The smoking "tax" in obamacare
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re: The smoking "tax" in obamacare
Posted by Bestbank Tiger on 6/30 at 8:43 am to tigerrocket
quote:

no family history of any disease no genetic markers


Those are a little different. Everything else mentioned so far is 100% voluntary.

But are we sure about the premise of the OP? I remember a section of the bill where it said premiums could vary ONLY by three factors:

1) Age
2) Actuarial value of the policy
3) Location

Didn't see anything in that section about health or lifestyle factors.



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Posted by Lsut81 on 6/30 at 8:45 am to CptBengal
quote:

because under obamacare the young are being priced higher to pay for the elderly who use more medical.


Exactly... The young, healthy ones are subsidizing bad behavior. So why shouldn't the ones that aren't healthy and doing nothing to help their well being not have to pay more into the system?



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Posted by CptBengal on 6/30 at 8:52 am to Lsut81
quote:

So why shouldn't the ones that aren't healthy and doing nothing to help their well being not have to pay more into the system?


I never get sick, workout everyday...but enjoy a good c I g a r on the weekends. should I pay more?

im in better shpae than 99 percwn of the population andhave. resting pulse rate in the 40 s

why ahould I pay more if I reward my near constant healthy bbehavior?



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Posted by EST on 6/30 at 8:56 am to Lsut81
quote:

So why shouldn't the ones that aren't healthy and doing nothing to help their well being not have to pay more into the system?


They should. And the system should be free market - as you have stated.



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Posted by CptBengal on 6/30 at 8:58 am to EST
just wait till the bmi section gets implemented.

bmi is an awful measure of health...and americans are gonna get hit out the arse because of it



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Posted by Aubie Spr96 on 6/30 at 9:04 am to tigerrocket
quote:

Obviously cigarettes are not good for your health, but we better be careful letting the government decide what else is not good for us.



Winner.


Next it'll be Big Gulps...... Oh wait.....


I have no problems with a private insurer making these kinds of decisions. But that's not whats happening here. The federal gov't is inserting itself into the marketplace.



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Posted by davesdawgs on 6/30 at 9:07 am to Zahrim
Then gay men should be charged more for health insurance and a tax placed on anal sex.


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Posted by St Augustine on 6/30 at 9:24 am to tigerrocket
quote:

Obviously cigarettes are not good for your health, but we better be careful letting the government decide what else is not good for us.


While I agree with your overall premise there is an overabundance of hard evidence showing the perils of smoking. I have no problem with this



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Posted by EmperorGout on 6/30 at 11:36 am to Zahrim
quote:

The Affordable Care Act — "Obamacare" to its detractors — allows health insurers to charge smokers buying individual policies up to 50 percent higher premiums starting next Jan. 1.

For a 55-year-old smoker, the penalty could reach nearly $4,250 a year. A 60-year-old could wind up paying nearly $5,100 on top of premiums.


uh...good?

I shouldn't be required to subsidize your stupidity. You are free to do as choose, but do not expect to keep the consequences cheap for you.

If only fatties were next, I may become the biggest Obamacare fan ever.



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Posted by ThaBigFella on 6/30 at 11:36 am to St Augustine
I'm sorry, but we need smokers, look up the numbers, we derive over $30B in annual tax revenue from smokers and the taxes they create. Where are we going to raise another $30B+ in revenue right now??

Should we raise taxes on everyone a few k to make up for cigarettes and just ban them altogether? I know as a gas station owner I really barely make $1/pack and could definitely do well without the investment to keep cigarettes in stock but as a nation could we survive banning cigarettes?

I don't mind a ban and keeping everyone healthy, but where will that $30-35B a year come from, I know I sure as hell don't want anymore tax increases.



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Posted by Wally Sparks on 6/30 at 11:58 am to ThaBigFella
quote:

I don't mind a ban and keeping everyone healthy, but where will that $30-35B a year come from, I know I sure as hell don't want anymore tax increases.




Um, how about CUT frickING SPENDING



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Posted by mooseknuckle on 6/30 at 12:10 pm to Lsut81
quote:

People who choose to do things that negatively impact their health and end up costing $$$ in the end, should pay higher premiums.


I want you to remember this the next time you eat fast food, sugar, cheese, salt, drink alcohol or breathe cancer alley air.


This post was edited on 6/30 at 12:36 pm

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Posted by wegotdatwood on 6/30 at 12:57 pm to Zahrim
Any BMI standards making them pay more?


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Posted by St Augustine on 6/30 at 1:13 pm to CptBengal
quote:

bmi is an awful measure of health...and americans are gonna get hit out the arse because of it


somebody mad that their muscle mass has them labeled as "obese"



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Posted by Beer Bryant on 6/30 at 1:20 pm to ThaBigFella
quote:

I don't mind a ban and keeping everyone healthy, but where will that $30-35B a year come from, I know I sure as hell don't want anymore tax increases.


NYC State and local taxes are $5.85 a pack. Costs about $12 a pack in NYC. Some estimates put at 60% the tobacco consumed in New York is smuggled in. Cuomo and the gang just increased the fine for each carton smuggled in to $600.



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Posted by wickowick on 6/30 at 1:23 pm to Beer Bryant
Has smoking dope been brought up yet? Is that considered smoking?


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Posted by TigerintheNO on 6/30 at 3:15 pm to Zahrim
quote:

For a 55-year-old smoker, the penalty could reach nearly $4,250 a year. A 60-year-old could wind up paying nearly $5,100 on top of premiums.


At those prices why even get insurance? It would be cheaper to pay the fine. Since they can't turn you down for pre existing conditions just wait until you are sick then get insurance.



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Posted by Bestbank Tiger on 6/30 at 5:20 pm to St Augustine
quote:

somebody mad that their muscle mass has them labeled as "obese"


That's the beauty of the free market. Aetna might decide to use body fat instead of BMI. Blue Cross might decide not to ding smokers, in hopes that they'll be on Medicare by the time they get cancer or emphysema. Humana might decide that fatties are too prevalent for there to be any benefit from charging them more, but people with STDs are irresponsible and should pay more.

Each company decides what risks they're willing to accept and which ones they're going to try to deter/avoid. Each individual has the right to decide whether they want to avoid the behavior or find a company more willing to accept the behavior.



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Posted by lsu480 on 6/30 at 5:28 pm to Zahrim
quote:

glad I am a nonsmoker....




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