Life insurance
Return to Board  •  Menu  •  Bottom  Page 1 of 2  
Message
Life insurance
Posted by fishfighter on 12/3 at 3:19 pm
Anyone here sell term life insurance? Got fired a couple days ago, but am able to move my life insurance over to a whole life. They want to charge me $46.50 a month per 1k. WTF?


Reply  •  Back to Top
Posted by Jwodie on 12/3 at 4:06 pm to fishfighter
I can refer you to a great guy who handles my account. Let me know if interested.


Reply  •  Back to Top
Posted by Doink on 12/3 at 4:37 pm to fishfighter
I am an agent with New York Life in the BR/NOLA area. I can help you out and answer any questions you may have. E-mail me if you are interested in speaking. Waharris@ft.newyorklife.com.


Reply  •  Back to Top
Posted by fishfighter on 12/3 at 4:42 pm to Doink
quote:

I am an agent with New York Life in the BR/NOLA area. I can help you out and answer any questions you may have. E-mail me if you are interested in speaking. Waharris@ft.newyorklife.com.


Will email you later. Thanks. Had insurance thu ING. Still $46.50 per 1k? Not in this life time.



Reply  •  Back to Top
Posted by GoCrazyAuburn on 12/3 at 11:22 pm to fishfighter
quote:

They want to charge me $46.50 a month per 1k






How old are you? 90? That is obscene. I have never scene a policy that expensive.


This post was edited on 12/3 at 11:27 pm

Reply  •  Back to Top
Posted by Burt Reynolds on 12/3 at 11:39 pm to fishfighter
quote:

Anyone here sell term life insurance? Got fired a couple days ago, but am able to move my life insurance over to a whole life. They want to charge me $46.50 a month per 1k. WTF?



Most life insurance is a skam imo



Reply  •  Back to Top
Posted by 756 on 12/4 at 5:36 am to fishfighter
Zander insurance online


Reply  •  Back to Top
Posted by cbtullis on 12/4 at 11:39 am to 756
46.50 a month for 1k is the most outrageuos thing I have ever heard.


Reply  •  Back to Top
Posted by GoCrazyAuburn on 12/4 at 11:51 am to cbtullis
No kidding. There has to be something else here. I have never seen a permanent policy that expensive. That is shocking.

OP, what company is offering that?



Reply  •  Back to Top
Posted by gatorsimz on 12/4 at 2:30 pm to fishfighter
quote:

They want to charge me $46.50 a month per 1k. WTF?

Hmm... are you an eighty year old, 500 pound, tobacco user with prostate cancer? If so, that's a pretty good deal



Reply  •  Back to Top
Posted by fishfighter on 12/5 at 4:31 am to GoCrazyAuburn
quote:

No kidding. There has to be something else here. I have never seen a permanent policy that expensive.


It is a rollover from my job. Was insured thru ING. When I talked to them and they told me that, I at that person. The rollover turns over to a Whole life. I'm 54. I have 31 days to get some more life insurance. Problem is that I'm in CHF, disable now. And no, I don't smoke, I'm 6' tall and weight in at 165lbs.



Reply  •  Back to Top
Posted by GoCrazyAuburn on 12/5 at 2:01 pm to fishfighter
Wow. I've never actually run into an ING policy before, but I guess I know why. That is the most ridiculous thing I have ever seen.


Reply  •  Back to Top
Posted by lsurulesall on 12/5 at 4:24 pm to fishfighter
Ya, that is absurd. I am an agent with Northwestern Mutual here in BR, and I have never seen that high of a premium for somebody without a serious condition. I would also like to throw my name in the hat to help you meet your insurance needs. I would suggest meeting with both myself and the agent from NYL in order to decide the best policy for you.

This post was edited on 12/5 at 4:36 pm

Reply  •  Back to Top
Posted by jdg91878 on 12/5 at 7:01 pm to Burt Reynolds
quote:

Most life insurance is a skam imo


This is true of all cash value trash on the market



Reply  •  Back to Top
Posted by GoCrazyAuburn on 12/5 at 7:04 pm to jdg91878



Reply  •  Back to Top
Posted by Lsupimp on 12/6 at 11:18 am to GoCrazyAuburn
This thread is a perfect example of the need for people to own their own term life insurance policy that adequately covers their exposure. That company-provided policy ain't gonna cut it.


Reply  •  Back to Top
Posted by adavis on 12/6 at 5:58 pm to fishfighter
That is the most ridiculous thing I've ever heard. There are instant issue policies out there (no health questions at all) for much much less. I wrote a 78 year old man who had gone through 2 heart attacks and a quad bypass a $15,000 whole life policy for $125 per month. Whole life isn't the way to go for you though. You should get a 20 year term and maybe a small whole life policy. Somebody will be able to give you good coverage for so much less than that garbage your work offered. I've seen NY Life and Northwestern Mutual mentioned-those are both good and fair companies. look into Modern Woodmen of America also-they usually beat both of those companies in price. Stay away from sleazy Primerica Agents! Good luck.


Reply  •  Back to Top
Posted by gatorsimz on 12/6 at 6:32 pm to adavis
quote:

Modern Woodmen of America


got that fraternal



Reply  •  Back to Top
Posted by fishfighter on 12/7 at 1:59 am to Lsupimp
quote:

This thread is a perfect example of the need for people to own their own term life insurance policy that adequately covers their exposure. That company-provided policy ain't gonna cut it.


As long as I had a job, the coverage was great for the price. Was costing me around $15 a month for 5 times my base pay. Never would of though I would of got sick. In fact, my heart problem came from a viro infection. Very common, but 1 in a million does has heart damage from it and I won/lost.

I'm just looking for about 20K term life for me and the wife each. Something to help plant us in the ground.



Reply  •  Back to Top
Posted by Janky on 12/7 at 5:28 am to fishfighter
quote:

I'm just looking for about 20K term life for me and the wife each. Something to help plant us in the ground.


You can get that online.



Reply  •  Back to Top  •  Refresh
Return to Board
Jump to Page   

           Page 1 of 2           

 

 Message Boards
 Tiger Rant
 Recruiting Board
 SEC Rant
 Saints Talk
 Pelicans Talk
 More Sports Board
 Soccer Board
 O-T Lounge
 Outdoor Board
 Movie/TV Board
 Music Board
 Political Talk
 Money Talk
 Fark Board
 Gaming Board
 Fantasy Sports
 Food and Drink Board
 Ticket Exchange
 Help Board
 

 Other Options
 >> Search
 

 SECRant.com Links
 SEC Rant
 SEC Recruiting
 SEC Tickets
 Off-Topic Board
 

 Geaux.com Dining Guide
 New Orleans
 Baton Rouge
 

 Site Features (Full Version)
 Home Page
 LSU Football Schedule
 LSU News/TD News Wire
 Pick'em Home Page
 
Back to top
Sign In 
View in: Desktop
Copyright ©2014 TigerDroppings.com.