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| re: GI Specks Posted by CHSBears on 5/20 at 9:30 am We tried free-lining shrimp and carolina rigged shrimp. Went to drop-shot with live shrimp and caught most....Posted on:  Outdoor BoardJump to Post • View Topic |
| re: GI Specks Posted by CHSBears on 5/20 at 9:07 am Fished back-side of Elmers' Saturday morning with son. Tide was not moving very much but did work thru the dinks on live shrimp. Kept 7 reds (16-18) and 7 trout (14-23). All trout females and the eggs were not quite mature. Also the immature mangrove snapper were out in force....Posted on: Outdoor BoardJump to Post • View Topic |
| re: Victorias Secret smell good bug repellant? Posted by CHSBears on 5/17 at 3:39 pm Tomorrow about 5:30 am, front or back of Elmers' Island, I will be praying for a slight sea breeze, for my son & I....Posted on: Outdoor BoardJump to Post • View Topic |
| re: Confessions of Personal Financial Quirks Posted by CHSBears on 5/17 at 2:25 pm The straight retail versions have a front load, I use AF Growth Fund of America in a Roth and it is no-load. ...Posted on: Money TalkJump to Post • View Topic |
| re: Can Someone Explain Selling Puts? Posted by CHSBears on 5/17 at 9:44 am I am assuming the OP has shares of PM. My suggestion is if he whats to increase current income from PM, and does not seem to care if the option is called or not. Sell covered calls pretty far out of the money, collect the premium and live another day....Posted on: Money TalkJump to Post • View Topic |
| re: Question regarding mutual fund performance Posted by CHSBears on 5/16 at 11:54 am They use the highest marginal tax rate in effect at the time. Could be quite high considering what went into law for 1/1/13. They also only consider federal taxes; ordinary income, qualified dividends, short term gains & long term gains.
2013 Highest marginal rate is 39.6% plus surcharge of 3.8%...Posted on: Money TalkJump to Post • View Topic |
| re: LA 1 toll bridge Posted by CHSBears on 5/16 at 11:37 am Last year, on big weekends, heard of people waiting 45/50 minutes in line to pay at booth. Have had tag since they came out with it....Posted on: Outdoor BoardJump to Post • View Topic |
| re: Savings Acct Questions Posted by CHSBears on 5/14 at 2:52 pm Brother is a partner in a large Houston law firm. His conclusion is that most of the senior partners with die working because of no retirement savings. This he says is with seven figure compensation plans. Keeping up with the Jones is the problem....Posted on: Money TalkJump to Post • View Topic |
| re: Louisiana 5A Baseball Playoffs...Which teams make it to Tulane? Posted by CHSBears on 5/10 at 4:07 pm Best have some really deep pitching for Sunday....Posted on: More Sports BoardJump to Post • View Topic |
| re: Louisiana 5A Baseball Playoffs...Which teams make it to Tulane? Posted by CHSBears on 5/10 at 1:50 pm Good, CHS-BR should be able to pitch Massey....Posted on: More Sports BoardJump to Post • View Topic |
| re: Louisiana 5A Baseball Playoffs...Which teams make it to Tulane? Posted by CHSBears on 5/10 at 1:28 pm One of the few times in my life I will do this, besides that I graduated from Lee High in BR.
GO REBELS
Hope it is CHS-BR vs WMHS tomorrow....Posted on: More Sports BoardJump to Post • View Topic |
| re: Louisiana 5A Baseball Playoffs...Which teams make it to Tulane? Posted by CHSBears on 5/10 at 12:06 pm 0-0, going to the sixth...Posted on: More Sports BoardJump to Post • View Topic |
| re: Baton Rouge Property Taxes Posted by CHSBears on 5/10 at 5:21 am If property (building & land) is assessed for 300k, the simple calculation is similar to this.
