Spin-Off Thread: Homeowner's Insurance...Who ya got?

Return to Board • Menu • Bottom

Page 1 of 2

Message

Posted by GFunk

on 7/6 at 3:09 pm

I need cheap w/adequate coverage. 1405SFLA 3BR/2BA Stucco/Siding/Brick.

Ante up fellas!

Reply • Back to Top

Posted by Will Cover

on 7/6 at 4:45 pm to GFunk

USAA

$1101.03 per year

$275,000 dwelling
$27,500 other structures protection
$137,500 personal property protection
$55,000 loss of use protection (up to 12 months)

2 % deduction on wind and hail
2 % all other perils

Reply • Back to Top

Posted by El Josey Wales

on 7/6 at 7:16 pm to GFunk

State Farm

Reply • Back to Top

Posted by ATL TGR

on 7/6 at 9:12 pm to Will Cover

quote:
$137,500 personal property protection

Daaaaamn

My personal property only high 30's

Reply • Back to Top

Posted by dyslexic

on 7/6 at 9:16 pm to GFunk

Hanover

Reply • Back to Top

Posted by donRANDOMnumbers

on 7/6 at 9:16 pm to GFunk

ASI

Reply • Back to Top

Posted by lsufan1971

on 7/7 at 7:29 pm to GFunk

ASI

Reply • Back to Top

Posted by Slickback

on 7/7 at 7:33 pm to GFunk

If DS is your correct location, ASI is probably your best bet if the house is somewhat new and you have above decent credit.

Reply • Back to Top

Posted by skidry

on 7/9 at 10:45 am to GFunk

I had a fire claim with ASI a couple years ago, almost a total loss, and they were wonderful to work with. Very painless.

Reply • Back to Top

Posted by Phate

on 7/9 at 12:49 pm to GFunk

ASI

Reply • Back to Top

Posted by mule74

on 7/9 at 12:51 pm to Will Cover

quote:
2 % all other perils

That's a pretty high AOP

Reply • Back to Top

Posted by Chad504boy

on 7/9 at 1:03 pm to mule74

quote:

That's a pretty high AOP

I carry a flat 10k deductible.

People would be dumb to file a 2k little claim in this insurance market.

Reply • Back to Top

Posted by mule74

on 7/10 at 8:36 am to Chad504boy

quote:
People would be dumb to file a 2k little claim in this insurance market.

I wouldn't file a $2000 claim either, but I'd like to not have to pay the first $10k on my $30,000 roof claim.

Reply • Back to Top

Posted by TDsngumbo

on 7/11 at 12:08 am to GFunk

Trust me, State Farm is the way to go. If you qualify for them, pay the 100 extra bucks a year and go with them.

Reply • Back to Top

Posted by wegotdatwood

on 7/11 at 12:28 am to Will Cover

quote:
Will Cover

Ever claimed anything with them? I'm not a homeowner but will be in a year or so.

I carry USAA for auto insurance.

Also, what's a typical deductible on a house? Example- Most people are auto carry $500 to $1000 most of the time.

Reply • Back to Top

Posted by Chad504boy

on 7/11 at 9:00 am to mule74

quote:

I wouldn't file a $2000 claim either, but I'd like to not have to pay the first $10k on my $30,000 roof claim.

Why, its so much fun. it makes you appreciate your roof a lot more for the next 27 years.

Reply • Back to Top

Posted by greenhead11

on 7/11 at 9:06 am to Chad504boy

Who else y'all recommend getting quotes from in Nola? I'm getting one from state farm for sure

Reply • Back to Top

Posted by Chad504boy

on 7/11 at 9:29 am to greenhead11

quote:
I'm getting one from state farm for sure

don't bother.

quote:
Who else y'all recommend getting quotes from in Nola?

age, value, location of home?

Reply • Back to Top

Posted by GFunk

on 7/11 at 10:42 am to Chad504boy

Just FYI, I'm in Live Oak LA. 1405SFLA, 3BR/2BA, stucco/brick/siding. 2-Car attached carport w/storage attached as well. Small patio in the rear.

Reply • Back to Top

Posted by greenhead11

on 7/11 at 10:48 am to Chad504boy

Condo on magazine, 100 yrs plus renovated recently, 225k

Reply • Back to Top • Refresh

Return to Board	Jump to Page
Page 1 of 2