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Started By
Message
22 year old needing career advice
Posted on 6/3/21 at 1:26 pm
Posted on 6/3/21 at 1:26 pm
Current position: inside sales/accounting clerk for a very small company. Like less than 10 employees. I pretty much give people quotes, type in pos and turn them into orders, provide customer support through email and sometimes phone. Also starting to do invoicing (AP and AR)
Pay: $14 an hour, no benefits
Company is very chill and laid back. I am pretty good friends with 2 guys that work here. Boss and his wife love me. I probably only spend 60-70% of the day actually working. I am also pretty close with my boss who is loaded and I feel like I could move up to pretty much being his assistant. He is kind of stingy with money though so not sure if this is the best route.
Possible position: AML (anti money laundering) analyst for a smallish bank. Basically I would be checking customers bank accounts for any suspicious activity (try to see if they are laundering money). Then I report it to the investigator and they investigate it.
Pay: $12 an hour, yearly bonus, medical benefits, 401k, sick leave once a month, etc.
Would you stay at the current job or jump ship?
I think the AML position has a higher ceiling as I could use it to jump into regulatory compliance as soon as I finish my degree (2 more years). I could also move up to become an AML investigator, or move to a larger bank (and if I do I’d probably make almost $20 an hour after a year or 2). At the same time, it will probably be more demanding, less pay (for now), and I will basically be a homebody on the week days. Right now I go out 4 times a week or so and I still make it to work and do a good job. I like being able to have fun still, but I don’t want to sacrifice my future for partying.
I know I don’t want to do sales in the future and I’m unsure if I want to be an accountant or not, although it would be ok I guess. My ideal job would be something like a right of way agent/landman for an o&g company but I might have to consider avenues with the way things are looking. I’ve thought about being a paralegal and going to law school, compliance, and even being a real estate appraiser.
Any advice?
Pay: $14 an hour, no benefits
Company is very chill and laid back. I am pretty good friends with 2 guys that work here. Boss and his wife love me. I probably only spend 60-70% of the day actually working. I am also pretty close with my boss who is loaded and I feel like I could move up to pretty much being his assistant. He is kind of stingy with money though so not sure if this is the best route.
Possible position: AML (anti money laundering) analyst for a smallish bank. Basically I would be checking customers bank accounts for any suspicious activity (try to see if they are laundering money). Then I report it to the investigator and they investigate it.
Pay: $12 an hour, yearly bonus, medical benefits, 401k, sick leave once a month, etc.
Would you stay at the current job or jump ship?
I think the AML position has a higher ceiling as I could use it to jump into regulatory compliance as soon as I finish my degree (2 more years). I could also move up to become an AML investigator, or move to a larger bank (and if I do I’d probably make almost $20 an hour after a year or 2). At the same time, it will probably be more demanding, less pay (for now), and I will basically be a homebody on the week days. Right now I go out 4 times a week or so and I still make it to work and do a good job. I like being able to have fun still, but I don’t want to sacrifice my future for partying.
I know I don’t want to do sales in the future and I’m unsure if I want to be an accountant or not, although it would be ok I guess. My ideal job would be something like a right of way agent/landman for an o&g company but I might have to consider avenues with the way things are looking. I’ve thought about being a paralegal and going to law school, compliance, and even being a real estate appraiser.
Any advice?
66
Posted on 6/3/21 at 1:27 pm to justaniceguy
quote:
Pay: $14 an hour, no benefits
quote:
Pay: $12 an hour, yearly bonus, medical benefits, 401k, sick leave once a month, etc.
You could do better at McDonald's.
Posted on 6/3/21 at 1:28 pm to justaniceguy
What are you majoring in and where do you live? Those pay options are pretty shitty with literally everyone looking for employees right now
This post was edited on 6/3/21 at 1:29 pm
Posted on 6/3/21 at 1:28 pm to justaniceguy
Stay at home and earn a Biden check. Identify as a disabled purple dog.
Posted on 6/3/21 at 1:29 pm to GetCocky11
quote:
You could do better w unemployment.
Posted on 6/3/21 at 1:29 pm to justaniceguy
1) Start your own paper company.
2) Steal leads from bigger paper company.
3) Get bought out.
4) Profit.
Posted on 6/3/21 at 1:29 pm to justaniceguy
If I were you, I would sit down with your current boss and just ask him about advancement possibilities. I would not take a drop in base pay to move to a bigger company, even if they do offer benefits. Negotiate that pay rate higher because it is going to impact future pay raises at that company.
Right now, so many positions are open that you can do much better on pay.
Right now, so many positions are open that you can do much better on pay.
This post was edited on 6/3/21 at 1:31 pm
Posted on 6/3/21 at 1:30 pm to justaniceguy
The no benefits of a small business are going to be tough, long term.
