Complicated marriage/legal question involving finances

I know I’m coming to the correct place-

Ok- this has been a really rough 2024 for our family - basically, I’m pretty confident my wife is going through a mental health crisis but she is refusing therapy. I know Baker Act is an option but i feel it’s a last ditch effort- and honestly, it’s effn hard and complicated and unless you have faced it- you wouldn’t know-

Ok, moving to my questions- since May 1, my wife has moved about $3k to her visa bank card and $1600 in ATM withdrawals

Now, currently we are a single income family (me) - she doesn’t have a job.

She has been withdrawing money starting about 10days ago…$200 here …$300 there etc (the $200 seems to be from convenience stores and truck stops) …on Tuesday of this week, after she pulled $300 ($1000 to that point) i asked why is this happening- she says, paying bills (she has been the bill payer). I didnt necessarily believe her but since our marriage has been strained (bc of new odd behaviors including this one) i let it slide but then the next day (Wednesday) she pulled more ($1200 to date). I then sent a text saying…stop pulling money out until we can sit down and discuss.

She accused me of being controlling etc but honestly, i don’t care- i just want to know the truth.

On Thursday, i decided to open up a separate account and once i got my early direct deposit on Friday, i quickly transferred to my new account (same bank for ease of transfers)

She protested etc said it might not be legal etc blah blah - i told her that we will sit down and discuss finances and figure all this out - once we go to therapy (again, emotions are really high)

Also, in context- most of this month she has been hotel living bc she says she feels unsafe around me etc - so I’m confident that most of the credit card money is hotel rooms

Anyway, i just checked our mutual bank account and she has withdrawn another $400 (total of $1600)

So i went ahead and transferred pretty much everything else to my new bank account until we talk about all of this

My question to the legal minds- will this cause problems?

(Also noted…I don’t think she is doing drugs or illicit stuff- idk the cash money - i think it’s the mental health stuff)

Also…we are in our late 40s and this mental stuff is new

Any thoughts?