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re: Montravious Adams Looking Very Lean
Posted by Sigma on 7/24 at 10:44 pm
[quote] It's Monty not Duke [/quote] Whoosh...

Posted on: Auburn Sports Board

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re: New Job: Transfer old 401k to new or Rollover to IRA
Posted by Sigma on 7/24 at 10:41 pm
No, can't leave it. New fund options are pretty good. Low fees and quality funds, mostly through Schwabb. I can't imagine ever taking a loan against the balance. I have plenty in taxable accounts for something like that. I know if I want to eventually do a back door Roth, I should stay away ...

Posted on: Money Talk

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re: Montravious Adams Looking Very Lean
Posted by Sigma on 7/24 at 10:17 pm
That's Duke, not Monty. ...

Posted on: Auburn Sports Board

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New Job: Transfer old 401k to new or Rollover to IRA
Posted by Sigma on 7/24 at 10:15 pm
I've read all the sites, wikis, etc on the pluses and minuses of transfer to the 401k of the new employer vs rollover to an IRA. But now I'm asking my MT brethren. Anybody make this decision recently? Why did you do what you did?...

Posted on: Money Talk

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re: Talking to a CFP
Posted by Sigma on 7/23 at 9:39 pm
A thread from last week with a little info: [link=(http://www.tigerdroppings.com/mobile/rant/display.aspx?p=51061048)]LINK[/link]...

Posted on: Money Talk

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re: 2015 Auburn Football Recruiting Thread
Posted by Sigma on 7/22 at 8:40 am
[quote]Fwiw i'm changing my prediction on Francois from AU to FSU. I didn't like the tone of his latest interview. To me it sounds like he's really on the fence both schools are even right now. I think the hometown team will win out in a coin flip.[/quote] Don't get me wrong, I would love to have...

Posted on: Auburn Sports Board

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re: 2016 Tampa, FL (Tampa Catholic) 5* WR Nate Craig commits to Auburn!
Posted by Sigma on 7/21 at 9:02 pm
Only on the SEC Rant does Auburn picking up a 5 star WR become a bad thing for Auburn. ...

Posted on: SEC Recruiting

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re: Florida teens burn tortoise to death
Posted by Sigma on 7/21 at 2:29 pm
[quote]I'm sorry I missed the part where Millennials created a massive debt, illegal wars, and destroyed social security.[/quote] It's still early....

Posted on: O-T Lounge

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re: Florida teens burn tortoise to death
Posted by Sigma on 7/21 at 2:19 pm
Signs of sociopathy. Should just go ahead and lock them up now, no joke. They will be striking again....

Posted on: O-T Lounge

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re: Video: Auburn's Offseason Training
Posted by Sigma on 7/21 at 2:16 pm
[quote] That is a bold faced lie. [/quote] So you're telling me this stands for Stay calm, and Sweet Tulip Flowers and Unicorns? [img]http://usatthebiglead.files.wordpress.com/2013/11/nick-marshall-stfu-bracelet.jpg?w=1000&h=560[/img]...

Posted on: Auburn Sports Board

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re: 2015 Auburn Football Recruiting Thread
Posted by Sigma on 7/21 at 2:11 pm
[quote]Bessant is actually 5'4 but his neck gets him to 5'11. [/quote] Gold watch with the wife beater baby...

Posted on: Auburn Sports Board

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re: Video: Auburn's Offseason Training
Posted by Sigma on 7/21 at 2:09 pm
[quote]Every Damn Day?..... maybe?[/quote] Sorry, we don't endorse cursing at AU....

Posted on: Auburn Sports Board

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re: question regarding target date retirement fund
Posted by Sigma on 7/21 at 1:21 pm
[quote]What course of action do you take once you get the target date to Admiral shares[/quote] TD funds don't offer admiral shares. To get admiral shares, you have to build your own portfolio out of admiral shares of the individual funds....

Posted on: Money Talk

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re: Video: Auburn's Offseason Training
Posted by Sigma on 7/21 at 1:08 pm
Sammie's pull ups with 3 45s is just as impressive IMO. Just knockin'em out....

Posted on: Auburn Sports Board

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re: Anybody see Les hand it to McElroy?
Posted by Sigma on 7/21 at 1:02 pm
[quote]"congratulations on a great career." [/quote] And have a GREAT day. You LSU guys are lucking to have the man :bow:...

