mortgage interest rate???
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mortgage interest rate???
Posted by mobius99 on 2/13 at 2:12 pm
Just got qualified at 3.2% is this good or should we shop around more?


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Posted by Dan on 2/13 at 2:16 pm to mobius99
30 year?


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Posted by guttata on 2/13 at 2:17 pm to Dan
I'd jump on it. We ended up at 3.375/30 yrs when we closed 6 mo ago


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Posted by mobius99 on 2/13 at 2:18 pm to Dan
Yes, 30 year. Thanks.


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Posted by wiltznucs on 2/13 at 2:25 pm to mobius99
Anything 3.5 or below is good on the current 30 year fixed...


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Posted by ragacamps on 2/13 at 2:27 pm to mobius99
You can tell me to kiss your arse for asking this, and I would understand, but would you mind telling me what your credit score is??


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Posted by Catman88 on 2/13 at 2:32 pm to mobius99
Is this the rate or the APR?


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Posted by Tmacelroy12 on 2/13 at 4:14 pm to Catman88
Just a heads up:

Prime rate is 3.25%

The longer terms bring higher interest rates (due to uncertainty of collecting interest in future terms)




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Posted by ParIV on 2/13 at 4:32 pm to mobius99
Where did you get this rate? I'm building a house and will be closing in the next month or two.


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Posted by Crimsonsaint24 on 2/14 at 8:19 am to mobius99
I refinanced months back and I got a rate of 3.8 makes a huge difference but I went with a 20 year mortgage


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Posted by jojothetireguy on 2/14 at 10:13 am to mobius99
who is doing your mortgage and if you don't mind me asking what percentage are you intending to put down? We are in the process of buying now and i think we have ours at 3.68. Which is still good, but we both have credit scores 790 and up.


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Posted by lsu tigerdog on 2/14 at 10:38 am to mobius99
did you lock in and what kind of loan program.


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Posted by guttata on 2/14 at 11:27 am to lsu tigerdog
I did my build and permanent financing through E federal Credit Union. They just sold off the loan to another lender. I financed 65% the total cost.


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Posted by ItNeverRains on 2/14 at 11:58 am to guttata
Betting farm this is usaa . 3.2 on 30 0/0 is low.


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Posted by guttata on 2/14 at 4:35 pm to ItNeverRains
That would basically mean USAA is losing money. If prime is 3.25, and there are no points/closing costs, they make no $$


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Posted by ItNeverRains on 2/14 at 4:58 pm to guttata
Usaa on a va loan can offer discounts to vets. You agree to get shot at, you get an 8th to quarter discount


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Posted by guttata on 2/14 at 8:04 pm to ItNeverRains
I've got USAA and they couldn't beat the rate I was offered by my credit union. I guess I wasn't worthy.


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Posted by Cholo on 2/14 at 8:23 pm to ItNeverRains
quote:

Usaa on a va loan can offer discounts to vets. You agree to get shot at, you get an 8th to quarter discount


Hell yeah well worth it. I love USAA.



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