I’ve worked in large corporations for a long time now, and there are days where I would love to go to a small company. The benefits are hard to beat at the right places.
I’ve worked in large corporations for a long time now, and there are days where I would love to go to a small company. The benefits are hard to beat at the right places.
Posted on 6/3/21 at 1:30 pm to justaniceguy
quote:
Possible position: AML (anti money laundering) analyst for a smallish bank. Basically I would be checking customers bank accounts for any suspicious activity (try to see if they are laundering money). Then I report it to the investigator and they investigate it. Pay: $12 an hour, yearly bonus, medical benefits, 401k, sick leave once a month, etc.
I'd be suicidal doing that at $50 / hour.
Posted on 6/3/21 at 1:31 pm to Costanza
Slightly lower COL than Baton Rouge
Posted on 6/3/21 at 1:32 pm to justaniceguy
I do a good bit of what you do in regards to duties and make exponentially more. Not six figures or anything crazy, but way more than $14/hr. Not trying to be a dick, just letting you know you where your salary is at.
Hell, we pay our truck drivers and loaders more than that per hour.
Hell, we pay our truck drivers and loaders more than that per hour.
This post was edited on 6/3/21 at 1:34 pm
Posted on 6/3/21 at 1:33 pm to justaniceguy
how smart are you?
In tennessee tellers are making 14-15 dollars an hour. Entry level AML with degree is making 40k. If you want to get into the nitty gritty and be a badass get a degree in Maths with a minor in Finance, find an internship with an investment company, and then get your CFA.
you can write your ticket with a CFA certification and you don't do much sales work. CFA is pretty difficult though. takes about 1000 hours of your life. There are a few colleges that offer a CFA track along with a degree in finance
CPA is always an option with accounting degree
AML and compliance jobs do offer steady reliable income. Only directors make over 100k
In tennessee tellers are making 14-15 dollars an hour. Entry level AML with degree is making 40k. If you want to get into the nitty gritty and be a badass get a degree in Maths with a minor in Finance, find an internship with an investment company, and then get your CFA.
you can write your ticket with a CFA certification and you don't do much sales work. CFA is pretty difficult though. takes about 1000 hours of your life. There are a few colleges that offer a CFA track along with a degree in finance
CPA is always an option with accounting degree
AML and compliance jobs do offer steady reliable income. Only directors make over 100k
This post was edited on 6/3/21 at 1:34 pm
Posted on 6/3/21 at 1:34 pm to justaniceguy
It's 2021. Start an OnlyFans page.
Posted on 6/3/21 at 1:34 pm to justaniceguy
Do not go to law school. I would go to a large reputable financial company and start from the ground floor and work my way up. The benefits and incentives will pay off big time by the time you reach your mid-40s
Posted on 6/3/21 at 1:36 pm to justaniceguy
quote:
I think the AML position has a higher ceiling as I could use it to jump into regulatory compliance as soon as I finish my degree (2 more years).
I'd probably stick with the small company until you've finished your degree program. You'll have 2 more years experience, and a degree. You'll demand higher pay.
Posted on 6/3/21 at 1:36 pm to justaniceguy
Your AML job look like it has more opportunity. As you get older, you realize the value of benefits. People on here are going to make fun of your pay, but it looks like the bank job is entry level with plenty of opportunity there or elsewhere after some years of experience.
The current job seems comfortable for now, but unless you get to 2nd in command or take over the business at some point, your going to have to jump ship anyway. At 22, you don't fully know the bullshite of bills, insurance, kid expenses, saving for retirement, etc
Go with the bank
The current job seems comfortable for now, but unless you get to 2nd in command or take over the business at some point, your going to have to jump ship anyway. At 22, you don't fully know the bullshite of bills, insurance, kid expenses, saving for retirement, etc
Go with the bank
Posted on 6/3/21 at 1:36 pm to justaniceguy
quote:
justaniceguy
Name checks out working for those wages.
If you are selling anything now, there are plenty of entry level sales jobs that pay twice your current wage. Move to a major city and avoid your descent into poverty.
This post was edited on 6/3/21 at 1:37 pm
Posted on 6/3/21 at 1:37 pm to justaniceguy
quote:
Possible position: AML (anti money laundering) analyst for a smallish bank. Basically I would be checking customers bank accounts for any suspicious activity (try to see if they are laundering money). Then I report it to the investigator and they investigate it.
Posted on 6/3/21 at 1:38 pm to justaniceguy
Yeah not to sound mean but that is some shitty pay. They are literally advertising higher pay at dominos down the street with benefits. I would start applying to other jobs even if you have to move. Your young so move to a different city while you can
Posted on 6/3/21 at 1:39 pm to justaniceguy
You're 22. You're expendable WHEREVER you choose to work. Find something you enjoy doing, and work your arse off at it. shut-up, learn, listen, repeat. then one day, you'll no longer be expendable and doing something you enjoy.
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