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re: I can’t help but think a lot of people driving newer cars with upside down loans
Posted on 5/8/24 at 6:40 pm to PeteRose
Posted on 5/8/24 at 6:40 pm to PeteRose
quote:
I have an 800 score my bank offered me a 10% rate.
Your bank sucks. Bank of America and Chase will give you under 7%, and most manufacturers are giving rate specials finally.
3
Posted on 5/8/24 at 7:33 pm to whatiknowsofar
quote:
Your bank sucks. Bank of America and Chase will give you under 7%, and most manufacturers are giving rate specials finally.
Most people can't afford what they're buying, hence 84+ month loans for AT4s at horrible rates. I got 1.9 for 36 this morning
But then again, they're also not 100k in student loans that people are upside down in the moment they take the first payment.
Posted on 5/8/24 at 7:54 pm to whatiknowsofar
quote:exactly
Your bank sucks. Bank of America and Chase will give you under 7%, and most manufacturers are giving rate specials finally.
this thread is stupid
my first car loan in 1992 was 6%. That’s just what it was back in the stone ages. My home loan at the time was 11%. People have lived entire lives in a zero to low rate environment
borrowing money should cost money
Posted on 5/9/24 at 6:46 am to whatiknowsofar
quote:
Bank of America and Chase will give you under 7%
Just a few years ago this statement would have sounded absurd
7% interest rates being the norm for people with good credit on a new vehicle is insane
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