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| Do you have earthquake coverage in your homeowners insurance policy? It's about $250 a year extra to add in earthquake coverage. Arkansas is due for a massive one close to Memphis. Reply • Back to Top |
| I'm east of Memphis and I don't have coverage. I was getting quotes that were double what my homeowners premium is and all were with a super high deductible in the neighborhood of 30% to 40%. My concerns here are fire and tornadoes. This post was edited on 2/12 at 4:43 pm Reply • Back to Top |
| No. I bought an extra policy for about $180 a year, but it has a 20% deductible. Reply • Back to Top |
| Madras Fault? Reply • Back to Top |
Live between New Orleans and Baton Rouge and I have the earthquake endorsement on my State Farm policy just in case. I used to work for State Farm and figured I, of all people, should be the last person caught without proper coverage in case we actually do have a once in 500 year earthquake here.  Costs about $80 a year so it doesn't add much to my monthly mortgage. Reply • Back to Top |
I know someone that can get you a great deal on volcano coverage as well.  Reply • Back to Top |
quote: Mine is running about $250 to add. Reply • Back to Top |
quote: Go on... Reply • Back to Top • Refresh |
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