
quote:
Will Cover
Ever claimed anything with them? I'm not a homeowner but will be in a year or so.
I carry USAA for auto insurance.
Also, what's a typical deductible on a house? Example- Most people are auto carry $500 to $1000 most of the time.
Posted on 7/11/12 at 9:00 am to mule74
quote:
I wouldn't file a $2000 claim either, but I'd like to not have to pay the first $10k on my $30,000 roof claim.
Why, its so much fun. it makes you appreciate your roof a lot more for the next 27 years.
Posted on 7/11/12 at 9:06 am to Chad504boy
Who else y'all recommend getting quotes from in Nola? I'm getting one from state farm for sure
Posted on 7/11/12 at 9:29 am to greenhead11
quote:
I'm getting one from state farm for sure
don't bother.
quote:
Who else y'all recommend getting quotes from in Nola?
age, value, location of home?
Posted on 7/11/12 at 10:42 am to Chad504boy
Just FYI, I'm in Live Oak LA. 1405SFLA, 3BR/2BA, stucco/brick/siding. 2-Car attached carport w/storage attached as well. Small patio in the rear.
Posted on 7/11/12 at 10:48 am to Chad504boy
Condo on magazine, 100 yrs plus renovated recently, 225k
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