Just agreed to purchase my first house. What do I do next?
Return to Board  •  Menu  •  Bottom  Page 2 of 2
Message
re: Just agreed to purchase my first house. What do I do next?
Posted by Tigerstudent08 on 8/5 at 3:10 pm to Oenophile Brah
I just called Chase and they are the lowest so far by a big margin. They gave me a rate of 4.75% when I pay an extra $400 in closing costs. I would also get 1% back on all payments.


Reply  •  Back to Top
Posted by Oenophile Brah on 8/5 at 3:17 pm to Tigerstudent08
quote:

I would also get 1% back on all payments.

1% on every mortgage payment?

That's pretty good if that is the case.

I didn't look at Chase very closely when I shopped rates. I did get in lower that 4.75 with zero additional costs. This was about a month ago, though.



Reply  •  Back to Top
Posted by hawkeye007 on 8/5 at 3:32 pm to Tigerstudent08
Chase is horrible i warn you now it will take them at least 60 days to close that loan.


Reply  •  Back to Top
Posted by Tigerstudent08 on 8/5 at 4:01 pm to hawkeye007
I called Whitney and left the agent a message. Waiting on a call back from them. If they can get me 4.5% than I will go with them.


Reply  •  Back to Top
Posted by MG on 8/5 at 5:02 pm to Tigerstudent08
Did you check with iberiabank? They were the lowest for me in April.


Reply  •  Back to Top
Posted by Tigerstudent08 on 8/5 at 6:05 pm to MG
Yea I got one from IberiaBank. Chase is about $140/month lower than them. So far they have kicked every other offers ass!


Reply  •  Back to Top
Posted by BananaHammock on 8/5 at 6:43 pm to Tigerstudent08
Damn, you just missed out on rates in the threes.


Reply  •  Back to Top
Posted by donRANDOMnumbers on 8/5 at 9:00 pm to Tigerstudent08
Call a closing attorney. They can Guide you.

This post was edited on 8/5 at 11:11 pm

Reply  •  Back to Top
Posted by Eon Blue on 8/5 at 10:13 pm to Tigerstudent08
Call Xplore FCU and ask for Doug in the mortgage department. It's the old Shell New Orleans credit union. Rates are usually very competitive.


Reply  •  Back to Top
Posted by hawkeye007 on 8/6 at 12:56 pm to Tigerstudent08
post your email and i will shoot you an email with a whitney contact


Reply  •  Back to Top
Posted by Tigerstudent08 on 8/6 at 1:42 pm to hawkeye007
I just spoke to a lady named Mindy at Whitney. She gave me a rate of 5% with no points. Monthly P&I payments were right at $1,675/month. Iberia Bank was at the same monthly payments. Chase is at $1,627/month but that is with .125% points


Reply  •  Back to Top
Posted by hawkeye007 on 8/6 at 3:30 pm to Tigerstudent08
i would ask Mindy about paying the same in discount and see if she can match the rate, doesnt hurt to ask. good luck


Reply  •  Back to Top  •  Refresh
Return to Board
Jump to Page   

           Page 2 of 2           

 

 Message Boards
 Tiger Rant
 Recruiting Board
 SEC Rant
 Saints Talk
 Pelicans Talk
 More Sports Board
 Soccer Board
 O-T Lounge
 Tech Board
 Outdoor Board
 Movie/TV Board
 Music Board
 Political Talk
 Money Talk
 Fark Board
 Gaming Board
 Fantasy Sports
 Food and Drink Board
 Ticket Exchange
 Help Board
 

 Other Options
 >> Search
 

 SECRant.com Links
 SEC Rant
 SEC Recruiting
 SEC Tickets
 Off-Topic Board
 

 Geaux.com Dining Guide
 New Orleans
 Baton Rouge
 

 Site Features (Full Version)
 Home Page
 LSU Football Schedule
 LSU News/TD News Wire
 Pick'em Home Page
 
Back to top
Sign In 
View in: Desktop
Copyright ©2014 TigerDroppings.com.