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Message
Louisiana is owed $417 Million in delinquent fees for auto insurance lapse fines
Posted on 5/8/24 at 1:21 pm
Posted on 5/8/24 at 1:21 pm
LINK /
That's over half a billion dollars owed between NOLA camera tix and LA insurance lapse fines.
Is LA and NOLA fining/ticketing too much or is LA full of deadbeats who don't pay their debt???
"BATON ROUGE, La. (BRPROUD) — When a Louisiana driver is fined for lapsed insurance and can’t pay it right away, the fees stack up and some struggle to ever get their license reinstated. The state legislature advanced a bill Wednesday that would make sweeping changes to help people with that debt.
HB683 by state Rep. Chuck Owen, R-Rosepine, would be a major reform for the Office of Motor Vehicles to help people deal with their debt and get their licenses back.
OMV is sitting on $217 million in fines, mainly from lapsed insurance payments. People can also be fined for failing to appear in court, reinstatement fees and registration cancellation, among other issues. If not dealt with right away, those fines are sent to the Office of Debt Recovery where the fees continue to increase and they lose their license. The state has over $471 million in delinquent fees that are likely to never be paid."
That's over half a billion dollars owed between NOLA camera tix and LA insurance lapse fines.
Is LA and NOLA fining/ticketing too much or is LA full of deadbeats who don't pay their debt???
"BATON ROUGE, La. (BRPROUD) — When a Louisiana driver is fined for lapsed insurance and can’t pay it right away, the fees stack up and some struggle to ever get their license reinstated. The state legislature advanced a bill Wednesday that would make sweeping changes to help people with that debt.
HB683 by state Rep. Chuck Owen, R-Rosepine, would be a major reform for the Office of Motor Vehicles to help people deal with their debt and get their licenses back.
OMV is sitting on $217 million in fines, mainly from lapsed insurance payments. People can also be fined for failing to appear in court, reinstatement fees and registration cancellation, among other issues. If not dealt with right away, those fines are sent to the Office of Debt Recovery where the fees continue to increase and they lose their license. The state has over $471 million in delinquent fees that are likely to never be paid."
This post was edited on 5/8/24 at 1:23 pm
Posted on 5/8/24 at 1:23 pm to sidewalkside
What percentage of those insurance lapse fines, would yall guess, are legitimate?
Posted on 5/8/24 at 1:23 pm to sidewalkside
How many of those are total BS though?
I used to get one of those every time i changed insurance companies back when i lived there.
I used to get one of those every time i changed insurance companies back when i lived there.
Posted on 5/8/24 at 1:23 pm to sidewalkside
If they collect this, could it go towards cleaning debris off the streets and fixing our roads? Both would improve safety and reduce insurance claims.
Posted on 5/8/24 at 1:24 pm to sidewalkside
Last time they claimed this, they got their asses sued off because people had turned in the plates but Public Safety didn’t cancel them in a timely manner.
Canceling insurance the day you turn in the plate is acceptable. The plate not getting cancelled for weeks afterward, not so much.
Canceling insurance the day you turn in the plate is acceptable. The plate not getting cancelled for weeks afterward, not so much.
Posted on 5/8/24 at 1:25 pm to sidewalkside
The flags and fines to DMV are a huge shakedown.
In 2020, I had a flag from a car I sold in 2012. I've never had an insurance lapse in my life. But, it was easier to pay than to go back and research the sale.
This is a shakedown state. When I moved here, I filed my first state income tax return. I subsequently received a bill for the same amount of taxes from the year before. I called, saying I lived in Texas that year. "Oh, we do that automatically." So, without any tax submission showing Louisiana income, they just assume it.
In 2020, I had a flag from a car I sold in 2012. I've never had an insurance lapse in my life. But, it was easier to pay than to go back and research the sale.
This is a shakedown state. When I moved here, I filed my first state income tax return. I subsequently received a bill for the same amount of taxes from the year before. I called, saying I lived in Texas that year. "Oh, we do that automatically." So, without any tax submission showing Louisiana income, they just assume it.
Posted on 5/8/24 at 1:27 pm to sidewalkside
I’m torn on this.
On one hand, IDGAF if deadbeats who drive without insurance get their licenses revoked.
On the other hand, OMV is incompetent.
On one hand, IDGAF if deadbeats who drive without insurance get their licenses revoked.
On the other hand, OMV is incompetent.
Posted on 5/8/24 at 1:27 pm to sidewalkside
The money from fines received by the DMV has certainly helped the DMV become a courteous, efficient, and service friendly agency.
Posted on 5/8/24 at 1:35 pm to sidewalkside
I've had to pay almost 2 grand in absolute horse shite fees now, despite having a goddamn receipt at one point, for this.
I hope this happens to the people that caused this.
I hope this happens to the people that caused this.
Posted on 5/8/24 at 1:47 pm to sidewalkside
quote:
Is LA and NOLA fining/ticketing too much or is LA full of deadbeats who don't pay their debt???
yes
ETA: but seriously, the fines are holding back a bunch of folks from getting insurance. the DMV seriously fricked these fines up a while back
This post was edited on 5/8/24 at 1:50 pm
Posted on 5/8/24 at 1:54 pm to sidewalkside
I’m in favor of people being incarcerated for not carrying car insurance.
