20 and 15 year mortgage rates?
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20 and 15 year mortgage rates?
Posted by GeismarGeauxer on 4/2 at 3:15 pm
What's a good rate today?

780+ credit score



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Posted by hawkeye007 on 4/2 at 5:02 pm to GeismarGeauxer
the 20yr is not much different then a 30yr so 4% this morning. the 15yr is 3.25% ..yes someone probally told you rates were lower and they were 2 months ago but not currently


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Posted by TigerTatorTots on 4/2 at 5:17 pm to hawkeye007
Yea, end of February, the rates were insanely good


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Posted by hawkeye007 on 4/2 at 5:18 pm to TigerTatorTots
yep they are about .375% higher right now..insane low rates dont stick around long


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Posted by TigerTatorTots on 4/2 at 5:25 pm to hawkeye007
I was able to lock in 4% on a 30yr fixed with 5K closing costs paid for (through the lender). I am pretty pumped


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Posted by TheOcean on 4/2 at 8:31 pm to TigerTatorTots
quote:

I was able to lock in 4% on a 30yr fixed with 5K closing costs paid for (through the lender). I am pretty pumped


how much is the loan for? congrats btw



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Posted by TigerTatorTots on 4/2 at 8:39 pm to TheOcean
Thanks!

The loan is for 130K




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Posted by TheOcean on 4/2 at 8:39 pm to TigerTatorTots
not OT ballin


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Posted by TigerTatorTots on 4/2 at 8:40 pm to TheOcean
I'm 23 and not even a year removed from graduation. I don't expect to be OT ballin for a while

ETA: I was able to put 20% down though


This post was edited on 4/2 at 8:41 pm

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Posted by GeismarGeauxer on 4/5 at 2:05 pm to GeismarGeauxer
I just locked in a 3.875% for a 20 year...had a 6% for a 30 year before...

Did I get a good deal?



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Posted by hawkeye007 on 4/5 at 2:35 pm to GeismarGeauxer
Geismar..thats a solid 20yr rate. the 20yr and 30 are very close to each other. and going from 6% to anything with a 3 infront of it is worth it.


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Posted by Chad504boy on 4/5 at 2:40 pm to GeismarGeauxer
quote:


20 and 15 year mortgage rates?


15- 3.3ish
20-3.9ish



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Posted by notslim99 on 4/5 at 5:28 pm to GeismarGeauxer
quote:

What's a good rate today?


I was just quoted 3.75% 30 year fixed about a week ago. That's just on the pre-qual though. 20 year wouldn't be much lower than that.



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Posted by jeffsdad on 4/5 at 10:44 pm to notslim99
While this question is up....I dont see ads for 10 yrs much anymore...they still giving 10 years out and about how much less are they than 15 yr?
TIA.



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Posted by jeffsdad on 4/6 at 8:29 pm to jeffsdad
Someone answer my question! Dont make me come over there!



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Posted by Sternocleidomastoid on 4/6 at 8:53 pm to GeismarGeauxer
I am locked in at 2.75% @ 15-yr w/Citimortgage with credit score in dat range. Locked in 2wks ago.


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Posted by CoolHand on 4/6 at 10:42 pm to Sternocleidomastoid
quote:

I am locked in at 2.75% @ 15-yr w/Citimortgage with credit score in dat range. Locked in 2wks ago


I'm assuming that's not fixed, or you are buying points?



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Posted by THEphenom on 4/8 at 8:38 am to Sternocleidomastoid
Buying at least .5 pts i would imagine.


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