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Student Loan Consolidation
Posted on 10/14/11 at 1:28 pm
Posted on 10/14/11 at 1:28 pm
Is it worth the time and hassle? I have several loans through sallie mae with various interest rates, but I honestly want to know what is out there. I really just need some advice on my options. What are some good banks and institutions to go through and what kind of rates should I expect right now?
Thanks
Thanks
This post was edited on 10/14/11 at 1:32 pm
3
Posted on 10/14/11 at 6:33 pm to blowmeauburn
Yes, I did it recently. If you work public service there is a forgiveness program you can take advantage of after 10 years where they pay off whatever you have left over.
Posted on 10/14/11 at 6:58 pm to blowmeauburn
When I checked a couple of years ago, no one was doing consolidations...
Posted on 10/16/11 at 12:36 pm to blowmeauburn
quote:
Is it worth the time and hassle?
I dropped my monthly payments significantly.
quote:
What are some good banks and institutions to go through and what kind of rates should I expect right now?
Don't use a bank.
Consolidate via direct lending.
LINK
Posted on 6/10/12 at 6:06 pm to Doctor Radical
quote:
I dropped my monthly payments significantly.
What companies are people recommending? OR does the federal government link you up with providers? does Sallie Mae still do consildation?
If somebody has a PEL grant with a university and federal unsubsidized as well as federal subsidized loans, can they consilidate all the loans into one?
Posted on 6/10/12 at 6:06 pm to burgeman
I'm still unclear as to where the best place to get a traditional student loan consolidation is. I see the studentaid.ed.gov site for direct consolidation which still separates out your loans into one providor.
This post was edited on 6/10/12 at 6:12 pm
Posted on 6/10/12 at 7:55 pm to BRhuskyfan80
Looks like this is the only place you can get the traditional government student loan consolidation now days?
LINK
LINK
Posted on 6/11/12 at 11:42 pm to burgeman
quote:
Yes, I did it recently. If you work public service there is a forgiveness program you can take advantage of after 10 years where they pay off whatever you have left over.
Come again on that...
Posted on 6/12/12 at 9:36 am to bryso
quote:
Yes, I did it recently. If you work public service there is a forgiveness program you can take advantage of after 10 years where they pay off whatever you have left over.
Come again on that...
Friend is a teacher and she told me this also. After so many years they will pay. Cant remember if she said all of it or just a percentage.
Posted on 6/12/12 at 10:49 am to slapahoe
I think that is for the Federal Perkins loan only. I believe you have to work in the public field, medical field, or a government job to qualify.
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