| Money Talk |
| Return to Board • Menu • Bottom | Page 1 of 2  |
| Message |
| Mortgage rates lowest now? Posted by SAL MINIO on 10/3 at 9:37 am Does anyone think rates will go lower in the next 3-6 months and if so by how much?Reply • Back to Top |
| Not speculating on rates, but a friend just emailed and said he locked in a 30 year @ 3.25 yesterday. Don't know any more detail than that. That just blows my mind. Reply • Back to Top |
| 2.583 % is available on 15 year loans and 3.125 % is available on 30 year loans. This post was edited on 10/3 at 10:02 am Reply • Back to Top |
| I know this(rate question) is probably Germans but I retired in December and only have rental income. I paid off my house off and still owe on my building (paying ballon note at 5.5%). If I get another mortgage on my house, I can cut in half my note on the bldg.and have a fixed 30 yr. note but bank says I need to submit 2012 tax returns to qualify in Jan.of next year. I am wondering how much the rates could go up or down by say next Jan., Feb. ? Reply • Back to Top |
| Are there any rumors on the street as to wheter the FHA will expand their FHA streamline discounted insurance rates to loans they insured after 5/31/09. I closed before that date (by 8 days) but those lazy fricks didn't insure it until July. Thus, no discount rate for Igor. I am under water so my refi options are pretty much that or nada... Reply • Back to Top |
| We just got locked in on a 30 year refi at 3.0% (was at 4.375)! Pretty fired up about that! Reply • Back to Top |
| We just closed on permanent financing and got 3.375 on 30 yr. I'm not complaining one bit Reply • Back to Top |
| Sal rats are a rollercoaster and right now we are at the bottom. if they do go up we are talking .5% swing i wouldnt worrry to much about that Reply • Back to Top |
Posted by SAL MINIO on 10/3 at 10:48 am to hawkeye007 Thanks Hawk.Reply • Back to Top |
quote: Is that 0 and 0 and where? Reply • Back to Top |
| Yes please I wud like to know as well Reply • Back to Top |
| I call bs on the 3.125 with 0 origination and 0 points. The par rate might be 3.125, but the mortgage co still has to make $$ somewhere. Reply • Back to Top |
quote: A lot of people in that situation I closed in march 09 and didn't realize that I had just made the cut for the old MI rates Dropped from 5.5 to 3.75, I was under water too and didn't want to come out of pocket much. I did it with quicken with no closing costs Reply • Back to Top |
| I got qouted yesterday for a 3.5% with no points and today @ 3.25% with no points on a 30yr refinance loan. Anything lower than that, will probably require points. Been in contact with about 6 companies the last 3 days, national and local. Reply • Back to Top |
quote: What pisses me off royally is I did close before 5/31/09, but the lazy fricks did not get around to officially insuring it until July 09. If it was based off close date, I am in and have close to a $550 a month drop in interest. aargh Reply • Back to Top |
| zillow!!! great site. 5 star lenders..one or 2 clicks to get a quote from them. slick. Reply • Back to Top |
| anything below 3.25% is going to cost you. i pulled the rates earlier and 3.25% is par for 740 credit. but only on this board do people bitch about rates with a 3 in the front of it Reply • Back to Top |
quote: i was just quoted 3.125% 30yr no costs (other than standard $300 appraisal, etc) by northpointe bank for the record. eta Rate Quote ID: XX-XXXXX Loan program: 30 year fixed Rate (APR): 3.125% (3.125%) Lender fees: $1 Monthly Payment: $1,211 Lender company: Northpointe Bank This post was edited on 10/3 at 4:55 pm Reply • Back to Top |
| I got 3.25 on a condo loan. Incredible. Reply • Back to Top |
| Zillow Mortgages. Reply • Back to Top • Refresh |
| Return to Board | ||
  Page 1 of 2  | ||
on 10/3 at 9:58 am to 
on 10/3 at 10:01 am to 
on 10/3 at 10:14 am to 
on 10/3 at 12:57 pm to 
on 10/3 at 3:38 pm to