Posted on 5/8/24 at 2:27 pm to sidewalkside
quote:
Is LA and NOLA fining/ticketing too much or is LA full of deadbeats who don't pay their debt???
Yes.
Posted on 5/8/24 at 2:41 pm to sidewalkside
I have a story on this fricking bullshite….
So recently(within the last couple of years) my insurance lapsed. Payments were set on auto pay on a certain card. Well, that card had to be cancelled due to possible fraud. Well, somehow, it fell through the cracks and communications were missed or whatever happened and I missed a month before we realized what was going on.
So ON TOP of insurance renewal I find out that the time there wasn’t insurance on my vehicle, I’m being fined by this backwoods, 1960s hillbilly, crooked arse state. $800 later, I’m finally able to get the red flag off my license.
I’m not sure that there is an office that I despise more than the OMV. If we were ever attacked by a foreign entity with jets and bombs, I hope that building and all of its tentacles are the first ones turned to absolute rubble. Every one of those people can go frick themselves.
So recently(within the last couple of years) my insurance lapsed. Payments were set on auto pay on a certain card. Well, that card had to be cancelled due to possible fraud. Well, somehow, it fell through the cracks and communications were missed or whatever happened and I missed a month before we realized what was going on.
So ON TOP of insurance renewal I find out that the time there wasn’t insurance on my vehicle, I’m being fined by this backwoods, 1960s hillbilly, crooked arse state. $800 later, I’m finally able to get the red flag off my license.
I’m not sure that there is an office that I despise more than the OMV. If we were ever attacked by a foreign entity with jets and bombs, I hope that building and all of its tentacles are the first ones turned to absolute rubble. Every one of those people can go frick themselves.
This post was edited on 5/8/24 at 2:42 pm
Posted on 5/8/24 at 2:54 pm to sidewalkside
I don’t trust that figure
I had a notice for a laspe and they wanted money
My insurance never had a break. Was with same company all that time. Had to send them proof i didnt lapse
Bs
I had a notice for a laspe and they wanted money
My insurance never had a break. Was with same company all that time. Had to send them proof i didnt lapse
Bs
Posted on 5/8/24 at 2:57 pm to sidewalkside
Ive seen it where a person has to make a choice in paying their insurance for the month or putting gas in their vehicle to get to work. Once it lapses and they dont turn in their plate to the DMV the fines start stacking up. So much that they wont ever have the extra income to get their shite straight. Add in being ticketed / vehicle towed for no insurance and they never recover.
But, also frick uninsured motorist that cause the rest of us to have to bare the burden
But, also frick uninsured motorist that cause the rest of us to have to bare the burden
Posted on 5/8/24 at 3:13 pm to sidewalkside
It's a scam. They sent me a letter saying 4 years ago i didn't have insurance on one of four vehicles for 5 days and are charging me $625 and I have to pay it because I can't renew my license if I don't.
$625
$625
This post was edited on 5/8/24 at 3:14 pm
Posted on 5/8/24 at 4:02 pm to sidewalkside
My in-laws in Ga borrowed my 3rd car for a few months. Instead of using my insurance they added car to their insurance so I canceled mine.
State of Louisiana charged me over $1,000 for the car not being insured. When I spent time proving that the car was never uninsured for even a second, they said inlaw’s insurance company was not on their vendor list so I still had to pay.
It’s ripping off their own citizens.
90% or more of this $400 million is bullshite racketeering made legal by some BS law. People will move out of the state before paying these “fines”. I can’t blame them. Louisiana government ruining its own state ever chance it gets.
State of Louisiana charged me over $1,000 for the car not being insured. When I spent time proving that the car was never uninsured for even a second, they said inlaw’s insurance company was not on their vendor list so I still had to pay.
It’s ripping off their own citizens.
90% or more of this $400 million is bullshite racketeering made legal by some BS law. People will move out of the state before paying these “fines”. I can’t blame them. Louisiana government ruining its own state ever chance it gets.
This post was edited on 5/8/24 at 4:06 pm
Posted on 5/8/24 at 4:06 pm to sidewalkside
Took an out of date trailer plate into LC office to get right. Gurl said I needed to pay $450.00 and I told her no Fukn way would I pay that. She called a conference with three other dead heads. Guess she told them about our convo since they would peek around the wall occasionally.
Comes back and tells me $80 will fix the problem. One Benny and I’m out of that shite hole with a new plate.
Comes back and tells me $80 will fix the problem. One Benny and I’m out of that shite hole with a new plate.
Posted on 5/8/24 at 4:33 pm to sidewalkside
If they actually did their jobs in person, this wouldn't be a problem. Live by automated solutions, die by manual responses.
Posted on 5/8/24 at 5:56 pm to sidewalkside
Fines aren’t real money. You can’t squeeze blood from a turnip.
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