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re: What % do you put in your 401K and Roth IRA?
Posted by TheHiddenFlask on 1/29 at 4:35 pm
13.5% of my salary (all in) in my 401k and max out my ROTH every year when I get my bonus. I'm saving as much as possible in my seperate accounts so that my first divorce will be less expensive. ...

Posted on: Money Talk

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re: No Topic on SASOL?
Posted by TheHiddenFlask on 1/29 at 5:52 am
Why would GTL export terminals be upset about lower gas prices?...

Posted on: Money Talk

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re: 60% of 2014 job creation due to an expiration of unemployment benefits
Posted by TheHiddenFlask on 1/27 at 12:12 am
Kicking ass, you say? What is that approval rating again? He's still horrendously unpopular, just less than he was a few months back. ...

Posted on: Political Talk

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re: Financing a pool house
Posted by TheHiddenFlask on 1/26 at 7:14 pm
If you're going to pay it back, you can get a much better rate on a HELOC. ...

Posted on: Money Talk

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re: Mortgage Questions, is it worth the rate?
Posted by TheHiddenFlask on 1/26 at 5:46 pm
I was in a similar spot and chose to go 30 year because of the opportunity to invest more aggressively. I also just like keeping my debt service low. If you really want to drop your rate and only have a 5 year horizon, you might consider an ARM. I didn't think it was worth the lower rate, but I ...

Posted on: Money Talk

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re: Gen. Honore To Run?
Posted by TheHiddenFlask on 1/26 at 5:04 pm
Only could get a few lines into the story before the incorrect terminology completely discredited this guy. If some nobody says something dumb about oil, it's one thing, but if it's your life goal to fix the system, you should at least know what a Derrick is. ...

Posted on: Political Talk

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re: Recommend a monthly bill and checking account managing software.
Posted by TheHiddenFlask on 1/26 at 12:07 pm
Mint does all of that. Depending on the credit union's system, I could see it not working for them, but I have every single account I own hooked up, which means it accepts ~15 CC companies, banks, savings institutions, and brokerages. ...

Posted on: Money Talk

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re: Recommend a monthly bill and checking account managing software.
Posted by TheHiddenFlask on 1/26 at 11:24 am
I've never used quicken, but mint is good enough for me and pretty convenient. It's also owned by quicken, so it will probably never be as good as their paid products, but it does operate in a different niche. I want basic budgeting and account summary info that is easily accessed. Mint is perfect f...

Posted on: Money Talk

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re: Local bar has a strong sign game, atheist, vegan and crossfitter similarities
Posted by TheHiddenFlask on 1/26 at 9:43 am
1/3 of millenials identify themselves as atheists or agnostics. If they were actually vocal, evangelicals would lose their minds. ...

Posted on: O-T Lounge

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re: Financing a pool house
Posted by TheHiddenFlask on 1/25 at 12:06 pm
I would just do a HELOC if it will be short term. ...

Posted on: Money Talk

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re: What shirt/tie would look best with a medical white coat?
Posted by TheHiddenFlask on 1/25 at 10:09 am
French blue is the correct answer. ...

Posted on: O-T Lounge

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re: What's the point of bonds?
Posted by TheHiddenFlask on 1/24 at 1:39 pm
Sweets potion was supposed to be sweet position. Autocorrect sucks. ...

Posted on: Money Talk

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re: What's the point of bonds?
Posted by TheHiddenFlask on 1/24 at 10:11 am
Did I go too deep?...

Posted on: Money Talk

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re: What's the point of bonds?
Posted by TheHiddenFlask on 1/23 at 4:03 pm
Lower risk (usually), provides higher, more consistent cash flow. The deep answer is that sometimes they are the sweets potion the capital structure. Sub debt becomes equity in bankruptcy. If you want to own a company that is going down the tubes, buying the bonds is often the right way to do it...

Posted on: Money Talk

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re: What changed your financial future for the better?
Posted by TheHiddenFlask on 1/23 at 2:54 pm
Getting a job that has a large percentage of total comp as a bonus. If I live off of my salary, my savings is taken care for me. It would be a lot harder for me to sock that money away if it was comin in twice a month. ...

Posted on: Money Talk

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re: BXS misses earnings estimate yesterday, up nearly 7% today.
Posted by TheHiddenFlask on 1/23 at 7:43 am
If that's true, then all of the sell side analysts covering these stocks should be fired. ...

Posted on: Money Talk

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re: Racial split on viewers of American Sniper
Posted by TheHiddenFlask on 1/21 at 4:44 pm
"The best man money can buy" is a racist slogan considering it is being said about a black man. Who's ready to riot? I've always wanted a theater popcorn poper. ...

Posted on: Political Talk

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re: Obama wants to tax 529 Tax-Free college plans
Posted by TheHiddenFlask on 1/21 at 10:01 am
Do you think that they will make tax advantages accounts worse off than taxable? Are you thinking they will confiscate them?...

Posted on: Money Talk

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re: Bad energy stock pick thread
Posted by TheHiddenFlask on 1/21 at 9:30 am
It is the smallest now, but was it the smallest when you bought in? I also dodged the SDRL bullet. I forgot about that one because it was about a 3 day hold. ...

Posted on: Money Talk

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re: Why do people rush to be first to board a plane?
Posted by TheHiddenFlask on 1/21 at 9:10 am
Because one guy with a guitar can frick up everyone's carry on world. FWIW, I usually lay back as well. I don't mind gate checking unless I have a tight window on my next flight. ...

Posted on: O-T Lounge

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