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re: Land loan term and rates BR
Posted by guttata on 7/22 at 11:17 pm
Go with Neighbors if you can truly get a lot loan for only 10-15% down. When we bought our lot, we needed 20% down and the rate was 6.25. That was probably 7 yrs ago when the housing market sucked...

Posted on: Money Talk

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re: What % fee do homebuilders typical charge in the BR area?
Posted by guttata on 7/21 at 11:08 am
I wouldn't use a builder than does a 9% markup. If you pick a more expensive light fixture, why should that builder make more money off you than he would for a less costly fixture? Either way, he's hanging a fixture. You should look for a builder who is charging you a fixed fee. You tell him tha...

Posted on: O-T Lounge

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re: Would you support a law that limited the number of children you could have?
Posted by guttata on 7/21 at 11:01 am
I'd prefer that, if on govt assistance, women be required to get depo shot. I think when someone is on Medicaid, they are saying that they want someone else to be responsible for their healthcare. Me, as the taxpayer, I don't want the burden, but now that I have it, I need to look out for my inves...

Posted on: O-T Lounge

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re: McElroy: "Saban wants to be the best there ever was."
Posted by guttata on 7/21 at 7:50 am
This is almost comical. The idea that the players love Saban. I've spoken with quite a few former players and every one of them has said they respect the hell out of him, but not one has ever said they like the guy as a person. The common theme has always been that if you can't help me win, I don...

Posted on: SEC Rant

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re: Does Welter prove his haters wrong this season?
Posted by guttata on 7/17 at 8:13 am
slow white guy...

Posted on: Tiger Rant

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re: If you could ask Cam Cameron one question, what would it be?
Posted by guttata on 7/15 at 1:19 pm
Do you think Les Miles is a good coach?...

Posted on: Tiger Rant

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re: Be careful who you hook-up in the future
Posted by guttata on 7/15 at 10:00 am
http://www.cnn.com/2010/WORLD/africa/06/20/south.africa.female.condom/ Much better at preventing rape....

Posted on: O-T Lounge

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re: The new Derek Jeter commercial is amazing
Posted by guttata on 7/14 at 2:17 pm
It's actually more of a Jordan commercial that shows Jeter....

Posted on: More Sports Board

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re: leonard Fournette vs Adrian Peterson
Posted by guttata on 7/13 at 8:22 pm
One is a proven All-Pro, the other is a proven high school All-American. That's about all you can compare right now...

Posted on: Tiger Rant

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re: So Jeremy Hill got a new tattoo edition...
Posted by guttata on 7/12 at 10:46 pm
Is that suppose to be Tiger Stadium? Looks more like the Swamp....

Posted on: Tiger Rant

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re: So Jeremy Hill got a new tattoo edition...
Posted by guttata on 7/12 at 10:27 pm
Nobody ever said he was the best at thinking things through before acting. ...

Posted on: Tiger Rant

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re: What is the actual seating capacity?
Posted by guttata on 7/12 at 10:35 am
It should go by number of seats in the actual stadium. If there are not 100k seats, it is not a 100k+ stadium. ...

Posted on: Tiger Rant

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re: DirecTV hopeful about SEC Network
Posted by guttata on 7/12 at 5:55 am
I called as well. They immediately gave me $10 off for a yr. They gave me the same answer regarding SEC network. I believe Direct is sort of in a pickle right now. They are currently in the process of being acquired by AT&T, so they don't want to be shelling out money when the co. is going to be...

Posted on: Tiger Rant

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re: Cara Delevingne: Hot or Not?
Posted by guttata on 7/12 at 5:48 am
She looks like Chucky...

Posted on: O-T Lounge

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re: Anyone do Indoor Soccer here?
Posted by guttata on 7/11 at 10:25 pm
Make sure you play on a team with plenty of subs or prepare to be extremely winded. ...

Posted on: Soccer Board

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re: Running shoe recommendations?
Posted by guttata on 7/10 at 10:46 am
Brooks Ghost 6...

Posted on: O-T Lounge

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re: Is the third place game a waste?
Posted by guttata on 7/10 at 10:33 am
It's a good way to get the young players experience for 2018....

Posted on: Soccer Board

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re: WYHI?: Prostitute who "killed" Google Exec with Heroin...
Posted by guttata on 7/10 at 8:25 am
I don't think any of y'all would even have the opportunity considering none of y'all could even afford her....

Posted on: O-T Lounge

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re: Capital One Venture vs Quicksilver
Posted by guttata on 7/8 at 9:22 am
We've got the Cap One LSU card. No fee. Pays 2x pts on gas and groceries (including WalMart grocery). So gas, groceries and Sam's are the only times we use Cap One. Rest of time we use Sapphire Preferred. ...

Posted on: Money Talk

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re: Reoccurring stys in left eye
Posted by guttata on 7/7 at 1:35 pm
If it's tender, it's a stye, which is an active bacterial infection. If it's not tender any longer, and is just a bump, it's referred to as a chalazion, which typically responds better being incised. If it's recurrent, you probably should see an oculoplastics doc to rule out sebaceous cell carcino...

Posted on: O-T Lounge

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re: dentists - the resurgence of wealthy
Posted by guttata on 7/6 at 1:11 pm
So not only is he making money hand over fist, he's also providing you a patient base as well. ...

Posted on: O-T Lounge

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re: dentists - the resurgence of wealthy
Posted by guttata on 7/6 at 11:59 am
My dentist's office is open 6 days a week. Dude is like 38 yrs old and he actually told me that he is only in the office 1 day a week. Says he can't be out bird dogging other practices if he's always working. Dude is up to about 15 practices right now. I'm sure some of the Baton Rouge area denti...

Posted on: O-T Lounge

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re: NP - Physician collaboration, how does this work?
Posted by guttata on 7/3 at 10:19 pm
Major difference. ODs don't require a collaborating physican. ...

Posted on: O-T Lounge

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re: Residential Garbage service in prairieville
Posted by guttata on 7/3 at 12:48 pm
I pay $88/quarter. 2 pick ups a week. I provide my own cans...

Posted on: O-T Lounge

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re: Residential Garbage service in prairieville
Posted by guttata on 7/3 at 12:25 pm
Waste Pro...

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re: Klinsmann's next task as USA coach.
Posted by guttata on 7/3 at 11:32 am
Why is it that the women's national team can have so much success compared to the men's?...

Posted on: Soccer Board

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re: OT Workout Crew: Runners who don't lift vs Lifters who don't run. (nsfw)
Posted by guttata on 7/3 at 11:30 am
And lifting weights don't cause injury :rolleyes:...

Posted on: O-T Lounge

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re: Where can I get a night splint for platar faciitis(sp?)?
Posted by guttata on 7/3 at 9:12 am
Find a running shoe store that sells the Strassburg Sock. It did wonders for me when I had fasciitis. http://thesock.com/...

Posted on: O-T Lounge

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re: Do you think Howard will be back in 2018?
Posted by guttata on 7/2 at 7:55 am
He'll be 39. Nope, he done...

Posted on: Soccer Board

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re: Here's how close the US was to beating Belgium: Wondo's miss
Posted by guttata on 7/2 at 7:55 am
Wondo had his chance for the "Donovan moment", and choked, bigtime. ...

Posted on: Soccer Board

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