Posted on: SEC Rant

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re: Florida Will Win the East this Year
Posted by Sigma on 7/21 at 1:00 pm
[quote]I see UF matching up with Auburn in the SECCG but ultimately being one of the first teams left out of the playoff after losing the SECCG to the Tigers and finishing the regular season at 10-3. [/quote] Would love to play Florida again....

Posted on: SEC Rant

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re: Whites versus Blues
Posted by Sigma on 7/21 at 12:40 pm
It just doesn't get any better than this: [img]http://cdn.bleacherreport.net/images_root/slides/photos/001/358/788/125644002_display_image.jpg?1317249498[/img]...

Posted on: Auburn Sports Board

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re: Whites versus Blues
Posted by Sigma on 7/21 at 12:32 pm
Whites...

Posted on: Auburn Sports Board

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re: question regarding target date retirement fund
Posted by Sigma on 7/21 at 12:14 pm
[img]http://i.imgur.com/IMi2Q88.jpg[/img]...

Posted on: Money Talk

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re: question regarding target date retirement fund
Posted by Sigma on 7/21 at 12:05 pm
[quote]At the end of the day, information is never a bad thing [/quote] Agreed. This reminds me, I'm sure you've been over there, but the level of slice and dice calculations and keeping up with precise AA over at bogleheads truly boggles the mind (pun intended, I think :lol:)...

Posted on: Money Talk

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re: question regarding target date retirement fund
Posted by Sigma on 7/21 at 12:01 pm
[quote]So is my best option just open Roth IRA and max fund a target date fund through that?[/quote] It's what I do....

Posted on: Money Talk

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re: question regarding target date retirement fund
Posted by Sigma on 7/21 at 11:56 am
[quote]I should have been more clear. The "total investor fee" line is if you recreate the fund with all investor shares. Each line below that changes one fund to admiral shares. The bottom line is if you have all funds set to admiral.[/quote] gotcha. Moral: Sigma is willing to pay the premi...

Posted on: Money Talk

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re: question regarding target date retirement fund
Posted by Sigma on 7/21 at 11:45 am
[quote]That's only if you have no admiral shares though. If you do, it's cheaper to DIY. [/quote] Unless I misunderstood his post, the point of his calculations was to see how much it would cost to recreate the TD funds using admiral shares. ...

Posted on: Money Talk

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re: question regarding target date retirement fund
Posted by Sigma on 7/21 at 11:32 am
[quote]Total investor fee - .1869[/quote] VFIFX has an ER of 0.18%. Moral: just let them do it! ...

Posted on: Money Talk

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re: question regarding target date retirement fund
Posted by Sigma on 7/21 at 7:35 am
Vanguard's target date funds are a fund of funds. They hold total stock, total international stock, total bond, and total international bond. The percentages shift toward the bond funds the closer you get to the retirement date. [link=(https://personal.vanguard.com/us/funds/snapshot?FundId=0699...

Posted on: Money Talk

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re: Which Fund Would You Choose. Please Help UPDATE!! PICKED ONE
Posted by Sigma on 7/19 at 8:20 am
[quote]FLGEX[/quote] Smh. ...

Posted on: Money Talk

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re: Anyone else thinking of pulling back on the stock market?
Posted by Sigma on 7/18 at 2:00 pm
[quote] yes, correction is imminent. [/quote] Probably happens next week. Tuesday I think. ...

Posted on: Money Talk

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re: Critique my ideal home network setup
Posted by Sigma on 7/18 at 12:22 pm
[quote]Your wants don't match my wants I'm fine with cable [/quote] :lol:...

Posted on: Tech Board

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re: Have The 2014 Media Guides Been Discussed?
Posted by Sigma on 7/17 at 5:04 pm
Florida and Arky are terrible. Rest are OK. Also, you may want to post them....

Posted on: SEC Rant

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re: Which Fund Would You Choose. Please Help UPDATE!! PICKED ONE
Posted by Sigma on 7/17 at 4:39 pm
FMILX. It has outperformed the market for nearly 10 years. ETA: And having a good chunk in large caps is generally a good idea....

Posted on: Money Talk

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