| Money Talk |
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| 20 and 15 year mortgage rates? Posted by GeismarGeauxer What's a good rate today? 780+ credit score Reply Back to Top |
| the 20yr is not much different then a 30yr so 4% this morning. the 15yr is 3.25% ..yes someone probally told you rates were lower and they were 2 months ago but not currently Reply Back to Top |
| Yea, end of February, the rates were insanely good Reply Back to Top |
| yep they are about .375% higher right now..insane low rates dont stick around long Reply Back to Top |
| I was able to lock in 4% on a 30yr fixed with 5K closing costs paid for (through the lender). I am pretty pumped Reply Back to Top |
quote: how much is the loan for? congrats btw Reply Back to Top |
| Thanks! The loan is for 130K Reply Back to Top |
| not OT ballin Reply Back to Top |
| ETA: I was able to put 20% down though This post was edited on 4/2 at 8:41 pm Reply Back to Top |
| I just locked in a 3.875% for a 20 year...had a 6% for a 30 year before... Did I get a good deal? Reply Back to Top |
| Geismar..thats a solid 20yr rate. the 20yr and 30 are very close to each other. and going from 6% to anything with a 3 infront of it is worth it. Reply Back to Top |
quote: 15- 3.3ish 20-3.9ish Reply Back to Top |
quote: I was just quoted 3.75% 30 year fixed about a week ago. That's just on the pre-qual though. 20 year wouldn't be much lower than that. Reply Back to Top |
| While this question is up....I dont see ads for 10 yrs much anymore...they still giving 10 years out and about how much less are they than 15 yr? TIA. Reply Back to Top |
| Someone answer my question! Dont make me come over there! Reply Back to Top |
| I am locked in at 2.75% @ 15-yr w/Citimortgage with credit score in dat range. Locked in 2wks ago. Reply Back to Top |
quote: I'm assuming that's not fixed, or you are buying points? Reply Back to Top |
| Buying at least .5 pts i would imagine. Reply Back to Top Refresh |
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