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re: UPDATE: disputed a non-paid Red light camera ticket credit report collection?

Posted on 2/25/15 at 9:37 am to
Posted by lurk9000
Member since Nov 2011
46 posts
Posted on 2/25/15 at 9:37 am to
Yes I had one from the speeding camera in baker. It went on my credit report. I contacted trans Union on their website via online dispute form. I put that I had no record of an agreement to purchase goodd or services. 1 month later it was off my credit report.
Posted by CarRamrod
Spurbury, VT
Member since Dec 2006
57472 posts
Posted on 2/25/15 at 9:46 am to
quote:

Yes I had one from the speeding camera in baker. It went on my credit report. I contacted trans Union on their website via online dispute form. I put that I had no record of an agreement to purchase goodd or services. 1 month later it was off my credit report.

looks like this is the route, because mine was in baker as well.

what option did you put? Investigate Ownership or accuracy? here are the accuracy options.
-Balance is incorrect
-This account was paid to the original creditor prior to becoming a collection or charge-off
-I have never made a late payment
-Insurance paid this account late, remove late payments
-Statement not received due to change of address, remove late payments
-This account is included in my bankruptcy
-Terms are incorrect
-Creditor agreed to remove charges and/or fees
-Creditor agreed to remove this account from my file
-Fraudulent charges were made on my account
-This account is settled
-This account is transferred to another lender
-This account is paid
-This account was closed by Consumer
-This record contains multiple inaccuracies, please verify accuracy of all data
-I am a victim of a natural or declared disaster.
-I have Active Military Duty status
-Account is deferred
-Credit limit and/or high balance is incorrect
-Contract has been cancelled
-Account is involved in litigation
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