Life Insurance Urine test... | TigerDroppings.com

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Impotent Waffle
LSU Fan
Baton Rouge
Member since Sep 2007
5237 posts

Life Insurance Urine test...



What are they testing for? The wife and I signed up for a 250k policy and they are coming for our blood and urine tom.






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Hulk Hogan
Member since Jun 2008
2121 posts

re: Life Insurance Urine test...


crack





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bayoudude
LSU Fan
Houma
Member since Dec 2007
17037 posts
 Online 

re: Life Insurance Urine test...


checking for tobacco use most probably.





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BBONDS25
LSU Fan
Member since Mar 2008
16401 posts

re: Life Insurance Urine test...


(no message)


This post was edited on 6/16 at 3:19 pm


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tigerweb
LSU Fan
Baton Rouge
Member since Apr 2009
1098 posts

re: Life Insurance Urine test...


Everything. I know in mine I said I was a nonsmoker and it does test for nicotine. FYI





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Pax Regis
LSU Fan
Tuscaloosa, Alabama
Member since Sep 2007
3747 posts

re: Life Insurance Urine test...


Drugs holmes, drugs - standard 5-panel uninalysis.





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bayoudude
LSU Fan
Houma
Member since Dec 2007
17037 posts
 Online 

re: Life Insurance Urine test...


Do you know how long it takes for urine to test clean from tobacco? My wife is hounding me for life insurance and would be pissed if I tested positive for tobacco.





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Early Cuyler
LSU Fan
Baton Rouge
Member since Jan 2009
4266 posts

re: Life Insurance Urine test...


how long does nicotine stay in urine?





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Impotent Waffle
LSU Fan
Baton Rouge
Member since Sep 2007
5237 posts

re: Life Insurance Urine test...


So they will be testing for THC? This figures the first time I smoke in years and this.





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Pax Regis
LSU Fan
Tuscaloosa, Alabama
Member since Sep 2007
3747 posts

re: Life Insurance Urine test...


quote:

So they will be testing for THC? This figures the first time I smoke in years and this.



:rotflmao:






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BBONDS25
LSU Fan
Member since Mar 2008
16401 posts

re: Life Insurance Urine test...


(no message)


This post was edited on 6/16 at 3:19 pm


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MemphisTiger
Memphis Fan
& LSU Fan
Member since Nov 2006
3380 posts

re: Life Insurance Urine test...


quote:

This figures the first time I smoke in years and this


It's a dumb test. My wife and I got test for a quote and because I had a trace amount of nicotine in my system (one drunk night a week prior) I got labeled a full fledge chain smoker. The quote was way too high. I called them out and they said any trace amount, they consider you no different that a 2pk a day smoker. BS.







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starlight
Ole Miss Fan
A beach somewhere in the Caribbean
Member since Oct 2008
2022 posts

re: Life Insurance Urine test...


My friend works with New York Life and when I did mine she said they were only testing for cigarette use, no drugs show up. Not sure how true that is. I had to have 2 different samples, I don't do drugs or smoke and mine came through fine. Some of my friends smoke pot and they passed that part as well.





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Impotent Waffle
LSU Fan
Baton Rouge
Member since Sep 2007
5237 posts

re: Life Insurance Urine test...


Well this is for Farm bureau, I think I might need to make a trip to the Ra shop for some detox. Drugs are bad Mkay.





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Michael J Cocks
LSU Fan
Right Here
Member since Jun 2007
46763 posts

re: Life Insurance Urine test...


quote:

It's a dumb test. My wife and I got test for a quote and because I had a trace amount of nicotine in my system (one drunk night a week prior) I got labeled a full fledge chain smoker. The quote was way too high. I called them out and they said any trace amount, they consider you no different that a 2pk a day smoker. BS.



Insurance is only for people that don't need insurance.






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bayoudude
LSU Fan
Houma
Member since Dec 2007
17037 posts
 Online 

re: Life Insurance Urine test...


Tell that to my wife. Since we had a kid she has been hounding me to get enough insurance to cover the house our other debts and enough left over for schooling. WTF does she want to retire if I check out early





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Michael J Cocks
LSU Fan
Right Here
Member since Jun 2007
46763 posts

re: Life Insurance Urine test...


quote:

WTF does she want to retire if I check out early


that's their plan. I know my wife will be well taken care of when I cross over......and that doesn't make me sleep any easier at night.

I know it's beating a dead horse but it's just crazy to me how fricking hard it is to get insurance for most people now a days. The people that will qualify will most likely never need it anyway because they live perfect fricking lives and have no medical problems.






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starlight
Ole Miss Fan
A beach somewhere in the Caribbean
Member since Oct 2008
2022 posts

re: Life Insurance Urine test...


quote:

I might need to make a trip to the Ra shop for some detox.



They have this stuff called Serenity Now, and Mojo there. A lot of my friends have had to stop smoking because of drug testing and started smoking this. It's legal and is almost as good. One is even taking probation drug tests and passing smoking this stuff.






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TexasTiger05
LSU Fan
Member since Aug 2007
27963 posts

re: Life Insurance Urine test...


quote:

WTF does she want to retire if I check out early

evil laugh






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Impotent Waffle
LSU Fan
Baton Rouge
Member since Sep 2007
5237 posts

re: Life Insurance Urine test...


quote:

They have this stuff called Serenity Now, and Mojo there. A lot of my friends have had to stop smoking because of drug testing and started smoking this. It's legal and is almost as good. One is even taking probation drug tests and passing smoking this stuff.


Well the funny thing is I have not smoked in years, the wife and I got a night kid free and partied like we were rock stars and now it is biting us in the ass.






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