Do you have earthquake coverage in your homeowners insurance policy?
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Do you have earthquake coverage in your homeowners insurance policy?
Posted by wegotdatwood on 2/12 at 2:58 pm
It's about $250 a year extra to add in earthquake coverage.

Arkansas is due for a massive one close to Memphis.



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Posted by dewster on 2/12 at 3:03 pm to wegotdatwood
I'm east of Memphis and I don't have coverage. I was getting quotes that were double what my homeowners premium is and all were with a super high deductible in the neighborhood of 30% to 40%.

My concerns here are fire and tornadoes.


This post was edited on 2/12 at 4:43 pm

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Posted by Bubba Bexley on 2/12 at 3:41 pm to wegotdatwood
No. I bought an extra policy for about $180 a year, but it has a 20% deductible.


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Posted by Zach on 2/12 at 4:20 pm to wegotdatwood
Madras Fault?


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Posted by TDsngumbo on 2/13 at 8:39 am to wegotdatwood
Live between New Orleans and Baton Rouge and I have the earthquake endorsement on my State Farm policy just in case. I used to work for State Farm and figured I, of all people, should be the last person caught without proper coverage in case we actually do have a once in 500 year earthquake here.
Costs about $80 a year so it doesn't add much to my monthly mortgage.



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Posted by schexyoung on 2/13 at 10:12 am to TDsngumbo
I know someone that can get you a great deal on volcano coverage as well.


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Posted by wegotdatwood on 2/13 at 12:16 pm to TDsngumbo
quote:

Costs about $80 a year


Mine is running about $250 to add.



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Posted by GeauxColonels on 2/13 at 1:40 pm to schexyoung
quote:

I know someone that can get you a great deal on volcano coverage as well.

Go on...



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