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ThatsAFactJack
| Favorite team: | Seton Hall |
| Location: | East Coast |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 1552 |
| Registered on: | 9/13/2012 |
| Online Status: | Not Online |
Recent Posts
Message
re: VOO v VOOG for Child's UTMA
Posted by ThatsAFactJack on 6/5/24 at 8:34 am
[b][quote]PlanoPrivateer[/quote]
[quote]Since you mentioned that she has a job[/quote][/b]
It is a cash job. She makes like 50-90/month coaching recreational tumbling/cheer classes at the gym where she is on the competition team. She is not a W-2 employee. She gets an envelope of cash every mont...
1
VOO v VOOG for Child's UTMA
Posted by ThatsAFactJack on 6/4/24 at 11:31 am
My child has significant amount of cash from gifts and working a cash job as a junior coach at her gym. I match any amount she contributes to her savings envelope. She is now interested in letting me setup a "real" account for her money. It will be either in VOO or VOOG and $1000 left in the settlem...
re: Mosquitoes and is there any real way to control them?
Posted by ThatsAFactJack on 6/3/24 at 4:05 pm
[quote]tigergal918[/quote]
[quote] Mosquito Joe[/quote]
What's the monthly/quarterly cost? I have 3 acres in Rayne that I have considered getting a service for this but according to my 4 daughters, I am a tight wad, and rather handle myself if possible but would consider if reasonable....
re: Dealing with Teenage daughters
Posted by ThatsAFactJack on 5/29/24 at 11:08 am
I've got 4 daughters
13, 9, 2, 3 months
The 13 year old was a handful 10-13, but we always stood our ground. The last 3-4 months she has had a big change in a positive way and its been so refreshing.
9 year old is a people pleaser and hates to dissapoint anyone so she always listens
2 ye...
re: 2006 Honda Fourtrax Owner's Manual
Posted by ThatsAFactJack on 5/24/24 at 11:57 am
[quote]REB BEER[/quote]
Link requires an account and mnthly fee of $4.95, found taht yesterday. Trying not to have to setup another damn account for a free trial and hope to remember to cancel. This may end up being my only option. Shocked HOnda doesn't have a repository of all manuals, furthest...
re: 2006 Honda Fourtrax Owner's Manual
Posted by ThatsAFactJack on 5/24/24 at 11:55 am
[quote]Bulletproof bike. No manual needed. Just change oil.[/quote]
Exactly why I bought this bike. But I am a nerd and still like having all my manuals
Thanks!...
re: 2006 Honda Fourtrax Owner's Manual
Posted by ThatsAFactJack on 5/24/24 at 11:53 am
Tried that HOnda link and others and couldnt find futher back than 2010.
Thanks...
re: What’s your credit score?
Posted by ThatsAFactJack on 5/24/24 at 11:44 am
Per Credit Karma
TransUnion: 769
Equifax: 757
Took about a 20 point hit recently after closing on a mortgage for rural property.
:usa: :usa:...
2006 Honda Fourtrax Owner's Manual
Posted by ThatsAFactJack on 5/23/24 at 2:26 pm
Just purchased a 2006 Honda Fourtrax. Can't find any link to download a manual with jumping through a million hoops and creating accounts. Anyone have a resource to download manuals in PDF format?
TIA...
re: The average car is now 12.5 years old and the interest
Posted by ThatsAFactJack on 5/14/24 at 4:38 pm
2015 F150 XLT 4WD CREWCAB 5.0L V8
179,000 miles
Been paid off since 2018
Tranny starting to slip, but will probably, rebuild or replace instead of take on another truck note. This note was $335 back in 2015, now it would be equivalent to 700-800. F that
:usa: :usa:...
re: I can’t help but think a lot of people driving newer cars with upside down loans
Posted by ThatsAFactJack on 5/9/24 at 1:28 pm
[b][quote]4LSU2[/quote]
[quote]I’m driving a 2015 F150 Lariat 4WD with 215K miles. [/quote][/b]
Similar Boat:
2015 F150 4WD XLT 5.0 V8 with 180k miles. Transmission is starting to slip between 3 and 4, so debating whether to fix and keep rolling or buy new. Not really excited about a new truck...
re: Custom Build Finance Questions
Posted by ThatsAFactJack on 5/6/24 at 5:04 pm
[b][quote]LSUtigerME[/quote]
[quote]They will only loan you enough to cover 80% of the estimated build costs. That includes the appraisal and payoff of the land, so the land equity will be rolled into it.[/quote][/b]
So paying down the lot loan is advantageous in regards to the construction loan...
Custom Build Finance Questions
Posted by ThatsAFactJack on 5/6/24 at 3:20 pm
Doing a custom build home in 12-15 months. First time doing custom build and will be forever home.
Equity in Current Home: $65,000
Equity in Property to Build on: $35,000
Property Value: $90,000
Total Estimated Equity: $100,000 that would be rolled into construction/permanent loan
Estimate...
re: ATF Obscured Doorbell Camera Before Deadly Pre-Dawn Raid In Arkansas…
Posted by ThatsAFactJack on 4/10/24 at 12:41 pm
[quote]SlowFlowPro[/quote]
[quote]Dude was slanging guns on the DL without a FFL.
This does not mean that he deserved to be killed for the crime, but his picture as an executive is irrelevant. They have a super strong case dude was breaking laws with many years behind them.[/quote]
1 - Innoce...
re: UL Lafayette acknowledges "tragic incident" on campus last night
Posted by ThatsAFactJack on 4/10/24 at 11:41 am
This guy had serious mental health issues that he refused to address and rather play dress up and pretend he was turning into a girl.
Addition by subtraction. One less deviant to prey on other impressionable children/young adults. LIfe is cruel, he was not protected by his parents or society. ...
re: Crystal ball $ gurus, where are rates going?
Posted by ThatsAFactJack on 4/9/24 at 10:36 am
[quote]GREENHEAD22[/quote]
Just closed on something similar with First South Farm Credit. 8.3% for 15 years with 20% down....
re: Apparently private equity is buying up small hospitals in LA
Posted by ThatsAFactJack on 3/19/24 at 10:21 am
[quote]LaLadyinTx[/quote]
[quote]As a long time hospital CFO, I agree with everything you said. It's always so annoying watching people who aren't in the business side of healthcare posting about what they think because they have no fricking clue what they are talking about. We have the most disjoi...
re: Dividend Growth Investing
Posted by ThatsAFactJack on 3/14/24 at 12:15 pm
[quote]SquatchDawg[/quote]
[quote]I worked up a spreadsheet on this once wondering if compounding and reinvesting dividends would grow into a substantial income.[/quote]
What assumptions did you use? What were the general outcomes of your theory? Time Frame you modeled, amount of money modeled, ...
re: Dividend Growth Investing
Posted by ThatsAFactJack on 3/13/24 at 10:56 am
[quote]TDsngumbo[/quote]
[quote]I’m in the “have to rely on growth instead of dividends” camp.[/quote]
I feel this. My 401K is all growth as of now, 44 years old, my brokerage account is around $17k all FXAIX which is considered aggressive.
This is more for any additional money I find each mo...
Dividend Growth Investing
Posted by ThatsAFactJack on 3/13/24 at 8:29 am
New to this form of investing. I have a brokerage account that I dump money into regularly all going into FXAIX which is at about 100 shares right now. Will continue this investing.
Opened another brokerage account to only focus on dividend growth investing. Hoping to build that up so that the di...
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