Assessed value 30,000
Homestead exemption -7,500
Equals 22,500 taxable value
Baton Rouge, IIRC has a little over 100 mills of property tax inside of city limits. Outsi...Posted on: Money TalkJump to Post • View Topic |
| re: Gar Fish Posted by CHSBears on 4/29 at 10:06 am Hwy 1, the bridge before the one at Elmer's Island road. Son & I saw him/her last Sept and it was gourging on white trout. Fishing yesterday saw again on same bridge. Looks like a submarine coming to the surface. Its head is about as big around as my thigh (I'm 6'1"/190) and looks to be 5+ ft. I wou...Posted on: Outdoor BoardJump to Post • View Topic |
| re: Tax Question Posted by CHSBears on 4/26 at 10:19 am IRS Bank Account Audit - it is the worst. IRS will obtain from you or by court order a copy of your small business bank account info from 01/01/XXXX to 12/31/XXXX. Every deposit will be characterized as income unless you can provide documents stating otherwise. Only withdrawals that you provide docu...Posted on: Money TalkJump to Post • View Topic |
| re: IRA distribution question. Posted by CHSBears on 4/17 at 1:48 pm The 10% is a penalty on the taxable amount of what you withdrew. If the withdrawal is 100% taxable, then the 10% penalty is on all 100%. Except if you qualify for one of the exceptions, which are listed on IRS site....Posted on: Money TalkJump to Post • View Topic |
| re: PPO vs HSA high deductible Posted by CHSBears on 4/17 at 10:15 am My HSA account has a very low monthly interest rate also. But once the account goes over $1,500.00 you can set up a regular brokerage accoount and trade securities. Must keep a minimum of $1,500 in HSA and move funds back and forth between HSA and brokerage account as needed....Posted on: Money TalkJump to Post • View Topic |
| re: Is healthcare a right? Posted by CHSBears on 4/16 at 2:38 pm I want free legal representation. I wonder how that would go over with the ambulance chasers. Opps, sorry personal injury attorneys....Posted on: Political TalkJump to Post • View Topic |
| re: Exxon Stock....buy,hold, or sell Posted by CHSBears on 4/16 at 1:45 pm FIL, took XOM buyout in 1980's, lump some settlement. Died last year, MIL and 2 daughters converting 60k shares to electronic book entry. CompuShare as Agent for XOM is disputing a paper certificate for 29 shares. Could cost more in research fees than the value. Shares are from the 1950's "Standard ...Posted on: Money TalkJump to Post • View Topic |
| re: DRIP plans? Posted by CHSBears on 4/12 at 11:34 am Yes on the taxes, will still receive a 1099-Div for the amount....Posted on: Money TalkJump to Post • View Topic |
| re: No Voter Id laws but Need Id for gun background check Posted by CHSBears on 4/11 at 1:58 pm Wife got called for federal jury duty about 7/8 years ago. Know a former Asst. U.S. Attorney, used them to right letter, was released from duty but they will tell you that no more excused duty for 4/5 years. She got stuck with 3 straight years of state district court....Posted on: Political TalkJump to Post • View Topic |
| re: Replacing rod guides? Posted by CHSBears on 4/9 at 1:57 pm Hijack - Does Academy take back/exchange All-Star rods no questions asked. Rolled one up in the window two weekends ago....Posted on: Outdoor BoardJump to Post • View Topic |
| Live Shrimp Posted by CHSBears on 4/9 at 9:13 am Any bait shops from Golden Meadow to Grand Isle selling live shrimp yet?...Posted on: Outdoor BoardJump to Post • View Topic |
| re: Obama vs. Farmers ... I got qualms Posted by CHSBears on 4/4 at 2:45 pm Option D - ain't going to happen. LSU/Cornell had a partnership back in the late 80's/early 90's, where Ph.D.'s went to Sierra Leone for two years in 6/9 month stents. Crop science, Ag engineers, Soil chemists went to show farmers modern farming technology. We are talking about early 1900's farming ...Posted on: Political TalkJump to Post • View Topic |
| re: Alternatives to Flex Spending Account? Posted by CHSBears on 3/26 at 11:45 am Flex Spending Account amount was lower. I think HSA is still linked to increase in CPI, just like the increases in retirement accounts; 401k, 403b, defered comp and such. ...Posted on: Money TalkJump to Post • View Topic |
| re: Alternatives to Flex Spending Account? Posted by CHSBears on 3/26 at 9:44 am I have contributed the maximum the last 4/5 years. The deductable with my employers plan is 2,000 a person and 4,000 a family and max out of pocket a year is 4,000. My plan has about 20/25 mutual funds to choose from and a interest account that adjusts quarterly (current 3%). With this plan, the adm...Posted on: Money TalkJump to Post • View Topic |
| re: Alternatives to Flex Spending Account? Posted by CHSBears on 3/25 at 11:29 am The HSA must be coupled with a High Deductable Health Plan, federal regulations. The HSA with the HDHP works well for me and my family. I use it as a saving for retirement plan. ...Posted on: Money TalkJump to Post • View Topic |
| re: Homeowner's Insurance Question... Posted by CHSBears on 3/20 at 11:20 am What are you going to do when a minor child of yours gets in a wreck and in a civil case of wrongful death has a 1 million plus judgement against him/her/you and your assets....Posted on: Money TalkJump to Post • View Topic |
| re: Homeowner's Insurance Question... Posted by CHSBears on 3/19 at 4:52 pm I would also look into a large umbrella policy....Posted on: Money TalkJump to Post • View Topic |
| re: Companies paying the most in income taxes. On top, "BIG OIL". Posted by CHSBears on 3/19 at 4:10 pm The majority of XOM taxes are other than income, go to page 41. This is for 2011, don't think 2012 is released yet.
http://thomson.mobular.net/thomson/7/3184/4612/...Posted on: Political TalkJump to Post • View Topic |
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