How does this new car deal look to everyone?
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How does this new car deal look to everyone?
Posted by LNCHBOX on 5/6 at 1:59 pm
I'm in negotiations to buy a Prius for my fiancee, and would like to know how I'm doing. This is for a 2013 Prius Persona Series.

MSRP $28,549.00
Selling Price $27,000.00
Sales Tax @ 9% (EBR) $2,430.00
Title Fees $44.50
License Fee $54.00

No dealer fees of any kind. What says the MB?

ETA: Financing at 0% for 5 years as well.


This post was edited on 5/6 at 2:00 pm

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Posted by dewster on 5/6 at 2:04 pm to LNCHBOX
They were selling Prius and Prius V models in my area for $2500 off MSRP when we were car shopping in April.

I'm sure you can do better than what you have posted.



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Posted by LNCHBOX on 5/6 at 2:11 pm to dewster
quote:

They were selling Prius and Prius V models in my area for $2500 off MSRP when we were car shopping in April.


April had a bigger rebate that I unfortunately missed out on. Right now the Toyota offers are 0% for 5 years or $1000 rebate. The 0% is a no brainer on that one.



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Posted by mglsu21 on 5/6 at 2:14 pm to LNCHBOX
quote:

April had a bigger rebate that I unfortunately missed out on. Right now the Toyota offers are 0% for 5 years or $1000 rebate. The 0% is a no brainer on that one.


So basically you are getting the same deal as the $2500 off with normally financing. Actually a better deal unless you would be able to get 1.5% on your own.

Looks like a solid deal to me.



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Posted by LNCHBOX on 5/6 at 2:20 pm to mglsu21
quote:

So basically you are getting the same deal as the $2500 off with normally financing. Actually a better deal unless you would be able to get 1.5% on your own.

Looks like a solid deal to me.


I am curious as to what the rate would be if I took the rebate instead. It would need to be 1.3 to break even on the interest rate versus the $1000 rebate, which I doubt they'd beat.



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Posted by reb13 on 5/6 at 2:58 pm to LNCHBOX
Not sure about the persona series exactly but USAA buying service is saying for a 27500 msrp Prius the target price is 24500. I think you can do better.


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Posted by mglsu21 on 5/6 at 3:05 pm to reb13
quote:

Not sure about the persona series exactly but USAA buying service is saying for a 27500 msrp Prius the target price is 24500. I think you can do better.


Yes but the buying service is factoring in a $1,000 rebate not the 0% financing. So they are saying he could do $451 better.


This post was edited on 5/6 at 3:06 pm

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Posted by TDsngumbo on 5/6 at 4:29 pm to LNCHBOX
Only $1,549 off of MSRP? I'm thinking you can do better elsewhere. You can get it cheaper elsewhere with a higher interest rate. Pay it off in 2.5 years and save a ton of interest. This way, your true APR is much lower than whatever the dealer gives you.
Also consider the higher cost of a Prius. I hear that they're more expensive to take care of over time. Unless your fiancee drives 700 or more miles a week, I don't think the higher gas mileage would be worth the higher cost. Get her a Civic or Accord for thousands cheaper and you'll still have a very nice and dependable vehicle for her.



FTR: I never purchase a vehicle with a note that I can't double each month. That's my personal rule of thumb when buying a vehicle. ALWAYS PAY OFF EARLY.


This post was edited on 5/6 at 4:31 pm

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Posted by LNCHBOX on 5/6 at 4:40 pm to TDsngumbo
quote:

Only $1,549 off of MSRP? I'm thinking you can do better elsewhere.


Unless you can tell me somewhere that will beat it without factoring in a rebate, I don't think so. Any dealer that advertises a lower price has already factored in rebates into the price, plus they have ridiculous fees to add right back in.

quote:

Also consider the higher cost of a Prius.


Doesn't exist anymore. Any issue that would come up with the hybrid system is covered for 100k miles, and not since 2003 have there been issues with the hybrid system anyway.

quote:

Get her a Civic or Accord for thousands cheaper and you'll still have a very nice and dependable vehicle for her.


An Accord or Civic with nav and leather won't be thousands cheaper, and will almost cut the MPGs in half.

quote:

drives 700 or more miles a week


Gonna be pretty close. We will both be commuting from NOLA to BR for a few months, so the MPG is huge.

quote:

I never purchase a vehicle with a note that I can't double each month. That's my personal rule of thumb when buying a vehicle. ALWAYS PAY OFF EARLY.


Not everyone can do that unfortunately, so I'll just stick with the 0% which gives no incentive for early payment.




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Posted by Im4datigers on 5/6 at 8:01 pm to LNCHBOX
quote:

FTR: I never purchase a vehicle with a note that I can't double each month. That's my personal rule of thumb when buying a vehicle. ALWAYS PAY OFF EARLY.


Honestly right now this is pretty freaking dumb. Why double your payments on basically free money?



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Posted by 756 on 5/6 at 9:10 pm to LNCHBOX
not a good deal I would not pay a dime of 25750 I would start at 25K

This is the end of the year an the new models are out soon
You should be getting a better deal

Whose the dealer?



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