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re: I'm gonna try this one more time.....4 Alabama tickets lower level $200 each
Posted by frb1951 on 10/30 at 12:25 am
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Posted on: LSU Ticket Exchange

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re: Body shop endorse my name.
Posted by frb1951 on 10/28 at 1:43 am
Perhaps your employer will have the same policy as you in their payments to you. In other words, if you make an error in your time sheets, expense records, etc.. and under bill your company then you need to "pay" for your mistake and eat the money your company should have paid you. Perhaps you...

Posted on: Money Talk

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re: Health Benefits - New Policy on Spouses
Posted by frb1951 on 10/23 at 12:22 am
[quote]...and I was notified if my spouse has available health insurance benefits and chooses to stay on my plan....[/quote] I think the answer here lies with your wife's company, and it may very well be "no". Seems your company is asking does your spouse (at this time) have available health ins...

Posted on: Money Talk

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re: Is "walking away" from a mortgage wrong?
Posted by frb1951 on 10/16 at 8:14 am
[b]A man is only as good as his word.[/b]...

Posted on: Money Talk

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re: Any real estate investors?
Posted by frb1951 on 10/13 at 10:52 am
Regardless of what entity you choose, there is no substitution for paying for the proper amount of insurance. No entity can shield an individual from liability if such things as disregard of safety factors, an individual's actions causing bodily harm to another, etc.. Whatever entity you set up,...

Posted on: Money Talk

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re: Been discussed before, but I can't find it... small business banking
Posted by frb1951 on 10/10 at 11:31 am
Ok Meauxjeaux, Since no takers so far, I can only tell you of my past experience with banking and opening a new business...years ago...maybe things are different now..?? I'd strongly suggest a small bank or credit union versus a regional bank. Had it not been for our small home town bank in t...

Posted on: Money Talk

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re: IRA early withdraw to fund another. (Update)
Posted by frb1951 on 10/9 at 9:55 am
[quote]Posted by tigerrocket In Louisiana retirement accounts are considered community property if contributions came from income earned while married. [/quot I agree. Community property (especially $) unfortunately, is primarily responsible for greed, arguments, additional attorney fees...

Posted on: Money Talk

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re: Filing a LIEN on Someone's Property
Posted by frb1951 on 10/8 at 11:40 pm
The following link may be of more help: http://www.avvo.com/legal-guides/ugc/filing-a-construction-lien-in-louisiana Again, Good Luck!...

Posted on: Money Talk

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re: Filing a LIEN on Someone's Property
Posted by frb1951 on 10/8 at 11:21 pm
You can also call the Louisiana Licensing Board for Contractors to get free advice to help you make your decision. If I'm not mistaken, I think there is a form that you can fll out and file with the court with possibly an automatic lien being filed. Certainly, the Contractors' Board can stir you i...

Posted on: Money Talk

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re: Timber Property Investment. Any Tips for a Novice?
Posted by frb1951 on 10/8 at 11:10 pm
Land is one of the best investments, if not the best investment there is. Be sure to hire a Forester before you have any timber cut as he can survey your timber and mark the trees you should cut which provide other trees the room to grow, etc. Foresters generally know which ones to cut and whic...

Posted on: Money Talk

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re: Living Will - To Give Up or to be a Burden?
Posted by frb1951 on 10/8 at 10:56 pm
[quote]Does anyone have a living will? I can't get myself to pull one together, although I suspect that it would be better for my family if I did (or would it?). Either I tell them to pull the plug, or I state that by golly I should be kept in a vegetative state forever. There is definitely some...

Posted on: Money Talk

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re: Living Will - To Give Up or to be a Burden?
Posted by frb1951 on 10/8 at 10:47 pm
Part of the second to the last paragraph vanished. Here's the rest of it: Always two sides to every situation...just be careful not to release the living will to ANYONE other than an attending physician, and only then at such time as there is no hope and your loved one is not able to talk for hi...

Posted on: Money Talk

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re: Living Will - To Give Up or to be a Burden?
Posted by frb1951 on 10/8 at 10:43 pm
I recently discussed this matter with my attorney who was drawing up my will. I mentioned a living will, however, I also told him why I was against one. I had an elderly friend who was in the hospital after suffering a stroke after a heart cath. (Evidently a piece of plaque was knocked loose when ...

Posted on: Money Talk

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re: IRA early withdraw to fund another. (Update)
Posted by frb1951 on 10/7 at 6:19 pm
I'm still more concerned about the offer from the company than I am about how the couple will fund the contribution. Is it just me? Does anyone ever question investments any more? Maybe because I've recently uncovered a scam one of my clients was unknowingly involved with. I would imagine inve...

Posted on: Money Talk

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re: IRA early withdraw to fund another. (Update)
Posted by frb1951 on 10/7 at 1:39 pm
[quote]So I guess by his reasoning, married couples should never join finances in any way.[/quote] [quote]Me too. I actually assumed that there was something we were all overlooking. Oh well, at least your client learned something new [/quote] I'm definitely not defending word for word what ...

Posted on: Money Talk

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re: IRA early withdraw to fund another. (Update)
Posted by frb1951 on 10/7 at 1:24 pm
If I have the following facts right, [b]stop and do a little investigation before making a decision[/b]: 1. Wife's company usually matches "a high amount" of employees 401(k) accounts but did not match at all in 2012.. 2. "Last week" the company announced they will match up to 15k of any con...

Posted on: Money Talk

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re: question about filing taxes
Posted by frb1951 on 8/31 at 7:50 am
It's 3 years from due date of return that a taxpayer can receive a refund (with interest paid to the taxpayer, as well). NO fees or penalties, etc....if due a refund. Penalties and interest are based on balance owed to IRS. If you don't owe...5% of 0 = 0, etc. IRS's rate of interest owed to the ...

Posted on: Money Talk

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re: inherited savings bonds, who pays tax on the interest? **UPDATE**
Posted by frb1951 on 7/12 at 12:01 pm
The bonds will transfer through probate to the legatee. When the bonds are cashed in, the 1099 will be issued in the name of the legatee and the interest (which will be paid to the legatee) should be reported on the legatee's return for the year he/she cashes them. I'll be happy to take that...

Posted on: Money Talk

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re: So the wife quit her teaching gig, and...
Posted by frb1951 on 7/10 at 2:09 am
A couple of more things to consider in regard to your post about the school system being a political mess. I KNOW exactly what you are saying...however, there are good systems to work in such as the Zachary system from what I have been told. Are you determined to live in the Parish you are now l...

Posted on: Money Talk

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re: So the wife quit her teaching gig, and...
Posted by frb1951 on 7/10 at 1:46 am
Judge, First thing to remember, don't rely on retirement personnel for tax advice. Talk with whoever does your taxes to get a true picture of your year end tax situation with each option. In the interim, if she merely withdraws her retirement rather than rolling it over directly to an IRA, th...

Posted on: Money Talk

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