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re: Filing a credit card dispute - what's the likelihood of full approval?

Posted on 7/10/19 at 11:48 am to
Posted by baldona
Florida
Member since Feb 2016
20620 posts
Posted on 7/10/19 at 11:48 am to
The argument is simple: all lodging is canceled or no lodging. Picking and choosing something in between is the risk assumed by the customer.
Posted by jscrims
Lost
Member since May 2008
3564 posts
Posted on 7/10/19 at 11:48 am to
quote:

n cases like this its best to just straight up report the card was stolen and dispute ever making the charge



Yes, lie. Lying always helps in these situations.
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 7/10/19 at 11:51 am to
quote:

This is why they have travel insurance



The common misconception with travel insurance is that you can just cancel whenever, for whatever reason, and receive your money back.

99% of travel insurance offered still requires some extenuating circumstance (medical, strike, political conflict, weather, etc.)

In the case of weather, these policies all have different rules. They typically require the area to be under evacuation, or at minimum, Tropical Storm warning.
Posted by baldona
Florida
Member since Feb 2016
20620 posts
Posted on 7/10/19 at 11:52 am to
quote:

Also, host is a mega douche.



For what? Having a policy that OP knew fully but wants to break simply because his vacation will be rained on?

Is your idea that all of Gulf Shores should shut down business this week?
Posted by PearlJam
NotBeardEaves
Member since Aug 2014
13908 posts
Posted on 7/10/19 at 11:54 am to
quote:

Having a policy that OP knew fully but wants to break simply because his vacation will be rained on
This is the issue. OP wants to change plans and get out of his contract simply because the weather won't be as nice as he hoped. OP is wrong in this scenario, but still may be saved by the CC bank.
Posted by TheDeathValley
New Orleans, LA
Member since Sep 2010
17247 posts
Posted on 7/10/19 at 11:56 am to
quote:

For what? Having a policy that OP knew fully but wants to break simply because his vacation will be rained on? Is your idea that all of Gulf Shores should shut down business this week?


A douche for being a douche. Period.
Posted by LCA131
Home of the Fake Sig lines
Member since Feb 2008
72640 posts
Posted on 7/10/19 at 11:57 am to
he should have bought the property for an investment. Instead he just tried to short-term rent it and he's going to lose.


Oops, sorry, wrong thread.
Ha
Posted by yellowfin
Coastal Bar
Member since May 2006
97784 posts
Posted on 7/10/19 at 1:03 pm to
You’d lose a lot of money in the rental business, better stick to your day job
Posted by mofungoo
Baton Rouge
Member since Nov 2012
4583 posts
Posted on 7/10/19 at 1:17 pm to
This storm is not likely to affect Gulf Shores much. If it does, the main downside will be ~1-2.5 inches of rain at the worst.

Several years ago I had a similar situation on a weekend trip. When I got to GS it was sunny, then it started to rain that night and rained for the rest of the weekend. Turned out to be one of the best times ever
This post was edited on 7/10/19 at 1:19 pm
Posted by Cracker
in a box
Member since Nov 2009
17862 posts
Posted on 7/10/19 at 2:00 pm to
AMEX
Posted by rd280z
Richmond
Member since Jan 2007
2318 posts
Posted on 7/10/19 at 2:03 pm to
I would not count on much or anything back from them.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35676 posts
Posted on 7/10/19 at 2:29 pm to
quote:

Anytime you use a CC for a purchase you have the option to process a chargeback


Not true. You have to have a valid reason. You can't just do it "anytime you use a CC for a purchase".
Posted by Napoleon
Kenna
Member since Dec 2007
69335 posts
Posted on 7/10/19 at 2:45 pm to
Depends. Some people have charge back insurance. So they will dispute then drop it. So you get your money and they don't lose your money either.

Though to me it seems your bank will win as service paid for was not received.
Posted by Napoleon
Kenna
Member since Dec 2007
69335 posts
Posted on 7/10/19 at 2:48 pm to
I don't know, I've had some people try and charge back on me for bs reasons. One guy was such a douche. He even bragged how he was with Amex for 30 years and they have his back.
Nope, he lost. I keep excellent records, including using video and pictures and document everything.
I've never lost a charge back.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35676 posts
Posted on 7/10/19 at 2:53 pm to
You're an example of my point. If the merchant has proper documentation and doesn't back down the bank will back him.

People don't understand that that merchant is also a customer and VISA, Mastercard and Amex will back the merchant. They love getting that percentage on every transaction.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37225 posts
Posted on 7/10/19 at 3:12 pm to
Some of your posts cause me to think you have a lot to learn about life. this is one of those posts.

You may find your bank would rather just refund you.

But you signed a contract, paid for it, and now you don't want to uphold your end of the contract. You took on this risk, and there are ways you could have mitigated this risk (travel insurance) but you didn't.

As long as the property is useable, I don't see why you feel you are entitled to get your money back because you chose to not go.

If there is a chance the beach will flood, they will issue a mandatory evac and you will be taken care of. Otherwise, no.

Next time, don't book a prepaid rental during hurricane season without travel insurance.
Posted by dgnx6
Baton Rouge
Member since Feb 2006
69178 posts
Posted on 7/10/19 at 3:45 pm to
You will get your money back. Bank will side with you.

But like other guy posted, Airbnb may black ball you. I'd still blast the guy for not being a decent human and understanding your situation.

Posted by baldona
Florida
Member since Feb 2016
20620 posts
Posted on 7/10/19 at 3:48 pm to
quote:

But like other guy posted, Airbnb may black ball you. I'd still blast the guy for not being a decent human and understanding your situation.


So anytime there is a tropical storm in the Gulf the entire coast should shut down and everyone sent home along with a refund?
This post was edited on 7/10/19 at 3:50 pm
Posted by REB BEER
Laffy Yet
Member since Dec 2010
16283 posts
Posted on 7/10/19 at 3:51 pm to
I smell a "Some a-hole is trying to cancel their Air BNB reservation for my place" spinoff coming soon.
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 7/10/19 at 3:57 pm to
quote:

I'd still blast the guy for not being a decent human and understanding your situation.




I don't think the AirBnB owner is the one not being a decent human being in this situation.
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