re: Medical Debt Should Not Ever Be Used to Harm Credit Worthiness

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Medical Debt Should Not Ever Be Used to Harm Credit Worthiness

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CSB.

Patient awaiting appendectomy with his wife in curtained ER room was told by the hospital, he'd have to make arrangements to square a bill for a previous surgery before proceeding. Turns out they'd paid nothing toward that bill, and apparently hadn't planned to. A financial administrator came to see the couple. They did some dickering for a few minutes, and finally came to a structured payment agreement.

It was off-putting. In fact, I almost interceded. Because as you put it, getting appendicitis wasn't this guy's fault.

When the admin left, he pulled the curtain (which patients remarkably perceive as soundproof). The couple then proceeded to discuss who they were going to gift their 4 courtside Hornets season tickets to, while the husband was laid up.

Certainly the exception to the rule, but as with student loans, poor decision making (or grifting) can play into the equation.