re: Probably been said but there is a fix to the student debt "crisis"

You can't solve it as long as nothing changes. They could forgive all the debt, and we would be right back here in 10-20 years at the current lending rate.

1. Maximum federally backed student loans should be the cost of the in-state tuition for the most expensive PUBLIC school in that state.

This would solve much of the problems going forward.

You want to go to Tulane? Fine. But the most you can borrow is how much it costs to go to LSU. You want to go to Harvard? Fine, but the most you can borrow is how much it costs to go to UMass.

You want to go to the University of Michigan, but you live in Texas? Fine, but you can only borrow up to the in-state tuition amount.

There is no reason for the government to be on the hook for the dalliances of teenagers.